HomeNew YorkChautauqua CountySilver Creek village
Silver Creek village, New York: commercial real estate data.
Silver Creek village is a Census village of 2,604 people across 1.15 square miles of land, in Chautauqua County. Median household income is $63,854, 68.2 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $3.5 m.
70 sourced place values · tier FULL · 8 sections
Silver Creek
What Silver Creek is
- Census place typevillage
- Land area1.15 sq mi
- Water area0 sq mi
- Population per square mile of land2,265
- County holding the largest share of its areaChautauqua County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silver Creek
How many people live in Silver Creek
- Population2,604
- Median age36.8
- Population under 18713
- Share under 1827.4 percent
- Population 65 and over307 plus or minus 72
- Share 65 and over11.8 percent plus or minus 2.8
- Households977
- Family households640
- Share of households that are families65.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silver Creek
Income and work in Silver Creek
- Median household income$63,854 plus or minus $25,549
- Per capita income$30,086
- Civilian labor force1,260
- Employed1,175
- Unemployed85 plus or minus 42
- Unemployment rate6.7 percent plus or minus 3.3
- Adults 25 and over1,672
- Adults 25 and over with a high school diploma or higher89.9 percent
- Adults 25 and over with a bachelor degree or higher28.9 percent plus or minus 9.4
- Adults 25 and over with a graduate degree8.6 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silver Creek
Housing in Silver Creek
- Housing units1,152
- Occupied units977
- Vacant units175 plus or minus 87
- Vacancy rate15.2 percent plus or minus 7.4
- Owner occupied666
- Renter occupied311 plus or minus 88
- Ownership rate68.2 percent
- Median owner-occupied home value$125,400
- Median gross rent, monthly$967
- Annual rent as a share of median income18.2 percent plus or minus 8.0
- Single family units727
- Share single family63.1 percent
- Units in buildings of two or more356 plus or minus 114
- Share in buildings of two or more30.9 percent plus or minus 9.3
- Mobile homes69 plus or minus 55
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silver Creek
How Silver Creek gets to work
- Workers 16 and over who commute972
- Commuting under 15 minutes276 plus or minus 96
- Share commuting under 15 minutes28.4 percent plus or minus 9.1
- Commuting 30 minutes or more434 plus or minus 108
- Share commuting 30 minutes or more44.7 percent plus or minus 9.5
- Drove alone64.8 percent
- Carpooled14.0 percent plus or minus 6.8
- Public transport0.0 percent
- Walked1.9 percent plus or minus 2.2
- Worked from home16.6 percent plus or minus 13.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Silver Creek
SBA 7(a) lending to Silver Creek borrowers
- Approvals11
- Gross approval$3,463,000
- Average approval$314,818
- Median approval$65,000
- Ninetieth percentile approval$863,000
- Largest approval$1,350,000
- Jobs supported51
- Jobs per approval4.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS7
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Silver Creek
Flood programme status in Silver Creek
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360144
- Currently effective map date08/01/83
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Chautauqua County, not Silver Creek
Chautauqua County context, not Silver Creek figures
These are Chautauqua County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Silver Creek measurements.
- Establishments in Chautauqua County2,695
- Employment at those establishments, Chautauqua County37,679
- Covered employment, Chautauqua County46,319
- Average annual pay, Chautauqua County$52,960
- Average weekly wage, Chautauqua County$1,018
- Housing units permitted, Chautauqua County125
- Of those, single family, Chautauqua County123
- County product, 2024, Chautauqua County$6,275,017,000
- County product change over the prior year, Chautauqua County7.1 percent
- Average income of an arriving household, Chautauqua County$54,537
Every figure in this section is published for Chautauqua County as a whole and is not a measurement of Silver Creek. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Silver Creek questions, answered from the record.
How many people live in Silver Creek, New York?
2,604, in 977 households. Silver Creek village covers 1.15 square miles of land, which is 2,265 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Silver Creek in?
Chautauqua County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Silver Creek?
$63,854. The median owner-occupied home is valued at $125,400. Median gross rent is $967 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Silver Creek businesses?
11 7(a) approvals totalling $3.5 m, across 3 lenders, median approval $65,000. These count approvals to borrowers whose address is in Silver Creek, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Silver Creek borrowers get paid back?
No rate is published for Silver Creek. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Silver Creek in the National Flood Insurance Program?
Yes. Silver Creek appears in the FEMA Community Status Book as community 360144, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Silver Creek figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Chautauqua County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Silver Creek.
Is zoning published for Silver Creek?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.