HomeNew MexicoRio Arriba CountyChama
Chama, New Mexico: commercial real estate data.
Chama is a Census village of 776 people across 2.88 square miles of land, in Rio Arriba County. Median household income is $30,694, 80.3 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $600,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chama
What Chama is
- Census place typevillage
- Land area2.88 sq mi
- Water area0.03 sq mi
- Population per square mile of land269 plus or minus 95
- County holding the largest share of its areaRio Arriba County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chama
How many people live in Chama
- Population776 plus or minus 273
- Median age64.4
- Population under 1858 plus or minus 52
- Share under 187.5 percent plus or minus 6.2
- Population 65 and over337 plus or minus 127
- Share 65 and over43.4 percent
- Households458 plus or minus 157
- Family households255 plus or minus 115
- Share of households that are families55.7 percent plus or minus 16.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chama
Income and work in Chama
- Median household income$30,694 plus or minus $21,532
- Per capita income$36,375 plus or minus $12,076
- Civilian labor force404 plus or minus 206
- Employed375 plus or minus 186
- Unemployed29 plus or minus 42
- Unemployment rate7.2 percent plus or minus 9.7
- Adults 25 and over718 plus or minus 252
- Adults 25 and over with a high school diploma or higher80.5 percent plus or minus 36.7
- Adults 25 and over with a bachelor degree or higher18.9 percent plus or minus 10.5
- Adults 25 and over with a graduate degree5.0 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chama
Housing in Chama
- Housing units629 plus or minus 161
- Occupied units458 plus or minus 157
- Vacant units171 plus or minus 65
- Vacancy rate27.2 percent plus or minus 7.6
- Owner occupied368 plus or minus 131
- Renter occupied90 plus or minus 70
- Ownership rate80.3 percent
- Median owner-occupied home value$189,100
- Median gross rent, monthly$570 plus or minus $276
- Annual rent as a share of median income22.3 percent plus or minus 19.0
- Single family units336 plus or minus 129
- Share single family53.4 percent plus or minus 15.2
- Units in buildings of two or more33 plus or minus 37
- Share in buildings of two or more5.2 percent plus or minus 5.7
- Mobile homes260 plus or minus 111
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chama
How Chama gets to work
- Workers 16 and over who commute321 plus or minus 169
- Commuting under 15 minutes290 plus or minus 133
- Share commuting under 15 minutes90.3 percent plus or minus 63.1
- Commuting 30 minutes or more31 plus or minus 40
- Share commuting 30 minutes or more9.7 percent plus or minus 11.4
- Drove alone70.9 percent
- Carpooled5.3 percent plus or minus 8.4
- Public transport0.0 percent
- Walked9.3 percent plus or minus 10.2
- Worked from home14.4 percent plus or minus 12.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chama
SBA loans in Chama (7(a))
- Approvals1
- Gross approval$600,000
- Average approval$600,000
- Median approval$600,000
- Largest approval$600,000
- Jobs supported16
- Jobs per approval16.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Chama, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chama
SBA loans in Chama (504)
- Approvals2
- Gross approval$749,000
- Average approval$374,500
- Median approval$374,500
- Largest approval$413,000
- Jobs supported10
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Chama, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Chama
Flood risk in Chama
- NFIP communityVillage of Chama
- NFIP community number350050
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/15/12
The Village of Chama participates in the National Flood Insurance Program as community 350050 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rio Arriba County, not Chama
Rio Arriba County context, not Chama figures
- Establishments in Rio Arriba County541
- Covered employment, Rio Arriba County9,291
- Average annual pay, Rio Arriba County$48,908
Every figure in this section is published for Rio Arriba County as a whole and is not a measurement of Chama.
All Rio Arriba County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chama questions, answered from the record.
How many people live in Chama, New Mexico?
776, in 458 households. Chama village covers 2.88 square miles of land, which is 269 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chama in?
Rio Arriba County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chama?
$30,694. The median owner-occupied home is valued at $189,100. Median gross rent is $570 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chama businesses?
1 7(a) approvals totaling $600,000 since FY2020, across 1 lenders, median approval $600,000, plus 2 504 approvals worth $749,000 since FY2010. These count approvals to borrowers whose address is in Chama, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chama borrowers get paid back?
No rate is published for Chama. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Chama in the National Flood Insurance Program?
Yes. Chama appears in the FEMA Community Status Book as Chama, village of, community 350050, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chama figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rio Arriba County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chama.
Is zoning published for Chama?
No. Nothing on this page presents parcel level zoning.