HomeMissouriLafayette CountyConcordia
Concordia, Missouri: commercial real estate data.
Concordia is a Census city of 2,332 people across 1.83 square miles of land, in Lafayette County. Median household income is $59,068, 56.8 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Concordia
What Concordia is
- Census place typecity
- Land area1.83 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,273
- County holding the largest share of its areaLafayette County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concordia
How many people live in Concordia
- Population2,332
- Median age40.4 plus or minus 9.8
- Population under 18573 plus or minus 118
- Share under 1824.6 percent
- Population 65 and over491 plus or minus 102
- Share 65 and over21.1 percent
- Households923
- Family households508
- Share of households that are families55.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concordia
Income and work in Concordia
- Median household income$59,068
- Per capita income$31,703
- Civilian labor force1,142
- Employed1,131
- Unemployed11 plus or minus 13
- Unemployment rate1.0 percent plus or minus 1.1
- Adults 25 and over1,614
- Adults 25 and over with a high school diploma or higher95.5 percent
- Adults 25 and over with a bachelor degree or higher28.1 percent
- Adults 25 and over with a graduate degree9.5 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concordia
Housing in Concordia
- Housing units1,071
- Occupied units923
- Vacant units148 plus or minus 85
- Vacancy rate13.8 percent plus or minus 7.8
- Owner occupied524
- Renter occupied399 plus or minus 106
- Ownership rate56.8 percent
- Median owner-occupied home value$166,500
- Median gross rent, monthly$825
- Annual rent as a share of median income16.8 percent
- Single family units819
- Share single family76.5 percent
- Units in buildings of two or more235 plus or minus 83
- Share in buildings of two or more21.9 percent plus or minus 7.2
- Mobile homes17 plus or minus 14
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concordia
How Concordia gets to work
- Workers 16 and over who commute887
- Commuting under 15 minutes520 plus or minus 143
- Share commuting under 15 minutes58.6 percent plus or minus 11.8
- Commuting 30 minutes or more221 plus or minus 65
- Share commuting 30 minutes or more24.9 percent plus or minus 5.6
- Drove alone69.5 percent
- Carpooled10.9 percent plus or minus 8.4
- Public transport0.1 percent plus or minus 0.5
- Walked2.9 percent plus or minus 2.4
- Worked from home14.1 percent plus or minus 8.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Concordia
SBA loans in Concordia (7(a))
- Approvals7
- Gross approval$1,067,500
- Average approval$152,500
- Median approval$29,500
- Largest approval$815,000
- Jobs supported13
- Jobs per approval1.9
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises14.3 percent
- Distinct lenders3
- Distinct industries by NAICS4
Counted by borrower city: approvals to borrowers whose address is in Concordia, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Concordia
Flood risk in Concordia
- NFIP communityCity of Concordia
- NFIP community number290745
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/26/10(M)
The City of Concordia participates in the National Flood Insurance Program as community 290745 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lafayette County, not Concordia
Lafayette County context, not Concordia figures
- Establishments in Lafayette County732
- Covered employment, Lafayette County8,809
- Average annual pay, Lafayette County$44,138
- Housing units permitted, Lafayette County121
Every figure in this section is published for Lafayette County as a whole and is not a measurement of Concordia.
All Lafayette County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Concordia questions, answered from the record.
How many people live in Concordia, Missouri?
2,332, in 923 households. Concordia city covers 1.83 square miles of land, which is 1,273 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Concordia in?
Lafayette County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Concordia?
$59,068. The median owner-occupied home is valued at $166,500. Median gross rent is $825 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Concordia businesses?
7 7(a) approvals totaling $1.1 m since FY2020, across 3 lenders, median approval $29,500. These count approvals to borrowers whose address is in Concordia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Concordia borrowers get paid back?
No rate is published for Concordia. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Concordia in the National Flood Insurance Program?
Yes. Concordia appears in the FEMA Community Status Book as Concordia, city of, community 290745, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Concordia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lafayette County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Concordia.
Is zoning published for Concordia?
No. Nothing on this page presents parcel level zoning.
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