HomeNew YorkErie CountyTonawanda city
Tonawanda city, New York: commercial real estate data.
Tonawanda city is a Census city of 15,030 people across 3.80 square miles of land, in Erie County. Median household income is $58,326, 73.2 percent of occupied homes are owned, and the SBA record carries 51 7(a) approvals to borrowers here worth $19.0 m.
80 sourced place values · tier FULL · 9 sections
Tonawanda
What Tonawanda is
- Census place typecity
- Land area3.8 sq mi
- Water area0.29 sq mi
- Population per square mile of land3,952
- County holding the largest share of its areaErie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonawanda
How many people live in Tonawanda
- Population15,030
- Median age43.5
- Population under 182,746
- Share under 1818.3 percent
- Population 65 and over3,101
- Share 65 and over20.6 percent
- Households7,085
- Family households4,093
- Share of households that are families57.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonawanda
Income and work in Tonawanda
- Median household income$58,326
- Per capita income$36,905
- Civilian labor force7,707
- Employed7,231
- Unemployed476 plus or minus 188
- Unemployment rate6.2 percent plus or minus 2.4
- Adults 25 and over11,382
- Adults 25 and over with a high school diploma or higher92.0 percent
- Adults 25 and over with a bachelor degree or higher28.5 percent
- Adults 25 and over with a graduate degree11.2 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonawanda
Housing in Tonawanda
- Housing units7,412
- Occupied units7,085
- Vacant units327 plus or minus 150
- Vacancy rate4.4 percent plus or minus 2.0
- Owner occupied5,185
- Renter occupied1,900
- Ownership rate73.2 percent
- Median owner-occupied home value$173,600
- Median gross rent, monthly$835 plus or minus $176
- Annual rent as a share of median income17.2 percent plus or minus 4.3
- Single family units5,591
- Share single family75.4 percent
- Units in buildings of two or more1,661 plus or minus 354
- Share in buildings of two or more22.4 percent plus or minus 4.6
- Mobile homes160 plus or minus 243
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonawanda
How Tonawanda gets to work
- Workers 16 and over who commute5,922
- Commuting under 15 minutes1,681
- Share commuting under 15 minutes28.4 percent
- Commuting 30 minutes or more1,491 plus or minus 353
- Share commuting 30 minutes or more25.2 percent plus or minus 5.4
- Drove alone69.0 percent
- Carpooled11.5 percent plus or minus 4.9
- Public transport0.7 percent plus or minus 0.8
- Walked0.5 percent plus or minus 0.6
- Worked from home16.4 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonawanda
SBA 7(a) lending to Tonawanda borrowers
- Approvals51
- Gross approval$19,023,600
- Average approval$373,012
- Median approval$150,000
- Ninetieth percentile approval$878,500
- Largest approval$3,820,000
- Jobs supported442
- Jobs per approval8.7
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.8 percent
- Share to franchises2.0 percent
- Distinct lenders15
- Distinct industries by NAICS34
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tonawanda
SBA 504 lending to Tonawanda borrowers
- Approvals9
- Gross approval$3,828,000
- Average approval$425,333
- Median approval$288,000
- Largest approval$1,791,000
- Jobs supported55
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tonawanda
Flood programme status in Tonawanda
- Listed NFIP communities2
- Of those, participating2
- NFIP community number360259
- Currently effective map date06/16/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Erie County, not Tonawanda
Erie County context, not Tonawanda figures
These are Erie County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Tonawanda measurements.
- Establishments in Erie County22,497
- Employment at those establishments, Erie County418,202
- Covered employment, Erie County466,138
- Average annual pay, Erie County$66,971
- Average weekly wage, Erie County$1,288
- Housing units permitted, Erie County1,208
- Of those, single family, Erie County584
- County product, 2024, Erie County$81,131,829,000
- County product change over the prior year, Erie County4.4 percent
- Average income of an arriving household, Erie County$66,766
Every figure in this section is published for Erie County as a whole and is not a measurement of Tonawanda. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Tonawanda questions, answered from the record.
How many people live in Tonawanda, New York?
15,030, in 7,085 households. Tonawanda city covers 3.80 square miles of land, which is 3,952 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Tonawanda in?
Erie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Tonawanda?
$58,326. The median owner-occupied home is valued at $173,600. Median gross rent is $835 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Tonawanda businesses?
51 7(a) approvals totalling $19.0 m, across 15 lenders, median approval $150,000, plus 9 504 approvals worth $3.8 m. These count approvals to borrowers whose address is in Tonawanda, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Tonawanda borrowers get paid back?
No rate is published for Tonawanda. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Tonawanda in the National Flood Insurance Program?
Yes. Tonawanda appears in the FEMA Community Status Book as community 360259, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Tonawanda figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Erie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Tonawanda.
Is zoning published for Tonawanda?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.