HomeNew YorkErie CountyLancaster
Lancaster, New York: commercial real estate data.
Lancaster is a Census village of 10,113 people across 2.72 square miles of land, in Erie County. Median household income is $66,148, 73.7 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $9.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lancaster
What Lancaster is
- Census place typevillage
- Land area2.72 sq mi
- Water area0.03 sq mi
- Population per square mile of land3,720
- County holding the largest share of its areaErie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
How many people live in Lancaster
- Population10,113
- Median age45.1
- Population under 181,799 plus or minus 382
- Share under 1817.8 percent plus or minus 3.8
- Population 65 and over2,124 plus or minus 459
- Share 65 and over21.0 percent plus or minus 4.5
- Households4,850
- Family households2,740
- Share of households that are families56.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
Income and work in Lancaster
- Median household income$66,148
- Per capita income$41,240
- Civilian labor force6,135
- Employed6,054
- Unemployed81 plus or minus 65
- Unemployment rate1.3 percent plus or minus 1.1
- Adults 25 and over7,605
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher26.6 percent
- Adults 25 and over with a graduate degree9.9 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
Housing in Lancaster
- Housing units5,154
- Occupied units4,850
- Vacant units304 plus or minus 185
- Vacancy rate5.9 percent plus or minus 3.6
- Owner occupied3,574
- Renter occupied1,276 plus or minus 337
- Ownership rate73.7 percent
- Median owner-occupied home value$202,200
- Median gross rent, monthly$969
- Annual rent as a share of median income17.6 percent plus or minus 3.6
- Single family units3,433
- Share single family66.6 percent
- Units in buildings of two or more1,619 plus or minus 403
- Share in buildings of two or more31.4 percent plus or minus 7.5
- Mobile homes102 plus or minus 107
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
How Lancaster gets to work
- Workers 16 and over who commute5,472
- Commuting under 15 minutes1,770 plus or minus 420
- Share commuting under 15 minutes32.3 percent plus or minus 7.3
- Commuting 30 minutes or more1,410 plus or minus 523
- Share commuting 30 minutes or more25.8 percent plus or minus 9.4
- Drove alone80.9 percent
- Carpooled9.4 percent plus or minus 4.3
- Public transport0.0 percent
- Walked2.2 percent plus or minus 2.6
- Worked from home7.0 percent plus or minus 3.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lancaster
SBA loans in Lancaster (7(a))
- Approvals28
- Gross approval$9,713,900
- Average approval$346,925
- Median approval$50,000
- Ninetieth percentile approval$567,300
- Largest approval$5,000,000
- Jobs supported151
- Jobs per approval5.4
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more10.7 percent
- Share to franchises7.1 percent
- Distinct lenders8
- Distinct industries by NAICS22
Counted by borrower city: approvals to borrowers whose address is in Lancaster, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lancaster
SBA loans in Lancaster (504)
- Approvals14
- Gross approval$7,499,000
- Average approval$535,643
- Median approval$406,500
- Largest approval$1,260,000
- Jobs supported83
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Lancaster, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lancaster
Flood risk in Lancaster
- NFIP communityVillage of Lancaster
- NFIP community number360248
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/07/19
The Village of Lancaster participates in the National Flood Insurance Program as community 360248 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Erie County, not Lancaster
Erie County context, not Lancaster figures
- Establishments in Erie County22,497
- Covered employment, Erie County466,138
- Average annual pay, Erie County$66,971
- Housing units permitted, Erie County1,208
Every figure in this section is published for Erie County as a whole and is not a measurement of Lancaster.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lancaster questions, answered from the record.
How many people live in Lancaster, New York?
10,113, in 4,850 households. Lancaster village covers 2.72 square miles of land, which is 3,720 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lancaster in?
Erie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lancaster?
$66,148. The median owner-occupied home is valued at $202,200. Median gross rent is $969 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lancaster businesses?
28 7(a) approvals totaling $9.7 m since FY2020, across 8 lenders, median approval $50,000, plus 14 504 approvals worth $7.5 m since FY2010. These count approvals to borrowers whose address is in Lancaster, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lancaster borrowers get paid back?
No rate is published for Lancaster. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lancaster in the National Flood Insurance Program?
Yes. Lancaster appears in the FEMA Community Status Book as Lancaster, village of, community 360248, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lancaster figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Erie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lancaster.
Is zoning published for Lancaster?
No. Nothing on this page presents parcel level zoning.