HomeNew YorkChautauqua CountySilver Creek
Silver Creek, New York: commercial real estate data.
Silver Creek is a Census village of 2,604 people across 1.15 square miles of land, in Chautauqua County. Median household income is $63,854, 68.2 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $3.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Silver Creek
What Silver Creek is
- Census place typevillage
- Land area1.15 sq mi
- Water area0 sq mi
- Population per square mile of land2,265
- County holding the largest share of its areaChautauqua County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silver Creek
How many people live in Silver Creek
- Population2,604
- Median age36.8
- Population under 18713
- Share under 1827.4 percent
- Population 65 and over307 plus or minus 72
- Share 65 and over11.8 percent plus or minus 2.8
- Households977
- Family households640
- Share of households that are families65.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silver Creek
Income and work in Silver Creek
- Median household income$63,854 plus or minus $25,549
- Per capita income$30,086
- Civilian labor force1,260
- Employed1,175
- Unemployed85 plus or minus 42
- Unemployment rate6.7 percent plus or minus 3.3
- Adults 25 and over1,672
- Adults 25 and over with a high school diploma or higher89.9 percent
- Adults 25 and over with a bachelor degree or higher28.9 percent plus or minus 9.4
- Adults 25 and over with a graduate degree8.6 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silver Creek
Housing in Silver Creek
- Housing units1,152
- Occupied units977
- Vacant units175 plus or minus 87
- Vacancy rate15.2 percent plus or minus 7.4
- Owner occupied666
- Renter occupied311 plus or minus 88
- Ownership rate68.2 percent
- Median owner-occupied home value$125,400
- Median gross rent, monthly$967
- Annual rent as a share of median income18.2 percent plus or minus 8.0
- Single family units727
- Share single family63.1 percent
- Units in buildings of two or more356 plus or minus 114
- Share in buildings of two or more30.9 percent plus or minus 9.3
- Mobile homes69 plus or minus 55
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silver Creek
How Silver Creek gets to work
- Workers 16 and over who commute972
- Commuting under 15 minutes276 plus or minus 96
- Share commuting under 15 minutes28.4 percent plus or minus 9.1
- Commuting 30 minutes or more434 plus or minus 108
- Share commuting 30 minutes or more44.7 percent plus or minus 9.5
- Drove alone64.8 percent
- Carpooled14.0 percent plus or minus 6.8
- Public transport0.0 percent
- Walked1.9 percent plus or minus 2.2
- Worked from home16.6 percent plus or minus 13.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silver Creek
SBA loans in Silver Creek (7(a))
- Approvals11
- Gross approval$3,463,000
- Average approval$314,818
- Median approval$65,000
- Largest approval$1,350,000
- Jobs supported51
- Jobs per approval4.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Silver Creek, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Silver Creek
Flood risk in Silver Creek
- NFIP communityVillage of Silver Creek
- NFIP community number360144
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/01/83
The Village of Silver Creek participates in the National Flood Insurance Program as community 360144 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Chautauqua County, not Silver Creek
Chautauqua County context, not Silver Creek figures
- Establishments in Chautauqua County2,695
- Covered employment, Chautauqua County46,319
- Average annual pay, Chautauqua County$52,960
- Housing units permitted, Chautauqua County125
Every figure in this section is published for Chautauqua County as a whole and is not a measurement of Silver Creek.
All Chautauqua County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Silver Creek questions, answered from the record.
How many people live in Silver Creek, New York?
2,604, in 977 households. Silver Creek village covers 1.15 square miles of land, which is 2,265 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Silver Creek in?
Chautauqua County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Silver Creek?
$63,854. The median owner-occupied home is valued at $125,400. Median gross rent is $967 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Silver Creek businesses?
11 7(a) approvals totaling $3.5 m since FY2020, across 3 lenders, median approval $65,000. These count approvals to borrowers whose address is in Silver Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Silver Creek borrowers get paid back?
No rate is published for Silver Creek. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Silver Creek in the National Flood Insurance Program?
Yes. Silver Creek appears in the FEMA Community Status Book as Silver Creek, village of, community 360144, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Silver Creek figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chautauqua County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Silver Creek.
Is zoning published for Silver Creek?
No. Nothing on this page presents parcel level zoning.