HomeNew YorkErie CountyTonawanda
Tonawanda, New York: commercial real estate data.
Tonawanda is a Census city of 15,030 people across 3.80 square miles of land, in Erie County. Median household income is $58,326, 73.2 percent of occupied homes are owned, and the SBA record carries 51 7(a) approvals to borrowers here worth $19.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Tonawanda
What Tonawanda is
- Census place typecity
- Land area3.8 sq mi
- Water area0.29 sq mi
- Population per square mile of land3,952
- County holding the largest share of its areaErie County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonawanda
How many people live in Tonawanda
- Population15,030
- Median age43.5
- Population under 182,746
- Share under 1818.3 percent
- Population 65 and over3,101
- Share 65 and over20.6 percent
- Households7,085
- Family households4,093
- Share of households that are families57.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonawanda
Income and work in Tonawanda
- Median household income$58,326
- Per capita income$36,905
- Civilian labor force7,707
- Employed7,231
- Unemployed476 plus or minus 188
- Unemployment rate6.2 percent plus or minus 2.4
- Adults 25 and over11,382
- Adults 25 and over with a high school diploma or higher92.0 percent
- Adults 25 and over with a bachelor degree or higher28.5 percent
- Adults 25 and over with a graduate degree11.2 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonawanda
Housing in Tonawanda
- Housing units7,412
- Occupied units7,085
- Vacant units327 plus or minus 150
- Vacancy rate4.4 percent plus or minus 2.0
- Owner occupied5,185
- Renter occupied1,900
- Ownership rate73.2 percent
- Median owner-occupied home value$173,600
- Median gross rent, monthly$835 plus or minus $176
- Annual rent as a share of median income17.2 percent plus or minus 4.3
- Single family units5,591
- Share single family75.4 percent
- Units in buildings of two or more1,661 plus or minus 354
- Share in buildings of two or more22.4 percent plus or minus 4.6
- Mobile homes160 plus or minus 243
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonawanda
How Tonawanda gets to work
- Workers 16 and over who commute5,922
- Commuting under 15 minutes1,681
- Share commuting under 15 minutes28.4 percent
- Commuting 30 minutes or more1,491 plus or minus 353
- Share commuting 30 minutes or more25.2 percent plus or minus 5.4
- Drove alone69.0 percent
- Carpooled11.5 percent plus or minus 4.9
- Public transport0.7 percent plus or minus 0.8
- Walked0.5 percent plus or minus 0.6
- Worked from home16.4 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Tonawanda
SBA loans in Tonawanda (7(a))
- Approvals51
- Gross approval$19,023,600
- Average approval$373,012
- Median approval$150,000
- Ninetieth percentile approval$878,500
- Largest approval$3,820,000
- Jobs supported442
- Jobs per approval8.7
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more11.8 percent
- Share to franchises2.0 percent
- Distinct lenders15
- Distinct industries by NAICS34
Counted by borrower city: approvals to borrowers whose address is in Tonawanda, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Tonawanda
SBA loans in Tonawanda (504)
- Approvals9
- Gross approval$3,828,000
- Average approval$425,333
- Median approval$288,000
- Largest approval$1,791,000
- Jobs supported55
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Tonawanda, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Tonawanda
Flood risk in Tonawanda
- NFIP communityCity of Tonawanda
- NFIP community number360259
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/16/21
The City of Tonawanda participates in the National Flood Insurance Program as community 360259 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Erie County, not Tonawanda
Erie County context, not Tonawanda figures
- Establishments in Erie County22,497
- Covered employment, Erie County466,138
- Average annual pay, Erie County$66,971
- Housing units permitted, Erie County1,208
Every figure in this section is published for Erie County as a whole and is not a measurement of Tonawanda.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Tonawanda questions, answered from the record.
How many people live in Tonawanda, New York?
15,030, in 7,085 households. Tonawanda city covers 3.80 square miles of land, which is 3,952 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Tonawanda in?
Erie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Tonawanda?
$58,326. The median owner-occupied home is valued at $173,600. Median gross rent is $835 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Tonawanda businesses?
51 7(a) approvals totaling $19.0 m since FY2020, across 15 lenders, median approval $150,000, plus 9 504 approvals worth $3.8 m since FY2010. These count approvals to borrowers whose address is in Tonawanda, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Tonawanda borrowers get paid back?
No rate is published for Tonawanda. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Tonawanda in the National Flood Insurance Program?
Yes. Tonawanda appears in the FEMA Community Status Book as Tonawanda, city of, community 360259, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Tonawanda figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Erie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Tonawanda.
Is zoning published for Tonawanda?
No. Nothing on this page presents parcel level zoning.