HomeNew YorkJefferson CountyAdams
Adams, New York: commercial real estate data.
Adams is a Census village of 1,531 people across 1.44 square miles of land, in Jefferson County. Median household income is $64,432, 59.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $405,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Adams
What Adams is
- Census place typevillage
- Land area1.44 sq mi
- Water area0 sq mi
- Population per square mile of land1,060
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
How many people live in Adams
- Population1,531
- Median age41.2
- Population under 18361 plus or minus 84
- Share under 1823.6 percent
- Population 65 and over340 plus or minus 89
- Share 65 and over22.2 percent
- Households671
- Family households373 plus or minus 79
- Share of households that are families55.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
Income and work in Adams
- Median household income$64,432
- Per capita income$37,143
- Civilian labor force731 plus or minus 158
- Employed719 plus or minus 157
- Unemployed12 plus or minus 11
- Unemployment rate1.6 percent plus or minus 1.5
- Adults 25 and over1,048 plus or minus 222
- Adults 25 and over with a high school diploma or higher92.7 percent plus or minus 23.8
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree17.8 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
Housing in Adams
- Housing units766 plus or minus 153
- Occupied units671
- Vacant units95 plus or minus 53
- Vacancy rate12.4 percent plus or minus 6.5
- Owner occupied400 plus or minus 97
- Renter occupied271 plus or minus 82
- Ownership rate59.6 percent
- Median owner-occupied home value$192,400
- Median gross rent, monthly$900
- Annual rent as a share of median income16.8 percent plus or minus 3.7
- Single family units431 plus or minus 96
- Share single family56.3 percent
- Units in buildings of two or more311 plus or minus 92
- Share in buildings of two or more40.6 percent plus or minus 8.9
- Mobile homes12 plus or minus 15
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
How Adams gets to work
- Workers 16 and over who commute610 plus or minus 131
- Commuting under 15 minutes207 plus or minus 63
- Share commuting under 15 minutes33.9 percent plus or minus 7.2
- Commuting 30 minutes or more153 plus or minus 60
- Share commuting 30 minutes or more25.1 percent plus or minus 8.2
- Drove alone77.7 percent
- Carpooled6.3 percent plus or minus 4.7
- Public transport0.0 percent
- Walked2.6 percent plus or minus 2.2
- Worked from home13.0 percent plus or minus 7.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
SBA loans in Adams (7(a))
- Approvals1
- Gross approval$405,000
- Average approval$405,000
- Median approval$405,000
- Largest approval$405,000
- Jobs supported10
- Jobs per approval10.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Adams, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Adams
Flood risk in Adams
- NFIP communityTown of Adams
- NFIP community number360324
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/05/85(M)
The Town of Adams participates in the National Flood Insurance Program as community 360324 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jefferson County, not Adams
Jefferson County context, not Adams figures
- Establishments in Jefferson County2,348
- Covered employment, Jefferson County40,308
- Average annual pay, Jefferson County$55,545
- Housing units permitted, Jefferson County191
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Adams.
All Jefferson County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Adams questions, answered from the record.
How many people live in Adams, New York?
1,531, in 671 households. Adams village covers 1.44 square miles of land, which is 1,060 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Adams in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Adams?
$64,432. The median owner-occupied home is valued at $192,400. Median gross rent is $900 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Adams businesses?
1 7(a) approvals totaling $405,000 since FY2020, across 1 lenders, median approval $405,000. These count approvals to borrowers whose address is in Adams, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Adams borrowers get paid back?
No rate is published for Adams. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Adams in the National Flood Insurance Program?
Yes. Adams appears in the FEMA Community Status Book as Adams, town of, community 360324, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Adams figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Adams.
Is zoning published for Adams?
No. Nothing on this page presents parcel level zoning.