HomeMontanaGallatin CountyWillow Creek CDP
Willow Creek CDP, Montana: commercial real estate data.
Willow Creek CDP is a Census CDP of 181 people across 2.73 square miles of land, in Gallatin County. Median household income is $62,857, 93.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $95,000.
64 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Willow Creek
What Willow Creek is
- Census place typeCDP
- Land area2.73 sq mi
- Water area0 sq mi
- Population per square mile of land66 plus or minus 31
- County holding the largest share of its areaGallatin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Willow Creek
How many people live in Willow Creek
- Population181 plus or minus 84
- Median age59.1 plus or minus 16.3
- Population under 1839 plus or minus 26
- Share under 1821.5 percent plus or minus 10.2
- Population 65 and over42 plus or minus 28
- Share 65 and over23.2 percent plus or minus 11.3
- Households78 plus or minus 36
- Family households60 plus or minus 34
- Share of households that are families76.9 percent plus or minus 25.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Willow Creek
Income and work in Willow Creek
- Median household income$62,857 plus or minus $13,918
- Per capita income$57,006 plus or minus $40,606
- Civilian labor force65 plus or minus 36
- Employed63 plus or minus 35
- Unemployed2 plus or minus 4
- Unemployment rate3.1 percent plus or minus 5.9
- Adults 25 and over141 plus or minus 66
- Adults 25 and over with a high school diploma or higher87.9 percent
- Adults 25 and over with a bachelor degree or higher12.8 percent plus or minus 17.0
- Adults 25 and over with a graduate degree12.8 percent plus or minus 17.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Willow Creek
Housing in Willow Creek
- Housing units98 plus or minus 41
- Occupied units78 plus or minus 36
- Vacant units20 plus or minus 18
- Vacancy rate20.4 percent plus or minus 16.3
- Owner occupied73 plus or minus 36
- Renter occupied5 plus or minus 8
- Ownership rate93.6 percent
- Median owner-occupied home value$450,000 plus or minus $140,344
- Single family units64 plus or minus 36
- Share single family65.3 percent plus or minus 24.1
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes34 plus or minus 23
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Willow Creek
How Willow Creek gets to work
- Workers 16 and over who commute57 plus or minus 30
- Commuting under 15 minutes14 plus or minus 13
- Share commuting under 15 minutes24.6 percent plus or minus 19.2
- Commuting 30 minutes or more39 plus or minus 25
- Share commuting 30 minutes or more68.4 percent plus or minus 23.8
- Drove alone87.3 percent plus or minus 66.9
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked3.2 percent plus or minus 7.7
- Worked from home9.5 percent plus or minus 13.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Willow Creek
SBA loans in Willow Creek (7(a))
- Approvals1
- Gross approval$95,000
- Average approval$95,000
- Median approval$95,000
- Ninetieth percentile approval$95,000
- Largest approval$95,000
- Jobs supported2
- Jobs per approval2.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gallatin County, not Willow Creek
Gallatin County context, not Willow Creek figures
These are Gallatin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Willow Creek measurements.
- Establishments in Gallatin County6,828
- Employment at those establishments, Gallatin County59,252
- Covered employment, Gallatin County73,217
- Average annual pay, Gallatin County$66,213
- Average weekly wage, Gallatin County$1,273
- Housing units permitted, Gallatin County1,706
- Of those, single family, Gallatin County1,006
- County product, 2024, Gallatin County$11,875,417,000
- County product change over the prior year, Gallatin County7.9 percent
- Average income of an arriving household, Gallatin County$128,102
Every figure in this section is published for Gallatin County as a whole and is not a measurement of Willow Creek. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Willow Creek questions, answered from the record.
How many people live in Willow Creek, Montana?
181, in 78 households. Willow Creek CDP covers 2.73 square miles of land, which is 66 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Willow Creek in?
Gallatin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Willow Creek?
$62,857. The median owner-occupied home is valued at $450,000. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Willow Creek businesses?
1 7(a) approvals totalling $95,000, across 1 lenders, median approval $95,000. These count approvals to borrowers whose address is in Willow Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Willow Creek borrowers get paid back?
No rate is published for Willow Creek. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Willow Creek figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gallatin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Willow Creek.
Is zoning published for Willow Creek?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.