HomeNew YorkNassau CountyLocust Valley CDP
Locust Valley CDP, New York: commercial real estate data.
Locust Valley CDP is a Census CDP of 4,153 people across 0.91 square miles of land, in Nassau County. Median household income is $152,472, 86.1 percent of occupied homes are owned, and the SBA record carries 14 7(a) approvals to borrowers here worth $3.2 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Locust Valley
What Locust Valley is
- Census place typeCDP
- Land area0.91 sq mi
- Water area0.02 sq mi
- Population per square mile of land4,582 plus or minus 930
- County holding the largest share of its areaNassau County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Locust Valley
How many people live in Locust Valley
- Population4,153 plus or minus 843
- Median age41.9
- Population under 181,350 plus or minus 398
- Share under 1832.5 percent plus or minus 7.0
- Population 65 and over735 plus or minus 182
- Share 65 and over17.7 percent
- Households1,241
- Family households1,042
- Share of households that are families84.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Locust Valley
Income and work in Locust Valley
- Median household income$152,472 plus or minus $30,984
- Per capita income$83,680 plus or minus $28,666
- Civilian labor force1,765 plus or minus 399
- Employed1,676 plus or minus 378
- Unemployed89 plus or minus 82
- Unemployment rate5.0 percent plus or minus 4.5
- Adults 25 and over2,644
- Adults 25 and over with a high school diploma or higher83.8 percent
- Adults 25 and over with a bachelor degree or higher60.9 percent plus or minus 12.3
- Adults 25 and over with a graduate degree31.1 percent plus or minus 12.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Locust Valley
Housing in Locust Valley
- Housing units1,254
- Occupied units1,241
- Vacant units13 plus or minus 20
- Vacancy rate1.0 percent plus or minus 1.6
- Owner occupied1,069
- Renter occupied172 plus or minus 79
- Ownership rate86.1 percent
- Median owner-occupied home value$846,500
- Median gross rent, monthly$2,324 plus or minus $536
- Annual rent as a share of median income18.3 percent plus or minus 5.6
- Single family units1,173
- Share single family93.5 percent
- Units in buildings of two or more81 plus or minus 58
- Share in buildings of two or more6.5 percent plus or minus 4.5
- Mobile homes0
- Median year structure built1945
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Locust Valley
How Locust Valley gets to work
- Workers 16 and over who commute1,259 plus or minus 281
- Commuting under 15 minutes433 plus or minus 160
- Share commuting under 15 minutes34.4 percent plus or minus 10.1
- Commuting 30 minutes or more532 plus or minus 166
- Share commuting 30 minutes or more42.3 percent plus or minus 9.3
- Drove alone60.0 percent plus or minus 13.5
- Carpooled3.3 percent plus or minus 3.4
- Public transport13.1 percent plus or minus 5.1
- Walked0.6 percent plus or minus 0.9
- Worked from home21.0 percent plus or minus 18.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Locust Valley
SBA loans in Locust Valley (7(a))
- Approvals14
- Gross approval$3,197,200
- Average approval$228,371
- Median approval$200,000
- Ninetieth percentile approval$429,500
- Largest approval$700,000
- Jobs supported173
- Jobs per approval12.4
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises7.1 percent
- Distinct lenders8
- Distinct industries by NAICS9
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Locust Valley
SBA loans in Locust Valley (504)
- Approvals1
- Gross approval$493,000
- Average approval$493,000
- Median approval$493,000
- Largest approval$493,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Nassau County, not Locust Valley
Nassau County context, not Locust Valley figures
These are Nassau County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Locust Valley measurements.
- Establishments in Nassau County48,718
- Employment at those establishments, Nassau County562,420
- Covered employment, Nassau County631,563
- Average annual pay, Nassau County$77,454
- Average weekly wage, Nassau County$1,489
- Housing units permitted, Nassau County830
- Of those, single family, Nassau County607
- County product, 2024, Nassau County$130,221,948,000
- County product change over the prior year, Nassau County3.7 percent
- Average income of an arriving household, Nassau County$131,119
Every figure in this section is published for Nassau County as a whole and is not a measurement of Locust Valley. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Locust Valley questions, answered from the record.
How many people live in Locust Valley, New York?
4,153, in 1,241 households. Locust Valley CDP covers 0.91 square miles of land, which is 4,582 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Locust Valley in?
Nassau County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Locust Valley?
$152,472. The median owner-occupied home is valued at $846,500. Median gross rent is $2,324 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Locust Valley businesses?
14 7(a) approvals totalling $3.2 m, across 8 lenders, median approval $200,000, plus 1 504 approvals worth $493,000. These count approvals to borrowers whose address is in Locust Valley, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Locust Valley borrowers get paid back?
No rate is published for Locust Valley. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Locust Valley figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Nassau County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Locust Valley.
Is zoning published for Locust Valley?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.