HomeMissouriLafayette CountyOdessa
Odessa, Missouri: commercial real estate data.
Odessa is a Census city of 5,620 people across 4.10 square miles of land, in Lafayette County. Median household income is $100,022, 72.8 percent of occupied homes are owned, and the SBA record carries 9 7(a) approvals to borrowers here worth $1.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Odessa
What Odessa is
- Census place typecity
- Land area4.1 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,371
- County holding the largest share of its areaLafayette County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Odessa
How many people live in Odessa
- Population5,620
- Median age40.0
- Population under 181,372 plus or minus 321
- Share under 1824.4 percent plus or minus 5.7
- Population 65 and over1,073 plus or minus 260
- Share 65 and over19.1 percent plus or minus 4.6
- Households2,231
- Family households1,678
- Share of households that are families75.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Odessa
Income and work in Odessa
- Median household income$100,022 plus or minus $21,672
- Per capita income$39,629
- Civilian labor force2,935
- Employed2,935
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over3,729
- Adults 25 and over with a high school diploma or higher93.8 percent
- Adults 25 and over with a bachelor degree or higher31.2 percent plus or minus 8.3
- Adults 25 and over with a graduate degree12.5 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Odessa
Housing in Odessa
- Housing units2,370
- Occupied units2,231
- Vacant units139 plus or minus 117
- Vacancy rate5.9 percent plus or minus 4.9
- Owner occupied1,624
- Renter occupied607 plus or minus 209
- Ownership rate72.8 percent
- Median owner-occupied home value$238,200
- Median gross rent, monthly$1,063
- Annual rent as a share of median income12.8 percent plus or minus 3.0
- Single family units1,820
- Share single family76.8 percent
- Units in buildings of two or more472 plus or minus 205
- Share in buildings of two or more19.9 percent plus or minus 8.5
- Mobile homes78 plus or minus 76
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Odessa
How Odessa gets to work
- Workers 16 and over who commute2,702
- Commuting under 15 minutes646 plus or minus 222
- Share commuting under 15 minutes23.9 percent plus or minus 7.9
- Commuting 30 minutes or more1,209 plus or minus 280
- Share commuting 30 minutes or more44.7 percent plus or minus 9.6
- Drove alone87.0 percent
- Carpooled5.7 percent plus or minus 4.7
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home7.2 percent plus or minus 5.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Odessa
SBA loans in Odessa (7(a))
- Approvals9
- Gross approval$1,530,300
- Average approval$170,033
- Median approval$145,000
- Largest approval$485,000
- Jobs supported57
- Jobs per approval6.3
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more11.1 percent
- Share to franchises22.2 percent
- Distinct lenders6
- Distinct industries by NAICS9
Counted by borrower city: approvals to borrowers whose address is in Odessa, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Odessa
SBA loans in Odessa (504)
- Approvals1
- Gross approval$513,000
- Average approval$513,000
- Median approval$513,000
- Largest approval$513,000
- Jobs supported6
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Odessa, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Odessa
Flood risk in Odessa
- NFIP communityCity of Odessa
- NFIP community number290669
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/26/10(M)
The City of Odessa participates in the National Flood Insurance Program as community 290669 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lafayette County, not Odessa
Lafayette County context, not Odessa figures
- Establishments in Lafayette County732
- Covered employment, Lafayette County8,809
- Average annual pay, Lafayette County$44,138
- Housing units permitted, Lafayette County121
Every figure in this section is published for Lafayette County as a whole and is not a measurement of Odessa.
All Lafayette County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Odessa questions, answered from the record.
How many people live in Odessa, Missouri?
5,620, in 2,231 households. Odessa city covers 4.10 square miles of land, which is 1,371 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Odessa in?
Lafayette County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Odessa?
$100,022. The median owner-occupied home is valued at $238,200. Median gross rent is $1,063 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Odessa businesses?
9 7(a) approvals totaling $1.5 m since FY2020, across 6 lenders, median approval $145,000, plus 1 504 approvals worth $513,000 since FY2010. These count approvals to borrowers whose address is in Odessa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Odessa borrowers get paid back?
No rate is published for Odessa. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Odessa in the National Flood Insurance Program?
Yes. Odessa appears in the FEMA Community Status Book as Odessa, city of, community 290669, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Odessa figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lafayette County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Odessa.
Is zoning published for Odessa?
No. Nothing on this page presents parcel level zoning.
Nearby