HomeNew YorkAlbany CountyCohoes
Cohoes, New York: commercial real estate data.
Cohoes is a Census city of 18,159 people across 3.77 square miles of land, in Albany County. Median household income is $61,145, 39.5 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $650,800 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cohoes
What Cohoes is
- Census place typecity
- Land area3.77 sq mi
- Water area0.46 sq mi
- Population per square mile of land4,813
- County holding the largest share of its areaAlbany County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cohoes
How many people live in Cohoes
- Population18,159
- Median age38.6
- Population under 183,622
- Share under 1819.9 percent
- Population 65 and over3,233
- Share 65 and over17.8 percent
- Households8,403
- Family households4,209
- Share of households that are families50.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cohoes
Income and work in Cohoes
- Median household income$61,145
- Per capita income$35,304
- Civilian labor force8,948
- Employed8,430
- Unemployed518 plus or minus 269
- Unemployment rate5.8 percent plus or minus 3.0
- Adults 25 and over12,246
- Adults 25 and over with a high school diploma or higher91.6 percent
- Adults 25 and over with a bachelor degree or higher27.6 percent
- Adults 25 and over with a graduate degree11.2 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cohoes
Housing in Cohoes
- Housing units9,744
- Occupied units8,403
- Vacant units1,341 plus or minus 388
- Vacancy rate13.8 percent plus or minus 3.9
- Owner occupied3,319
- Renter occupied5,084
- Ownership rate39.5 percent
- Median owner-occupied home value$223,400
- Median gross rent, monthly$1,251
- Annual rent as a share of median income24.6 percent
- Single family units3,428
- Share single family35.2 percent
- Units in buildings of two or more6,316
- Share in buildings of two or more64.8 percent
- Mobile homes0
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cohoes
How Cohoes gets to work
- Workers 16 and over who commute7,252
- Commuting under 15 minutes1,671 plus or minus 414
- Share commuting under 15 minutes23.0 percent plus or minus 5.2
- Commuting 30 minutes or more1,816 plus or minus 446
- Share commuting 30 minutes or more25.0 percent plus or minus 5.6
- Drove alone65.9 percent
- Carpooled16.5 percent plus or minus 5.9
- Public transport3.0 percent plus or minus 2.1
- Walked1.5 percent plus or minus 1.1
- Worked from home11.6 percent plus or minus 3.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cohoes
SBA loans in Cohoes (7(a))
- Approvals8
- Gross approval$650,800
- Average approval$81,350
- Median approval$90,000
- Largest approval$150,000
- Jobs supported52
- Jobs per approval6.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises12.5 percent
- Distinct lenders6
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Cohoes, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cohoes
SBA loans in Cohoes (504)
- Approvals4
- Gross approval$1,354,000
- Average approval$338,500
- Median approval$348,500
- Largest approval$504,000
- Jobs supported23
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Cohoes, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cohoes
Flood risk in Cohoes
- NFIP communityCity of Cohoes
- NFIP community number360006
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/16/15
The City of Cohoes participates in the National Flood Insurance Program as community 360006 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Albany County, not Cohoes
Albany County context, not Cohoes figures
- Establishments in Albany County9,465
- Covered employment, Albany County233,390
- Average annual pay, Albany County$82,387
- Housing units permitted, Albany County741
Every figure in this section is published for Albany County as a whole and is not a measurement of Cohoes.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cohoes questions, answered from the record.
How many people live in Cohoes, New York?
18,159, in 8,403 households. Cohoes city covers 3.77 square miles of land, which is 4,813 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cohoes in?
Albany County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cohoes?
$61,145. The median owner-occupied home is valued at $223,400. Median gross rent is $1,251 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cohoes businesses?
8 7(a) approvals totaling $650,800 since FY2020, across 6 lenders, median approval $90,000, plus 4 504 approvals worth $1.4 m since FY2010. These count approvals to borrowers whose address is in Cohoes, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cohoes borrowers get paid back?
No rate is published for Cohoes. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cohoes in the National Flood Insurance Program?
Yes. Cohoes appears in the FEMA Community Status Book as Cohoes, city of, community 360006, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cohoes figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Albany County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cohoes.
Is zoning published for Cohoes?
No. Nothing on this page presents parcel level zoning.