HomeNew YorkJefferson CountyTheresa village
Theresa village, New York: commercial real estate data.
Theresa village is a Census village of 945 people across 1.26 square miles of land, in Jefferson County. Median household income is $58,583, 58.2 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $1.5 m.
70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Theresa
What Theresa is
- Census place typevillage
- Land area1.26 sq mi
- Water area0.06 sq mi
- Population per square mile of land748 plus or minus 154
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Theresa
How many people live in Theresa
- Population945 plus or minus 194
- Median age29.5
- Population under 18204 plus or minus 65
- Share under 1821.6 percent plus or minus 5.2
- Population 65 and over98 plus or minus 33
- Share 65 and over10.4 percent plus or minus 2.8
- Households359 plus or minus 89
- Family households189 plus or minus 47
- Share of households that are families52.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Theresa
Income and work in Theresa
- Median household income$58,583
- Per capita income$32,927
- Civilian labor force552 plus or minus 198
- Employed536 plus or minus 198
- Unemployed16 plus or minus 13
- Unemployment rate2.9 percent plus or minus 2.1
- Adults 25 and over693 plus or minus 186
- Adults 25 and over with a high school diploma or higher96.5 percent
- Adults 25 and over with a bachelor degree or higher6.5 percent plus or minus 3.1
- Adults 25 and over with a graduate degree3.5 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Theresa
Housing in Theresa
- Housing units397 plus or minus 95
- Occupied units359 plus or minus 89
- Vacant units38 plus or minus 22
- Vacancy rate9.6 percent plus or minus 5.0
- Owner occupied209
- Renter occupied150 plus or minus 86
- Ownership rate58.2 percent plus or minus 18.2
- Median owner-occupied home value$164,900
- Median gross rent, monthly$946
- Annual rent as a share of median income19.4 percent
- Single family units244 plus or minus 51
- Share single family61.5 percent plus or minus 19.5
- Units in buildings of two or more140 plus or minus 100
- Share in buildings of two or more35.3 percent plus or minus 23.6
- Mobile homes13 plus or minus 11
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Theresa
How Theresa gets to work
- Workers 16 and over who commute527 plus or minus 199
- Commuting under 15 minutes20 plus or minus 11
- Share commuting under 15 minutes3.8 percent plus or minus 1.6
- Commuting 30 minutes or more344 plus or minus 217
- Share commuting 30 minutes or more65.3 percent plus or minus 33.0
- Drove alone88.6 percent plus or minus 18.9
- Carpooled6.1 percent plus or minus 4.9
- Public transport0.0 percent
- Walked0.4 percent plus or minus 0.5
- Worked from home4.9 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Theresa
SBA loans in Theresa (7(a))
- Approvals7
- Gross approval$1,500,600
- Average approval$214,371
- Median approval$184,500
- Ninetieth percentile approval$682,000
- Largest approval$682,000
- Jobs supported53
- Jobs per approval7.6
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS5
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Theresa
Flood risk in Theresa
- Listed NFIP communities2
- Of those, participating2
- NFIP community number360352
- Currently effective map date10/15/85(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Jefferson County, not Theresa
Jefferson County context, not Theresa figures
These are Jefferson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Theresa measurements.
- Establishments in Jefferson County2,348
- Employment at those establishments, Jefferson County28,622
- Covered employment, Jefferson County40,308
- Average annual pay, Jefferson County$55,545
- Average weekly wage, Jefferson County$1,068
- Housing units permitted, Jefferson County191
- Of those, single family, Jefferson County191
- County product, 2024, Jefferson County$8,275,565,000
- County product change over the prior year, Jefferson County3.4 percent
- Average income of an arriving household, Jefferson County$54,100
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Theresa. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Theresa questions, answered from the record.
How many people live in Theresa, New York?
945, in 359 households. Theresa village covers 1.26 square miles of land, which is 748 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Theresa in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Theresa?
$58,583. The median owner-occupied home is valued at $164,900. Median gross rent is $946 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Theresa businesses?
7 7(a) approvals totalling $1.5 m, across 2 lenders, median approval $184,500. These count approvals to borrowers whose address is in Theresa, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Theresa borrowers get paid back?
No rate is published for Theresa. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Theresa in the National Flood Insurance Program?
Yes. Theresa appears in the FEMA Community Status Book as community 360352, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Theresa figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Theresa.
Is zoning published for Theresa?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.