HomeNew YorkJefferson CountyAdams village
Adams village, New York: commercial real estate data.
Adams village is a Census village of 1,531 people across 1.44 square miles of land, in Jefferson County. Median household income is $64,432, 59.6 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $405,000.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Adams
What Adams is
- Census place typevillage
- Land area1.44 sq mi
- Water area0 sq mi
- Population per square mile of land1,060
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
How many people live in Adams
- Population1,531
- Median age41.2
- Population under 18361 plus or minus 84
- Share under 1823.6 percent
- Population 65 and over340 plus or minus 89
- Share 65 and over22.2 percent
- Households671
- Family households373 plus or minus 79
- Share of households that are families55.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
Income and work in Adams
- Median household income$64,432
- Per capita income$37,143
- Civilian labor force731 plus or minus 158
- Employed719 plus or minus 157
- Unemployed12 plus or minus 11
- Unemployment rate1.6 percent plus or minus 1.5
- Adults 25 and over1,048 plus or minus 222
- Adults 25 and over with a high school diploma or higher92.7 percent plus or minus 23.8
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree17.8 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
Housing in Adams
- Housing units766 plus or minus 153
- Occupied units671
- Vacant units95 plus or minus 53
- Vacancy rate12.4 percent plus or minus 6.5
- Owner occupied400 plus or minus 97
- Renter occupied271 plus or minus 82
- Ownership rate59.6 percent
- Median owner-occupied home value$192,400
- Median gross rent, monthly$900
- Annual rent as a share of median income16.8 percent plus or minus 3.7
- Single family units431 plus or minus 96
- Share single family56.3 percent
- Units in buildings of two or more311 plus or minus 92
- Share in buildings of two or more40.6 percent plus or minus 8.9
- Mobile homes12 plus or minus 15
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
How Adams gets to work
- Workers 16 and over who commute610 plus or minus 131
- Commuting under 15 minutes207 plus or minus 63
- Share commuting under 15 minutes33.9 percent plus or minus 7.2
- Commuting 30 minutes or more153 plus or minus 60
- Share commuting 30 minutes or more25.1 percent plus or minus 8.2
- Drove alone77.7 percent
- Carpooled6.3 percent plus or minus 4.7
- Public transport0.0 percent
- Walked2.6 percent plus or minus 2.2
- Worked from home13.0 percent plus or minus 7.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
SBA loans in Adams (7(a))
- Approvals1
- Gross approval$405,000
- Average approval$405,000
- Median approval$405,000
- Ninetieth percentile approval$405,000
- Largest approval$405,000
- Jobs supported10
- Jobs per approval10.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Adams
Flood risk in Adams
- Listed NFIP communities2
- Of those, participating2
- NFIP community number360324
- Currently effective map date06/05/85(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Jefferson County, not Adams
Jefferson County context, not Adams figures
These are Jefferson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Adams measurements.
- Establishments in Jefferson County2,348
- Employment at those establishments, Jefferson County28,622
- Covered employment, Jefferson County40,308
- Average annual pay, Jefferson County$55,545
- Average weekly wage, Jefferson County$1,068
- Housing units permitted, Jefferson County191
- Of those, single family, Jefferson County191
- County product, 2024, Jefferson County$8,275,565,000
- County product change over the prior year, Jefferson County3.4 percent
- Average income of an arriving household, Jefferson County$54,100
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Adams. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Adams questions, answered from the record.
How many people live in Adams, New York?
1,531, in 671 households. Adams village covers 1.44 square miles of land, which is 1,060 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Adams in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Adams?
$64,432. The median owner-occupied home is valued at $192,400. Median gross rent is $900 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Adams businesses?
1 7(a) approvals totalling $405,000, across 1 lenders, median approval $405,000. These count approvals to borrowers whose address is in Adams, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Adams borrowers get paid back?
No rate is published for Adams. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Adams in the National Flood Insurance Program?
Yes. Adams appears in the FEMA Community Status Book as community 360324, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Adams figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Adams.
Is zoning published for Adams?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.