Laclede County, Missouri: commercial real estate data.
Laclede County, Missouri had an estimated 36,738 residents on July 1, 2024, up 1.9 percent since the 2020 census base of 36,038, across 765 square miles. County output reached $2.07 bn in 2024, 729 establishments operate here, and the SBA record carries 45 7(a) approvals worth $12.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Laclede County
How many people live in Laclede County
- Population, American Community Survey 2020-202436,390
- Households14,558
- Average household size2.50
- Median household income$53,282
- Median age39.2
- Median gross rent$809 per month
- Median owner-occupied home value$168,400
- Home value to household income3.2 times
- Annual rent as a share of median income18.2 percent
- Adults 25 and over with a bachelor degree or higher16.3 percent
- Adults 25 and over with a graduate degree5.8 percent
- Adults 25 and over24,689
- Population under 188,953
- Share under 1824.6 percent
- Population 65 and over6,652
- Share 65 and over18.3 percent
- Working age population, 18 to 6420,785
- Civilian labor force17,141
- Unemployment rate5.3 percent
- Labor force participation, adults 18 and over62.5 percent
- Rank by population among Missouri counties33rd of 115
- Rank by population among US county-equivalents, Puerto Rico included1308th of 3,222
Laclede County is the 33rd largest of 115 Missouri counties by population. A median home costs 3.2 times median household income, which is moderately unaffordable by national standards. Residents under 18 outnumber those 65 and over, at 24.6 percent against 18.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Laclede County
Is Laclede County's population growing?
- Population, July 1, 202436,738
- Census 2020 base population36,038
- Population change since the 2020 census base1.94 percent
- Population change, 2023 to 202464
- Births, 2024457
- Deaths, 2024489
- Natural change, 2024-32
- Net domestic migration, 202452
- Net international migration, 202443
- Total net migration, 202495
- Cumulative net domestic migration, 2021 to 2024812
- Rank by growth among US county-equivalents1181st of 3,144
The county has grown 1.94 percent since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Laclede County
Where are people moving to Laclede County from?
- Tax returns filed by households arriving908
- People arriving, from those returns1,873
- Tax returns filed by households leaving831
- Net household movement77
- Adjusted gross income arriving$48.5 m
- Net adjusted gross income movement$7.8 m
- Average income of an arriving household$53,382
- Average income of a leaving household$48,953
- Largest single originCamden County (79 households)
- Largest single destinationGreene County (116 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Camden County | 79 | 168 | $2.8 m |
| Greene County | 78 | 133 | $3.9 m |
| Pulaski County | 57 | 117 | $2.3 m |
| Webster County | 43 | 91 | $1.8 m |
| Dallas County | 38 | 69 | $1.2 m |
| Wright County | 34 | 81 | $1.5 m |
Households arriving report $4,429 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Camden County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Laclede County
What is the Laclede County economy?
- County GDP, 2024$2.07 bn
- County GDP, 2023$2.03 bn
- GDP change, 2023 to 20241.8 percent
- GDP change over five years49.2 percent
- Rank by GDP among the Missouri areas BEA publishes28th of 115
- Rank by GDP among the US county areas BEA publishes1250th of 3,127
- GDP per resident$56,768
Output grew 1.8 percent in the latest year and 49.2 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Laclede County
Employment by industry in Laclede County
- Covered employment, annual average13,577
- Establishments reporting873
- Average annual pay$47,063
- Average weekly wage$905
- Manufacturing, employment4,813
- Manufacturing, average annual pay$57,850
- Retail trade, employment1,755
- Retail trade, average annual pay$33,441
- Health care and social assistance, employment1,705
- Health care and social assistance, average annual pay$48,355
- Accommodation and food services, employment1,167
- Accommodation and food services, average annual pay$21,189
- Administrative and support and waste management services, employment534
- Wholesale trade, employment345
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 4,813 | 61 | $57,850 |
| Retail trade | 1,755 | 144 | $33,441 |
| Health care and social assistance | 1,705 | 150 | $48,355 |
| Accommodation and food services | 1,167 | 64 | $21,189 |
| Administrative and support and waste management services | 534 | 29 | $29,768 |
| Wholesale trade | 345 | 36 | $50,287 |
| Construction | 319 | 62 | $63,302 |
| Finance and insurance | 310 | 52 | $61,244 |
Manufacturing is the largest private sector at 4,813 jobs, 35.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Laclede County
How many businesses are in Laclede County?
- Establishments, all industries729
- Employment at those establishments12,972
- Annual payroll$551.2 m
- Establishments per 1,000 residents20.0
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Laclede County
Building permits in Laclede County
- Housing units authorized by permit, 202461
- Declared construction value permitted$9.9 m
- Single family units authorized41
- Multifamily units authorized20
- Multifamily share of units32.8 percent
- Average declared value per unit$162,705
- Units authorized per 1,000 households4.2
Single-family homes are 67.2 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Laclede County
SBA loans in Laclede County (7(a) and 504)
- 7(a) approvals recorded45
- 7(a) gross approval dollars$12.7 m
- Average 7(a) approval$281,409
- Median 7(a) approval$67,200
- 10th percentile approval$11,940
- 90th percentile approval$600,500
- Largest single approval$2,474,000
- Jobs reported supported, 7(a)237
- Jobs per approval5.3
- Distinct 7(a) lenders active12
- Distinct industries receiving approvals32
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.6 percent
- Loans on real estate terms7
- Loans on working capital terms, 120 months or shorter36
- Franchise loans2
- Franchise share of approvals4.4 percent
- Leading industry by approval countRV (Recreational Vehicle) Parks and Campgrounds (3)
- 504 approvals recorded4
- 504 gross approval dollars$2.3 m
- Average 504 approval$563,750
- Median 504 approval$492,000
- Distinct CDCs active1
- 504 jobs per approval4.5
- 504 jobs per million dollars approved8.0
- Most active CDCRural Missouri, Inc. (4)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$14.9 m
The average approval of $281,409 sits well above the median of $67,200, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 15.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Laclede County
SBA loan default and charge-off rates in Laclede County
Do SBA loans in Laclede County get paid back?
- Loans with a final outcome recorded18
- Paid in full18
- Charged off0
- Status: Paid in full18
- Status: Exempt from disclosure22
- Status: Cancelled4
- Status: Committed, not yet disbursed1
Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laclede County
SBA lending by place in Laclede County
- Borrower cities with recorded lending6
- Lebanon, approvals35
- Conway, approvals3
- Stoutland, approvals2
- Lynchburg, approvals2
- Falcon, approvals2
- Richland, approvals1
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Lebanon | 35 | $9,326,500 |
| Conway | 3 | $336,200 |
| Stoutland | 2 | $2,532,700 |
| Lynchburg | 2 | $290,000 |
| Falcon | 2 | $173,000 |
| Richland | 1 | $5,000 |
Lebanon accounts for 35 approvals against 3 in Conway. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Laclede County
How large is Laclede County?
- Land area765 sq mi
- Rank by land area among Missouri counties16th of 115
- Width, east to west33.2 mi
- Height, north to south29.2 mi
- Geographies sharing a boundary6
- Residents per square mile of land48
- Establishments per square mile0.95
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Laclede County
Flood risk in Laclede County
- Participation of the county's own NFIP community Laclede County, unincorporated areasParticipating, community 290811
- Communities in the county in the NFIP Community Status Book4
- Of those, participating in the NFIP2
- NFIP participation rate50.0 percent
- Communities carrying a CRS class0
- Radon levels in Laclede County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The county's own community in the status book, unincorporated Laclede County (community 290811), participates in the National Flood Insurance Program and carries no Community Rating System class, so no CRS premium discount applies there. The EPA places Laclede County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 50.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Laclede County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Laclede County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202436,390
- Households14,558
- Average household size2.50
- Median household income$53,282
- Median age39.2
Common questions
Laclede County questions, answered from the record.
How many people live in Laclede County, Missouri?
The Census Bureau estimates 36,738 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 36,390, in 14,558 households, ranking 33rd of 115 Missouri counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Laclede County's population growing?
The population has grown 1.94 percent since the 2020 census base of 36,038, to 36,738 on July 1, 2024. In 2024 there were 457 births against 489 deaths, with net migration of 95. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Laclede County?
$53,282. The median owner-occupied home is valued at $168,400, which is 3.2 times income, and median gross rent is $809 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Laclede County?
729 establishments, employing 12,972 people with an annual payroll of $551.2 m. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Laclede County?
Manufacturing is the largest private sector at 4,813 jobs, 35.4 percent of covered employment. Covered employment averages 13,577 jobs at an average annual pay of $47,063, or $905 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Laclede County?
45 7(a) approvals totaling $12.7 m since FY2020, across 12 lenders, with a median approval of $67,200, plus 4 504 approvals worth $2.3 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Laclede County?
61 housing units were authorized by permit in 2024, with a declared construction value of $9.9 m. Multifamily was 32.8 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Laclede County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Laclede County come from?
The largest single origin is Camden County, with 79 households. Arriving households report an average income of $53,382 against $48,953 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Laclede County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Laclede County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Laclede County
Cities and places in Laclede.
7 Census places lie wholly or partly in Laclede County. All 7 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Lebanon | city | 15,270 | 35 | Wholly in this county |
| Richland | city | 2,136 | 1 | 3.1 percent here, 90.5 percent Pulaski County, 6.4 percent Camden County |
| Conway | city | 732 | 3 | Wholly in this county |
| Stoutland | city | 243 | 2 | 46.2 percent here, 53.8 percent Camden County |
| Phillipsburg | village | 164 | None recorded | Wholly in this county |
| Bennett Springs | CDP | 135 | None recorded | 51.7 percent here, 48.3 percent Dallas County |
| Evergreen | village | 88 | None recorded | Wholly in this county |
A further 4 of the county's 45 SBA 7(a) approvals are to borrowers in cities that match no Census place in Laclede County, the largest being Lynchburg (2), Falcon (2). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby