HomeNew YorkChautauqua CountyDunkirk city
Dunkirk city, New York: commercial real estate data.
Dunkirk city is a Census city of 12,549 people across 4.54 square miles of land, in Chautauqua County. Median household income is $53,299, 58.5 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.4 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Dunkirk
What Dunkirk is
- Census place typecity
- Land area4.54 sq mi
- Water area0.02 sq mi
- Population per square mile of land2,761
- County holding the largest share of its areaChautauqua County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dunkirk
How many people live in Dunkirk
- Population12,549
- Median age43.7
- Population under 182,511
- Share under 1820.0 percent
- Population 65 and over2,403
- Share 65 and over19.1 percent
- Households5,530
- Family households3,366
- Share of households that are families60.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dunkirk
Income and work in Dunkirk
- Median household income$53,299
- Per capita income$27,787
- Civilian labor force5,571
- Employed5,309
- Unemployed262 plus or minus 121
- Unemployment rate4.7 percent plus or minus 2.2
- Adults 25 and over8,991
- Adults 25 and over with a high school diploma or higher87.4 percent
- Adults 25 and over with a bachelor degree or higher16.4 percent
- Adults 25 and over with a graduate degree6.8 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dunkirk
Housing in Dunkirk
- Housing units6,167
- Occupied units5,530
- Vacant units637 plus or minus 198
- Vacancy rate10.3 percent plus or minus 3.2
- Owner occupied3,236
- Renter occupied2,294
- Ownership rate58.5 percent
- Median owner-occupied home value$94,700
- Median gross rent, monthly$866
- Annual rent as a share of median income19.5 percent
- Single family units4,184
- Share single family67.8 percent
- Units in buildings of two or more1,983
- Share in buildings of two or more32.2 percent
- Mobile homes0
- Median year structure built1941
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dunkirk
How Dunkirk gets to work
- Workers 16 and over who commute4,938
- Commuting under 15 minutes2,963
- Share commuting under 15 minutes60.0 percent
- Commuting 30 minutes or more1,045 plus or minus 261
- Share commuting 30 minutes or more21.2 percent plus or minus 5.0
- Drove alone79.5 percent
- Carpooled11.1 percent plus or minus 3.2
- Public transport0.0 percent
- Walked3.3 percent plus or minus 1.7
- Worked from home4.5 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dunkirk
SBA loans in Dunkirk (7(a))
- Approvals6
- Gross approval$1,361,600
- Average approval$226,933
- Median approval$100,000
- Ninetieth percentile approval$1,000,000
- Largest approval$1,000,000
- Jobs supported33
- Jobs per approval5.5
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS6
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Dunkirk
Flood risk in Dunkirk
- Listed NFIP communities2
- Of those, participating2
- NFIP community number360137
- Currently effective map date02/04/81
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Chautauqua County, not Dunkirk
Chautauqua County context, not Dunkirk figures
These are Chautauqua County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Dunkirk measurements.
- Establishments in Chautauqua County2,695
- Employment at those establishments, Chautauqua County37,679
- Covered employment, Chautauqua County46,319
- Average annual pay, Chautauqua County$52,960
- Average weekly wage, Chautauqua County$1,018
- Housing units permitted, Chautauqua County125
- Of those, single family, Chautauqua County123
- County product, 2024, Chautauqua County$6,275,017,000
- County product change over the prior year, Chautauqua County7.1 percent
- Average income of an arriving household, Chautauqua County$54,537
Every figure in this section is published for Chautauqua County as a whole and is not a measurement of Dunkirk. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Dunkirk questions, answered from the record.
How many people live in Dunkirk, New York?
12,549, in 5,530 households. Dunkirk city covers 4.54 square miles of land, which is 2,761 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Dunkirk in?
Chautauqua County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Dunkirk?
$53,299. The median owner-occupied home is valued at $94,700. Median gross rent is $866 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Dunkirk businesses?
6 7(a) approvals totalling $1.4 m, across 3 lenders, median approval $100,000. These count approvals to borrowers whose address is in Dunkirk, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Dunkirk borrowers get paid back?
No rate is published for Dunkirk. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Dunkirk in the National Flood Insurance Program?
Yes. Dunkirk appears in the FEMA Community Status Book as community 360137, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Dunkirk figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chautauqua County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Dunkirk.
Is zoning published for Dunkirk?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.