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HomeNew YorkErie CountyTonawanda Town CDP

Tonawanda Town CDP, New York: commercial real estate data.

Tonawanda Town CDP is a Census CDP of 56,806 people across 17.30 square miles of land, in Erie County. Median household income is $77,679, 73.1 percent of occupied homes are owned, and the SBA record carries 51 7(a) approvals to borrowers here worth $19.0 m.

80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Tonawanda Town

What Tonawanda Town is

  • Census place typeCDP
  • Land area17.3 sq mi
  • Water area1.54 sq mi
  • Population per square mile of land3,284
  • County holding the largest share of its areaErie County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Tonawanda Town

How many people live in Tonawanda Town

  • Population56,806
  • Median age42.3
  • Population under 189,906
  • Share under 1817.4 percent
  • Population 65 and over12,029
  • Share 65 and over21.2 percent
  • Households26,921
  • Family households14,507
  • Share of households that are families53.9 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Tonawanda Town

Income and work in Tonawanda Town

  • Median household income$77,679
  • Per capita income$44,748
  • Civilian labor force31,837
  • Employed30,733
  • Unemployed1,104 plus or minus 282
  • Unemployment rate3.5 percent plus or minus 0.9
  • Adults 25 and over43,610
  • Adults 25 and over with a high school diploma or higher95.6 percent
  • Adults 25 and over with a bachelor degree or higher39.4 percent
  • Adults 25 and over with a graduate degree16.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Tonawanda Town

Housing in Tonawanda Town

  • Housing units27,998
  • Occupied units26,921
  • Vacant units1,077 plus or minus 239
  • Vacancy rate3.8 percent plus or minus 0.8
  • Owner occupied19,676
  • Renter occupied7,245
  • Ownership rate73.1 percent
  • Median owner-occupied home value$215,200
  • Median gross rent, monthly$1,102
  • Annual rent as a share of median income17.0 percent
  • Single family units20,145
  • Share single family72.0 percent
  • Units in buildings of two or more7,655
  • Share in buildings of two or more27.3 percent
  • Mobile homes198 plus or minus 100
  • Median year structure built1955

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Tonawanda Town

How Tonawanda Town gets to work

  • Workers 16 and over who commute26,023
  • Commuting under 15 minutes7,672
  • Share commuting under 15 minutes29.5 percent
  • Commuting 30 minutes or more5,121
  • Share commuting 30 minutes or more19.7 percent
  • Drove alone71.6 percent
  • Carpooled9.9 percent
  • Public transport1.7 percent plus or minus 0.7
  • Walked1.2 percent plus or minus 0.5
  • Worked from home14.1 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Tonawanda Town

SBA loans in Tonawanda Town (7(a))

  • Approvals51
  • Gross approval$19,023,600
  • Average approval$373,012
  • Median approval$150,000
  • Ninetieth percentile approval$878,500
  • Largest approval$3,820,000
  • Jobs supported442
  • Jobs per approval8.7
  • Loans with a final outcome4
  • Paid in full4
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more11.8 percent
  • Share to franchises2.0 percent
  • Distinct lenders15
  • Distinct industries by NAICS34

A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Tonawanda Town

SBA loans in Tonawanda Town (504)

  • Approvals9
  • Gross approval$3,828,000
  • Average approval$425,333
  • Median approval$288,000
  • Largest approval$1,791,000
  • Jobs supported55
  • Loans with a final outcome2
  • Charged off0
  • Median term240 months
  • Distinct CDCs1

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Tonawanda Town

Flood risk in Tonawanda Town

  • Listed NFIP communities2
  • Of those, participating2
  • NFIP community number360259
  • Currently effective map date06/16/21

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

Erie County, not Tonawanda Town

Erie County context, not Tonawanda Town figures

These are Erie County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Tonawanda Town measurements.

  • Establishments in Erie County22,497
  • Employment at those establishments, Erie County418,202
  • Covered employment, Erie County466,138
  • Average annual pay, Erie County$66,971
  • Average weekly wage, Erie County$1,288
  • Housing units permitted, Erie County1,208
  • Of those, single family, Erie County584
  • County product, 2024, Erie County$81,131,829,000
  • County product change over the prior year, Erie County4.4 percent
  • Average income of an arriving household, Erie County$66,766

Every figure in this section is published for Erie County as a whole and is not a measurement of Tonawanda Town. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Tonawanda Town questions, answered from the record.

How many people live in Tonawanda Town, New York?

56,806, in 26,921 households. Tonawanda Town CDP covers 17.30 square miles of land, which is 3,284 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Tonawanda Town in?

Erie County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Tonawanda Town?

$77,679. The median owner-occupied home is valued at $215,200. Median gross rent is $1,102 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Tonawanda Town businesses?

51 7(a) approvals totalling $19.0 m, across 15 lenders, median approval $150,000, plus 9 504 approvals worth $3.8 m. These count approvals to borrowers whose address is in Tonawanda Town, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Tonawanda Town borrowers get paid back?

No rate is published for Tonawanda Town. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Tonawanda Town in the National Flood Insurance Program?

Yes. Tonawanda Town appears in the FEMA Community Status Book as community 360259, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Tonawanda Town figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Erie County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Tonawanda Town.

Is zoning published for Tonawanda Town?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.