HomeNew YorkAlbany CountyAlbany
Albany, New York: commercial real estate data.
Albany is a Census city of 100,492 people across 21.40 square miles of land, in Albany County. Median household income is $61,986, 38.2 percent of occupied homes are owned, and the SBA record carries 162 7(a) approvals to borrowers here worth $91.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Albany
What Albany is
- Census place typecity
- Land area21.4 sq mi
- Water area0.53 sq mi
- Population per square mile of land4,695
- County holding the largest share of its areaAlbany County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How many people live in Albany
- Population100,492
- Median age32.0
- Population under 1814,002
- Share under 1813.9 percent
- Population 65 and over14,064
- Share 65 and over14.0 percent
- Households44,357
- Family households17,337
- Share of households that are families39.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Income and work in Albany
- Median household income$61,986
- Per capita income$37,843
- Civilian labor force55,900
- Employed51,560
- Unemployed4,340
- Unemployment rate7.8 percent
- Adults 25 and over63,874
- Adults 25 and over with a high school diploma or higher91.3 percent
- Adults 25 and over with a bachelor degree or higher45.3 percent
- Adults 25 and over with a graduate degree21.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
Housing in Albany
- Housing units50,408
- Occupied units44,357
- Vacant units6,051
- Vacancy rate12.0 percent
- Owner occupied16,944
- Renter occupied27,413
- Ownership rate38.2 percent
- Median owner-occupied home value$234,700
- Median gross rent, monthly$1,216
- Annual rent as a share of median income23.5 percent
- Single family units16,738
- Share single family33.2 percent
- Units in buildings of two or more33,601
- Share in buildings of two or more66.7 percent
- Mobile homes69 plus or minus 45
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
How Albany gets to work
- Workers 16 and over who commute43,396
- Commuting under 15 minutes15,803
- Share commuting under 15 minutes36.4 percent
- Commuting 30 minutes or more9,232
- Share commuting 30 minutes or more21.3 percent
- Drove alone55.2 percent
- Carpooled10.4 percent
- Public transport10.2 percent
- Walked8.5 percent
- Worked from home13.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Albany
SBA loans in Albany (7(a))
- Approvals162
- Gross approval$91,208,700
- Average approval$563,017
- Median approval$150,000
- Ninetieth percentile approval$1,482,300
- Largest approval$5,000,000
- Jobs supported1,613
- Jobs per approval10.0
- Loans with a final outcome26
- Paid in full24
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more9.9 percent
- Share to franchises9.9 percent
- Distinct lenders39
- Distinct industries by NAICS82
Counted by borrower city: approvals to borrowers whose address is in Albany, in any county, FY2020 to FY2026. Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Albany
SBA loans in Albany (504)
- Approvals45
- Gross approval$29,670,000
- Average approval$659,333
- Median approval$364,000
- Largest approval$3,440,000
- Jobs supported249
- Loans with a final outcome17
- Charged off1
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Albany, in any county, FY2010 to FY2026. Only 17 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Albany
Flood risk in Albany
- NFIP communityCity of Albany
- NFIP community number360001
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/16/15
The City of Albany participates in the National Flood Insurance Program as community 360001 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Albany County, not Albany
Albany County context, not Albany figures
- Establishments in Albany County9,465
- Covered employment, Albany County233,390
- Average annual pay, Albany County$82,387
- Housing units permitted, Albany County741
Every figure in this section is published for Albany County as a whole and is not a measurement of Albany.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Albany questions, answered from the record.
How many people live in Albany, New York?
100,492, in 44,357 households. Albany city covers 21.40 square miles of land, which is 4,695 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Albany in?
Albany County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Albany?
$61,986. The median owner-occupied home is valued at $234,700. Median gross rent is $1,216 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Albany businesses?
162 7(a) approvals totaling $91.2 m since FY2020, across 39 lenders, median approval $150,000, plus 45 504 approvals worth $29.7 m since FY2010. These count approvals to borrowers whose address is in Albany, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Albany borrowers get paid back?
No rate is published for Albany. Only 26 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Albany in the National Flood Insurance Program?
Yes. Albany appears in the FEMA Community Status Book as Albany, city of, community 360001, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Albany figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Albany County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Albany.
Is zoning published for Albany?
No. Nothing on this page presents parcel level zoning.