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Willow Creek, Montana: commercial real estate data.

Willow Creek is a Census CDP of 181 people across 2.73 square miles of land, in Gallatin County. Median household income is $62,857, 93.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $95,000 since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Willow Creek

What Willow Creek is

  • Census place typeCDP
  • Land area2.73 sq mi
  • Water area0 sq mi
  • Population per square mile of land66 plus or minus 31
  • County holding the largest share of its areaGallatin County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Willow Creek

How many people live in Willow Creek

  • Population181 plus or minus 84
  • Median age59.1 plus or minus 16.3
  • Population under 1839 plus or minus 26
  • Share under 1821.5 percent plus or minus 10.2
  • Population 65 and over42 plus or minus 28
  • Share 65 and over23.2 percent plus or minus 11.3
  • Households78 plus or minus 36
  • Family households60 plus or minus 34
  • Share of households that are families76.9 percent plus or minus 25.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Willow Creek

Income and work in Willow Creek

  • Median household income$62,857 plus or minus $13,918
  • Per capita income$57,006 plus or minus $40,606
  • Civilian labor force65 plus or minus 36
  • Employed63 plus or minus 35
  • Unemployed2 plus or minus 4
  • Unemployment rate3.1 percent plus or minus 5.9
  • Adults 25 and over141 plus or minus 66
  • Adults 25 and over with a high school diploma or higher87.9 percent
  • Adults 25 and over with a bachelor degree or higher12.8 percent plus or minus 17.0
  • Adults 25 and over with a graduate degree12.8 percent plus or minus 17.0

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Willow Creek

Housing in Willow Creek

  • Housing units98 plus or minus 41
  • Occupied units78 plus or minus 36
  • Vacant units20 plus or minus 18
  • Vacancy rate20.4 percent plus or minus 16.3
  • Owner occupied73 plus or minus 36
  • Renter occupied5 plus or minus 8
  • Ownership rate93.6 percent
  • Median owner-occupied home value$450,000 plus or minus $140,344
  • Single family units64 plus or minus 36
  • Share single family65.3 percent plus or minus 24.1
  • Units in buildings of two or more0
  • Share in buildings of two or more0.0 percent
  • Mobile homes34 plus or minus 23
  • Median year structure built1979

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Willow Creek

How Willow Creek gets to work

  • Workers 16 and over who commute57 plus or minus 30
  • Commuting under 15 minutes14 plus or minus 13
  • Share commuting under 15 minutes24.6 percent plus or minus 19.2
  • Commuting 30 minutes or more39 plus or minus 25
  • Share commuting 30 minutes or more68.4 percent plus or minus 23.8
  • Drove alone87.3 percent plus or minus 66.9
  • Carpooled0.0 percent
  • Public transport0.0 percent
  • Walked3.2 percent plus or minus 7.7
  • Worked from home9.5 percent plus or minus 13.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Willow Creek

SBA loans in Willow Creek (7(a))

  • Approvals1
  • Gross approval$95,000
  • Average approval$95,000
  • Median approval$95,000
  • Largest approval$95,000
  • Jobs supported2
  • Jobs per approval2.0
  • Loans with a final outcome1
  • Paid in full1
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more0.0 percent
  • Share to franchises0.0 percent
  • Distinct lenders1
  • Distinct industries by NAICS1

Counted by borrower city: approvals to borrowers whose address is in Willow Creek, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Gallatin County, not Willow Creek

Gallatin County context, not Willow Creek figures

  • Establishments in Gallatin County6,828
  • Covered employment, Gallatin County73,217
  • Average annual pay, Gallatin County$66,213
  • Housing units permitted, Gallatin County1,706

Every figure in this section is published for Gallatin County as a whole and is not a measurement of Willow Creek.

All Gallatin County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Willow Creek questions, answered from the record.

How many people live in Willow Creek, Montana?

181, in 78 households. Willow Creek CDP covers 2.73 square miles of land, which is 66 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Willow Creek in?

Gallatin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Willow Creek?

$62,857. The median owner-occupied home is valued at $450,000. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Willow Creek businesses?

1 7(a) approvals totaling $95,000 since FY2020, across 1 lenders, median approval $95,000. These count approvals to borrowers whose address is in Willow Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Willow Creek borrowers get paid back?

No rate is published for Willow Creek. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Are the county figures on this page Willow Creek figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gallatin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Willow Creek.

Is zoning published for Willow Creek?

No. Nothing on this page presents parcel level zoning.