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HomeNew YorkChautauqua CountyJamestown

Jamestown, New York: commercial real estate data.

Jamestown is a Census city of 28,188 people across 8.90 square miles of land, in Chautauqua County. Median household income is $43,523, 49.3 percent of occupied homes are owned, and the SBA record carries 39 7(a) approvals to borrowers here worth $8.7 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Jamestown

What Jamestown is

  • Census place typecity
  • Land area8.9 sq mi
  • Water area0.15 sq mi
  • Population per square mile of land3,167
  • County holding the largest share of its areaChautauqua County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jamestown

How many people live in Jamestown

  • Population28,188
  • Median age39.8
  • Population under 186,362
  • Share under 1822.6 percent
  • Population 65 and over5,014
  • Share 65 and over17.8 percent
  • Households12,602
  • Family households6,432
  • Share of households that are families51.0 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jamestown

Income and work in Jamestown

  • Median household income$43,523
  • Per capita income$26,557
  • Civilian labor force12,875
  • Employed11,720
  • Unemployed1,155 plus or minus 265
  • Unemployment rate9.0 percent plus or minus 2.0
  • Adults 25 and over19,342
  • Adults 25 and over with a high school diploma or higher87.2 percent
  • Adults 25 and over with a bachelor degree or higher21.3 percent
  • Adults 25 and over with a graduate degree8.7 percent plus or minus 1.8

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jamestown

Housing in Jamestown

  • Housing units14,815
  • Occupied units12,602
  • Vacant units2,213
  • Vacancy rate14.9 percent
  • Owner occupied6,215
  • Renter occupied6,387
  • Ownership rate49.3 percent
  • Median owner-occupied home value$87,700
  • Median gross rent, monthly$759
  • Annual rent as a share of median income20.9 percent
  • Single family units7,977
  • Share single family53.8 percent
  • Units in buildings of two or more6,773
  • Share in buildings of two or more45.7 percent
  • Mobile homes44 plus or minus 34
  • Median year structure built1938

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jamestown

How Jamestown gets to work

  • Workers 16 and over who commute10,347
  • Commuting under 15 minutes6,862
  • Share commuting under 15 minutes66.3 percent
  • Commuting 30 minutes or more1,205 plus or minus 245
  • Share commuting 30 minutes or more11.6 percent
  • Drove alone69.9 percent
  • Carpooled11.9 percent plus or minus 2.8
  • Public transport2.3 percent plus or minus 1.4
  • Walked4.4 percent plus or minus 1.5
  • Worked from home9.1 percent plus or minus 2.3

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Jamestown

SBA loans in Jamestown (7(a))

  • Approvals39
  • Gross approval$8,706,000
  • Average approval$223,231
  • Median approval$92,000
  • Ninetieth percentile approval$492,000
  • Largest approval$1,780,000
  • Jobs supported188
  • Jobs per approval4.8
  • Loans with a final outcome5
  • Paid in full4
  • Charged off1
  • Median term120 months
  • Share on real estate terms of 20 years or more17.9 percent
  • Share to franchises2.6 percent
  • Distinct lenders14
  • Distinct industries by NAICS27

Counted by borrower city: approvals to borrowers whose address is in Jamestown, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Jamestown

SBA loans in Jamestown (504)

  • Approvals2
  • Gross approval$1,138,000
  • Average approval$569,000
  • Median approval$569,000
  • Largest approval$1,074,000
  • Jobs supported12
  • Loans with a final outcome2
  • Charged off1
  • Median term180 months
  • Distinct CDCs1

Counted by borrower city: approvals to borrowers whose address is in Jamestown, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Jamestown

Flood risk in Jamestown

  • NFIP communityCity of Jamestown
  • NFIP community number360141
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date06/01/78

The City of Jamestown participates in the National Flood Insurance Program as community 360141 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Chautauqua County, not Jamestown

Chautauqua County context, not Jamestown figures

  • Establishments in Chautauqua County2,695
  • Covered employment, Chautauqua County46,319
  • Average annual pay, Chautauqua County$52,960
  • Housing units permitted, Chautauqua County125

Every figure in this section is published for Chautauqua County as a whole and is not a measurement of Jamestown.

All Chautauqua County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Jamestown questions, answered from the record.

How many people live in Jamestown, New York?

28,188, in 12,602 households. Jamestown city covers 8.90 square miles of land, which is 3,167 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Jamestown in?

Chautauqua County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Jamestown?

$43,523. The median owner-occupied home is valued at $87,700. Median gross rent is $759 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Jamestown businesses?

39 7(a) approvals totaling $8.7 m since FY2020, across 14 lenders, median approval $92,000, plus 2 504 approvals worth $1.1 m since FY2010. These count approvals to borrowers whose address is in Jamestown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Jamestown borrowers get paid back?

No rate is published for Jamestown. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Jamestown in the National Flood Insurance Program?

Yes. Jamestown appears in the FEMA Community Status Book as Jamestown, city of, community 360141, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Jamestown figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chautauqua County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jamestown.

Is zoning published for Jamestown?

No. Nothing on this page presents parcel level zoning.