HomeNew MexicoRio Arriba CountyEspañola
Española, New Mexico: commercial real estate data.
Española is a Census city of 10,473 people across 8.22 square miles of land, lying across Rio Arriba County and Santa Fe County. Median household income is $47,667, 65.2 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $3.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Española
What Española is
- Census place typecity
- Land area8.22 sq mi
- Water area0.12 sq mi
- Population per square mile of land1,274
- County holding the largest share of its areaRio Arriba County, 78.8 percent
- Counties this place lies inRio Arriba County 78.8 percent, Santa Fe County 21.2 percent
Española crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Española
How many people live in Española
- Population10,473
- Median age35.7
- Population under 182,570
- Share under 1824.5 percent
- Population 65 and over1,894
- Share 65 and over18.1 percent
- Households4,132
- Family households2,582
- Share of households that are families62.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Española
Income and work in Española
- Median household income$47,667
- Per capita income$27,745
- Civilian labor force4,590
- Employed4,388
- Unemployed202 plus or minus 91
- Unemployment rate4.4 percent plus or minus 2.0
- Adults 25 and over6,585
- Adults 25 and over with a high school diploma or higher82.5 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent
- Adults 25 and over with a graduate degree6.4 percent plus or minus 1.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Española
Housing in Española
- Housing units4,823
- Occupied units4,132
- Vacant units691
- Vacancy rate14.3 percent
- Owner occupied2,694
- Renter occupied1,438
- Ownership rate65.2 percent
- Median owner-occupied home value$210,800
- Median gross rent, monthly$829
- Annual rent as a share of median income20.9 percent
- Single family units2,500
- Share single family51.8 percent
- Units in buildings of two or more565 plus or minus 119
- Share in buildings of two or more11.7 percent plus or minus 2.4
- Mobile homes1,754
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Española
How Española gets to work
- Workers 16 and over who commute4,112
- Commuting under 15 minutes980
- Share commuting under 15 minutes23.8 percent
- Commuting 30 minutes or more2,320
- Share commuting 30 minutes or more56.4 percent
- Drove alone86.0 percent
- Carpooled6.3 percent plus or minus 3.4
- Public transport0.3 percent plus or minus 0.3
- Walked0.8 percent plus or minus 0.5
- Worked from home5.8 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Española
SBA loans in Española (7(a))
- Approvals7
- Gross approval$3,447,000
- Average approval$492,429
- Median approval$388,000
- Largest approval$1,130,000
- Jobs supported32
- Jobs per approval4.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more28.6 percent
- Share to franchises28.6 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Española, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Española
SBA loans in Española (504)
- Approvals4
- Gross approval$1,481,000
- Average approval$370,250
- Median approval$412,000
- Largest approval$543,000
- Jobs supported32
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Española, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Española
Flood risk in Española
- NFIP communityCity of Espanola
- NFIP community number350052
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/04/12
The City of Espanola participates in the National Flood Insurance Program as community 350052 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Rio Arriba County, not Española
Rio Arriba County context, not Española figures
- Establishments in Rio Arriba County541
- Covered employment, Rio Arriba County9,291
- Average annual pay, Rio Arriba County$48,908
Every figure in this section is published for Rio Arriba County as a whole and is not a measurement of Española.
All Rio Arriba County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Española questions, answered from the record.
How many people live in Española, New Mexico?
10,473, in 4,132 households. Española city covers 8.22 square miles of land, which is 1,274 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Española in?
Española lies in more than one. By area it is 78.8 percent in Rio Arriba County, 21.2 percent in Santa Fe County. This page sits under Rio Arriba County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Española?
$47,667. The median owner-occupied home is valued at $210,800. Median gross rent is $829 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Española businesses?
7 7(a) approvals totaling $3.4 m since FY2020, across 5 lenders, median approval $388,000, plus 4 504 approvals worth $1.5 m since FY2010. These count approvals to borrowers whose address is in Española, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Española borrowers get paid back?
No rate is published for Española. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Española in the National Flood Insurance Program?
Yes. Española appears in the FEMA Community Status Book as Espanola, city of, community 350052, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Española figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Rio Arriba County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Española.
Is zoning published for Española?
No. Nothing on this page presents parcel level zoning.
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