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HomeNew YorkAlbany CountyLatham CDP

Latham CDP, New York: commercial real estate data.

Latham CDP is a Census CDP of 13,802 people across 5.78 square miles of land, in Albany County. Median household income is $104,899, 62.4 percent of occupied homes are owned, and the SBA record carries 62 7(a) approvals to borrowers here worth $51.8 m.

77 sourced place values · tier FULL · 8 sections

Latham

What Latham is

  • Census place typeCDP
  • Land area5.78 sq mi
  • Water area0.02 sq mi
  • Population per square mile of land2,387
  • County holding the largest share of its areaAlbany County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Latham

How many people live in Latham

  • Population13,802
  • Median age41.7
  • Population under 182,542
  • Share under 1818.4 percent
  • Population 65 and over2,768
  • Share 65 and over20.1 percent
  • Households5,793
  • Family households3,479
  • Share of households that are families60.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Latham

Income and work in Latham

  • Median household income$104,899
  • Per capita income$53,400
  • Civilian labor force7,886
  • Employed7,686
  • Unemployed200 plus or minus 92
  • Unemployment rate2.5 percent plus or minus 1.1
  • Adults 25 and over9,379
  • Adults 25 and over with a high school diploma or higher95.6 percent
  • Adults 25 and over with a bachelor degree or higher48.4 percent
  • Adults 25 and over with a graduate degree22.8 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Latham

Housing in Latham

  • Housing units6,055
  • Occupied units5,793
  • Vacant units262 plus or minus 125
  • Vacancy rate4.3 percent plus or minus 2.0
  • Owner occupied3,616
  • Renter occupied2,177
  • Ownership rate62.4 percent
  • Median owner-occupied home value$326,900
  • Median gross rent, monthly$1,472
  • Annual rent as a share of median income16.8 percent
  • Single family units4,008
  • Share single family66.2 percent
  • Units in buildings of two or more1,999 plus or minus 420
  • Share in buildings of two or more33.0 percent plus or minus 6.6
  • Mobile homes48 plus or minus 44
  • Median year structure built1976

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Latham

How Latham gets to work

  • Workers 16 and over who commute6,309
  • Commuting under 15 minutes2,055 plus or minus 467
  • Share commuting under 15 minutes32.6 percent
  • Commuting 30 minutes or more1,276 plus or minus 272
  • Share commuting 30 minutes or more20.2 percent
  • Drove alone68.5 percent
  • Carpooled8.4 percent plus or minus 4.1
  • Public transport0.4 percent plus or minus 0.5
  • Walked3.2 percent plus or minus 2.5
  • Worked from home17.0 percent plus or minus 4.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Latham

SBA 7(a) lending to Latham borrowers

  • Approvals62
  • Gross approval$51,783,700
  • Average approval$835,221
  • Median approval$300,000
  • Ninetieth percentile approval$2,403,800
  • Largest approval$5,000,000
  • Jobs supported546
  • Jobs per approval8.8
  • Loans with a final outcome13
  • Paid in full13
  • Charged off0
  • Charge-off rate over resolved loans0.0 percent
  • Median term120 months
  • Share on real estate terms of 20 years or more12.9 percent
  • Share to franchises9.7 percent
  • Distinct lenders24
  • Distinct industries by NAICS39

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Latham

SBA 504 lending to Latham borrowers

  • Approvals7
  • Gross approval$5,068,000
  • Average approval$724,000
  • Median approval$931,000
  • Largest approval$1,188,000
  • Jobs supported58
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Albany County, not Latham

Albany County context, not Latham figures

These are Albany County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Latham measurements.

  • Establishments in Albany County9,465
  • Employment at those establishments, Albany County180,421
  • Covered employment, Albany County233,390
  • Average annual pay, Albany County$82,387
  • Average weekly wage, Albany County$1,584
  • Housing units permitted, Albany County741
  • Of those, single family, Albany County190
  • County product, 2024, Albany County$46,129,110,000
  • County product change over the prior year, Albany County4.7 percent
  • Average income of an arriving household, Albany County$139,255

Every figure in this section is published for Albany County as a whole and is not a measurement of Latham. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Latham questions, answered from the record.

How many people live in Latham, New York?

13,802, in 5,793 households. Latham CDP covers 5.78 square miles of land, which is 2,387 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Latham in?

Albany County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Latham?

$104,899. The median owner-occupied home is valued at $326,900. Median gross rent is $1,472 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Latham businesses?

62 7(a) approvals totalling $51.8 m, across 24 lenders, median approval $300,000, plus 7 504 approvals worth $5.1 m. These count approvals to borrowers whose address is in Latham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Latham borrowers get paid back?

Of the 13 loans that have reached a final outcome, 13 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.

Are the county figures on this page Latham figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Albany County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Latham.

Is zoning published for Latham?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.