HomeNew YorkChautauqua CountyDunkirk
Dunkirk, New York: commercial real estate data.
Dunkirk is a Census city of 12,549 people across 4.54 square miles of land, in Chautauqua County. Median household income is $53,299, 58.5 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Dunkirk
What Dunkirk is
- Census place typecity
- Land area4.54 sq mi
- Water area0.02 sq mi
- Population per square mile of land2,761
- County holding the largest share of its areaChautauqua County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dunkirk
How many people live in Dunkirk
- Population12,549
- Median age43.7
- Population under 182,511
- Share under 1820.0 percent
- Population 65 and over2,403
- Share 65 and over19.1 percent
- Households5,530
- Family households3,366
- Share of households that are families60.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dunkirk
Income and work in Dunkirk
- Median household income$53,299
- Per capita income$27,787
- Civilian labor force5,571
- Employed5,309
- Unemployed262 plus or minus 121
- Unemployment rate4.7 percent plus or minus 2.2
- Adults 25 and over8,991
- Adults 25 and over with a high school diploma or higher87.4 percent
- Adults 25 and over with a bachelor degree or higher16.4 percent
- Adults 25 and over with a graduate degree6.8 percent plus or minus 1.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dunkirk
Housing in Dunkirk
- Housing units6,167
- Occupied units5,530
- Vacant units637 plus or minus 198
- Vacancy rate10.3 percent plus or minus 3.2
- Owner occupied3,236
- Renter occupied2,294
- Ownership rate58.5 percent
- Median owner-occupied home value$94,700
- Median gross rent, monthly$866
- Annual rent as a share of median income19.5 percent
- Single family units4,184
- Share single family67.8 percent
- Units in buildings of two or more1,983
- Share in buildings of two or more32.2 percent
- Mobile homes0
- Median year structure built1941
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dunkirk
How Dunkirk gets to work
- Workers 16 and over who commute4,938
- Commuting under 15 minutes2,963
- Share commuting under 15 minutes60.0 percent
- Commuting 30 minutes or more1,045 plus or minus 261
- Share commuting 30 minutes or more21.2 percent plus or minus 5.0
- Drove alone79.5 percent
- Carpooled11.1 percent plus or minus 3.2
- Public transport0.0 percent
- Walked3.3 percent plus or minus 1.7
- Worked from home4.5 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Dunkirk
SBA loans in Dunkirk (7(a))
- Approvals6
- Gross approval$1,361,600
- Average approval$226,933
- Median approval$88,550
- Largest approval$1,000,000
- Jobs supported33
- Jobs per approval5.5
- Loans with a final outcome1
- Paid in full0
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Dunkirk, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Dunkirk
Flood risk in Dunkirk
- NFIP communityCity of Dunkirk
- NFIP community number360137
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/04/81
The City of Dunkirk participates in the National Flood Insurance Program as community 360137 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chautauqua County, not Dunkirk
Chautauqua County context, not Dunkirk figures
- Establishments in Chautauqua County2,695
- Covered employment, Chautauqua County46,319
- Average annual pay, Chautauqua County$52,960
- Housing units permitted, Chautauqua County125
Every figure in this section is published for Chautauqua County as a whole and is not a measurement of Dunkirk.
All Chautauqua County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Dunkirk questions, answered from the record.
How many people live in Dunkirk, New York?
12,549, in 5,530 households. Dunkirk city covers 4.54 square miles of land, which is 2,761 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Dunkirk in?
Chautauqua County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Dunkirk?
$53,299. The median owner-occupied home is valued at $94,700. Median gross rent is $866 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Dunkirk businesses?
6 7(a) approvals totaling $1.4 m since FY2020, across 3 lenders, median approval $88,550. These count approvals to borrowers whose address is in Dunkirk, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Dunkirk borrowers get paid back?
No rate is published for Dunkirk. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Dunkirk in the National Flood Insurance Program?
Yes. Dunkirk appears in the FEMA Community Status Book as Dunkirk, city of, community 360137, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Dunkirk figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chautauqua County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Dunkirk.
Is zoning published for Dunkirk?
No. Nothing on this page presents parcel level zoning.