HomeNew YorkNiagara CountyLockport city
Lockport city, New York: commercial real estate data.
Lockport city is a Census city of 20,610 people across 8.40 square miles of land, in Niagara County. Median household income is $62,410, 58.8 percent of occupied homes are owned, and the SBA record carries 61 7(a) approvals to borrowers here worth $14.4 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Lockport
What Lockport is
- Census place typecity
- Land area8.4 sq mi
- Water area0.05 sq mi
- Population per square mile of land2,454
- County holding the largest share of its areaNiagara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockport
How many people live in Lockport
- Population20,610
- Median age36.8
- Population under 184,424
- Share under 1821.5 percent
- Population 65 and over3,350
- Share 65 and over16.3 percent
- Households9,197
- Family households5,377
- Share of households that are families58.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockport
Income and work in Lockport
- Median household income$62,410
- Per capita income$34,502
- Civilian labor force11,280
- Employed10,734
- Unemployed546 plus or minus 180
- Unemployment rate4.8 percent plus or minus 1.6
- Adults 25 and over14,183
- Adults 25 and over with a high school diploma or higher90.5 percent
- Adults 25 and over with a bachelor degree or higher24.6 percent
- Adults 25 and over with a graduate degree9.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockport
Housing in Lockport
- Housing units10,205
- Occupied units9,197
- Vacant units1,008 plus or minus 269
- Vacancy rate9.9 percent plus or minus 2.6
- Owner occupied5,404
- Renter occupied3,793
- Ownership rate58.8 percent
- Median owner-occupied home value$139,900
- Median gross rent, monthly$945
- Annual rent as a share of median income18.2 percent
- Single family units5,964
- Share single family58.4 percent
- Units in buildings of two or more4,197
- Share in buildings of two or more41.1 percent
- Mobile homes44 plus or minus 41
- Median year structure built1941
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockport
How Lockport gets to work
- Workers 16 and over who commute9,531
- Commuting under 15 minutes3,210
- Share commuting under 15 minutes33.7 percent
- Commuting 30 minutes or more3,737
- Share commuting 30 minutes or more39.2 percent
- Drove alone76.3 percent
- Carpooled8.1 percent plus or minus 2.6
- Public transport0.0 percent
- Walked4.1 percent plus or minus 1.5
- Worked from home9.0 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockport
SBA loans in Lockport (7(a))
- Approvals61
- Gross approval$14,366,800
- Average approval$235,521
- Median approval$50,000
- Ninetieth percentile approval$500,000
- Largest approval$5,000,000
- Jobs supported384
- Jobs per approval6.3
- Loans with a final outcome13
- Paid in full12
- Charged off1
- Charge-off rate over resolved loans7.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.6 percent
- Share to franchises0.0 percent
- Distinct lenders14
- Distinct industries by NAICS39
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lockport
SBA loans in Lockport (504)
- Approvals10
- Gross approval$4,097,000
- Average approval$409,700
- Median approval$321,000
- Largest approval$923,000
- Jobs supported63
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lockport
Flood risk in Lockport
- Listed NFIP communities2
- Of those, participating2
- NFIP community number361013
- Currently effective map date09/17/10
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Niagara County, not Lockport
Niagara County context, not Lockport figures
These are Niagara County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lockport measurements.
- Establishments in Niagara County4,475
- Employment at those establishments, Niagara County57,764
- Covered employment, Niagara County68,068
- Average annual pay, Niagara County$55,707
- Average weekly wage, Niagara County$1,071
- Housing units permitted, Niagara County167
- Of those, single family, Niagara County165
- County product, 2024, Niagara County$13,570,171,000
- County product change over the prior year, Niagara County4.0 percent
- Average income of an arriving household, Niagara County$57,878
Every figure in this section is published for Niagara County as a whole and is not a measurement of Lockport. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lockport questions, answered from the record.
How many people live in Lockport, New York?
20,610, in 9,197 households. Lockport city covers 8.40 square miles of land, which is 2,454 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lockport in?
Niagara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lockport?
$62,410. The median owner-occupied home is valued at $139,900. Median gross rent is $945 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lockport businesses?
61 7(a) approvals totalling $14.4 m, across 14 lenders, median approval $50,000, plus 10 504 approvals worth $4.1 m. These count approvals to borrowers whose address is in Lockport, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lockport borrowers get paid back?
Of the 13 loans that have reached a final outcome, 12 were paid in full and 1 charged off, a charge off rate of 7.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Lockport in the National Flood Insurance Program?
Yes. Lockport appears in the FEMA Community Status Book as community 361013, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lockport figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Niagara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lockport.
Is zoning published for Lockport?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.