HomeNew YorkJefferson CountyClayton village
Clayton village, New York: commercial real estate data.
Clayton village is a Census village of 1,661 people across 1.60 square miles of land, in Jefferson County. Median household income is $60,573, 50.2 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $1.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Clayton
What Clayton is
- Census place typevillage
- Land area1.6 sq mi
- Water area0.97 sq mi
- Population per square mile of land1,037
- County holding the largest share of its areaJefferson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
How many people live in Clayton
- Population1,661
- Median age45.2 plus or minus 10.9
- Population under 18297 plus or minus 74
- Share under 1817.9 percent
- Population 65 and over480 plus or minus 105
- Share 65 and over28.9 percent
- Households843
- Family households449
- Share of households that are families53.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
Income and work in Clayton
- Median household income$60,573 plus or minus $16,031
- Per capita income$47,195
- Civilian labor force824
- Employed800
- Unemployed24 plus or minus 25
- Unemployment rate2.9 percent plus or minus 3.0
- Adults 25 and over1,286
- Adults 25 and over with a high school diploma or higher93.6 percent plus or minus 20.3
- Adults 25 and over with a bachelor degree or higher37.4 percent
- Adults 25 and over with a graduate degree20.0 percent plus or minus 5.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
Housing in Clayton
- Housing units1,219
- Occupied units843
- Vacant units376 plus or minus 90
- Vacancy rate30.8 percent
- Owner occupied423 plus or minus 90
- Renter occupied420 plus or minus 110
- Ownership rate50.2 percent
- Median owner-occupied home value$231,800
- Median gross rent, monthly$1,071 plus or minus $270
- Annual rent as a share of median income21.2 percent plus or minus 7.8
- Single family units776
- Share single family63.7 percent
- Units in buildings of two or more391 plus or minus 110
- Share in buildings of two or more32.1 percent plus or minus 7.7
- Mobile homes49 plus or minus 33
- Median year structure built1940
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
How Clayton gets to work
- Workers 16 and over who commute768 plus or minus 166
- Commuting under 15 minutes275 plus or minus 78
- Share commuting under 15 minutes35.8 percent
- Commuting 30 minutes or more276 plus or minus 104
- Share commuting 30 minutes or more35.9 percent plus or minus 11.0
- Drove alone77.2 percent
- Carpooled1.6 percent plus or minus 1.6
- Public transport0.0 percent
- Walked11.8 percent plus or minus 8.5
- Worked from home7.9 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Clayton
SBA loans in Clayton (7(a))
- Approvals6
- Gross approval$1,239,300
- Average approval$206,550
- Median approval$200,000
- Ninetieth percentile approval$350,000
- Largest approval$350,000
- Jobs supported21
- Jobs per approval3.5
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more33.3 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Clayton
SBA loans in Clayton (504)
- Approvals1
- Gross approval$215,000
- Average approval$215,000
- Median approval$215,000
- Largest approval$215,000
- Jobs supported1
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Clayton
Flood risk in Clayton
- Listed NFIP communities2
- Of those, participating2
- NFIP community number360330
- Currently effective map date04/02/86
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Jefferson County, not Clayton
Jefferson County context, not Clayton figures
These are Jefferson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Clayton measurements.
- Establishments in Jefferson County2,348
- Employment at those establishments, Jefferson County28,622
- Covered employment, Jefferson County40,308
- Average annual pay, Jefferson County$55,545
- Average weekly wage, Jefferson County$1,068
- Housing units permitted, Jefferson County191
- Of those, single family, Jefferson County191
- County product, 2024, Jefferson County$8,275,565,000
- County product change over the prior year, Jefferson County3.4 percent
- Average income of an arriving household, Jefferson County$54,100
Every figure in this section is published for Jefferson County as a whole and is not a measurement of Clayton. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Clayton questions, answered from the record.
How many people live in Clayton, New York?
1,661, in 843 households. Clayton village covers 1.60 square miles of land, which is 1,037 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Clayton in?
Jefferson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Clayton?
$60,573. The median owner-occupied home is valued at $231,800. Median gross rent is $1,071 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Clayton businesses?
6 7(a) approvals totalling $1.2 m, across 3 lenders, median approval $200,000, plus 1 504 approvals worth $215,000. These count approvals to borrowers whose address is in Clayton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Clayton borrowers get paid back?
No rate is published for Clayton. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Clayton in the National Flood Insurance Program?
Yes. Clayton appears in the FEMA Community Status Book as community 360330, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Clayton figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jefferson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Clayton.
Is zoning published for Clayton?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.