HomeNew YorkNassau CountyGarden City village
Garden City village, New York: commercial real estate data.
Garden City village is a Census village of 22,941 people across 5.33 square miles of land, in Nassau County. Median household income is $244,152, 93.7 percent of occupied homes are owned, and the SBA record carries 65 7(a) approvals to borrowers here worth $27.3 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Garden City
What Garden City is
- Census place typevillage
- Land area5.33 sq mi
- Water area0.03 sq mi
- Population per square mile of land4,306
- County holding the largest share of its areaNassau County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
How many people live in Garden City
- Population22,941
- Median age41.3
- Population under 185,828
- Share under 1825.4 percent
- Population 65 and over3,996
- Share 65 and over17.4 percent
- Households7,655
- Family households6,047
- Share of households that are families79.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
Income and work in Garden City
- Median household income$244,152
- Per capita income$104,010
- Civilian labor force11,412
- Employed10,966
- Unemployed446 plus or minus 162
- Unemployment rate3.9 percent plus or minus 1.4
- Adults 25 and over14,526
- Adults 25 and over with a high school diploma or higher96.2 percent
- Adults 25 and over with a bachelor degree or higher75.9 percent
- Adults 25 and over with a graduate degree39.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
Housing in Garden City
- Housing units8,051
- Occupied units7,655
- Vacant units396 plus or minus 214
- Vacancy rate4.9 percent plus or minus 2.7
- Owner occupied7,171
- Renter occupied484 plus or minus 172
- Ownership rate93.7 percent
- Median owner-occupied home value$1,075,900
- Median gross rent, monthly$3,265 plus or minus $744
- Annual rent as a share of median income16.0 percent plus or minus 3.8
- Single family units6,743
- Share single family83.8 percent
- Units in buildings of two or more1,289 plus or minus 299
- Share in buildings of two or more16.0 percent plus or minus 3.7
- Mobile homes19 plus or minus 31
- Median year structure built1951
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
How Garden City gets to work
- Workers 16 and over who commute7,791
- Commuting under 15 minutes1,891 plus or minus 401
- Share commuting under 15 minutes24.3 percent
- Commuting 30 minutes or more4,050
- Share commuting 30 minutes or more52.0 percent
- Drove alone47.6 percent
- Carpooled4.7 percent plus or minus 1.8
- Public transport16.7 percent
- Walked2.7 percent plus or minus 1.2
- Worked from home27.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
SBA loans in Garden City (7(a))
- Approvals65
- Gross approval$27,318,000
- Average approval$420,277
- Median approval$165,000
- Ninetieth percentile approval$900,000
- Largest approval$5,000,000
- Jobs supported528
- Jobs per approval8.1
- Loans with a final outcome12
- Paid in full8
- Charged off4
- Charge-off rate over resolved loans33.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more4.6 percent
- Share to franchises1.5 percent
- Distinct lenders25
- Distinct industries by NAICS33
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garden City
SBA loans in Garden City (504)
- Approvals13
- Gross approval$15,115,000
- Average approval$1,162,692
- Median approval$1,022,000
- Largest approval$3,162,000
- Jobs supported78
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Garden City
Flood risk in Garden City
- Listed NFIP communities1
- Of those, participating1
- NFIP community number361631
- Currently effective map date(NSFHA)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Nassau County, not Garden City
Nassau County context, not Garden City figures
These are Nassau County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Garden City measurements.
- Establishments in Nassau County48,718
- Employment at those establishments, Nassau County562,420
- Covered employment, Nassau County631,563
- Average annual pay, Nassau County$77,454
- Average weekly wage, Nassau County$1,489
- Housing units permitted, Nassau County830
- Of those, single family, Nassau County607
- County product, 2024, Nassau County$130,221,948,000
- County product change over the prior year, Nassau County3.7 percent
- Average income of an arriving household, Nassau County$131,119
Every figure in this section is published for Nassau County as a whole and is not a measurement of Garden City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Garden City questions, answered from the record.
How many people live in Garden City, New York?
22,941, in 7,655 households. Garden City village covers 5.33 square miles of land, which is 4,306 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garden City in?
Nassau County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garden City?
$244,152. The median owner-occupied home is valued at $1,075,900. Median gross rent is $3,265 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garden City businesses?
65 7(a) approvals totalling $27.3 m, across 25 lenders, median approval $165,000, plus 13 504 approvals worth $15.1 m. These count approvals to borrowers whose address is in Garden City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garden City borrowers get paid back?
Of the 12 loans that have reached a final outcome, 8 were paid in full and 4 charged off, a charge off rate of 33.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Garden City in the National Flood Insurance Program?
Yes. Garden City appears in the FEMA Community Status Book as community 361631, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Garden City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Nassau County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garden City.
Is zoning published for Garden City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.