HomeNew YorkNiagara CountyLockport
Lockport, New York: commercial real estate data.
Lockport is a Census city of 20,610 people across 8.40 square miles of land, in Niagara County. Median household income is $62,410, 58.8 percent of occupied homes are owned, and the SBA record carries 61 7(a) approvals to borrowers here worth $14.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lockport
What Lockport is
- Census place typecity
- Land area8.4 sq mi
- Water area0.05 sq mi
- Population per square mile of land2,454
- County holding the largest share of its areaNiagara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockport
How many people live in Lockport
- Population20,610
- Median age36.8
- Population under 184,424
- Share under 1821.5 percent
- Population 65 and over3,350
- Share 65 and over16.3 percent
- Households9,197
- Family households5,377
- Share of households that are families58.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockport
Income and work in Lockport
- Median household income$62,410
- Per capita income$34,502
- Civilian labor force11,280
- Employed10,734
- Unemployed546 plus or minus 180
- Unemployment rate4.8 percent plus or minus 1.6
- Adults 25 and over14,183
- Adults 25 and over with a high school diploma or higher90.5 percent
- Adults 25 and over with a bachelor degree or higher24.6 percent
- Adults 25 and over with a graduate degree9.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockport
Housing in Lockport
- Housing units10,205
- Occupied units9,197
- Vacant units1,008 plus or minus 269
- Vacancy rate9.9 percent plus or minus 2.6
- Owner occupied5,404
- Renter occupied3,793
- Ownership rate58.8 percent
- Median owner-occupied home value$139,900
- Median gross rent, monthly$945
- Annual rent as a share of median income18.2 percent
- Single family units5,964
- Share single family58.4 percent
- Units in buildings of two or more4,197
- Share in buildings of two or more41.1 percent
- Mobile homes44 plus or minus 41
- Median year structure built1941
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockport
How Lockport gets to work
- Workers 16 and over who commute9,531
- Commuting under 15 minutes3,210
- Share commuting under 15 minutes33.7 percent
- Commuting 30 minutes or more3,737
- Share commuting 30 minutes or more39.2 percent
- Drove alone76.3 percent
- Carpooled8.1 percent plus or minus 2.6
- Public transport0.0 percent
- Walked4.1 percent plus or minus 1.5
- Worked from home9.0 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lockport
SBA loans in Lockport (7(a))
- Approvals61
- Gross approval$14,366,800
- Average approval$235,521
- Median approval$50,000
- Ninetieth percentile approval$500,000
- Largest approval$5,000,000
- Jobs supported384
- Jobs per approval6.3
- Loans with a final outcome13
- Paid in full12
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more6.6 percent
- Share to franchises0.0 percent
- Distinct lenders14
- Distinct industries by NAICS39
Counted by borrower city: approvals to borrowers whose address is in Lockport, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lockport
SBA loans in Lockport (504)
- Approvals10
- Gross approval$4,097,000
- Average approval$409,700
- Median approval$291,500
- Largest approval$923,000
- Jobs supported63
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Lockport, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lockport
Flood risk in Lockport
- NFIP communityCity of Lockport
- NFIP community number360503
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/17/10
The City of Lockport participates in the National Flood Insurance Program as community 360503 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Niagara County, not Lockport
Niagara County context, not Lockport figures
- Establishments in Niagara County4,475
- Covered employment, Niagara County68,068
- Average annual pay, Niagara County$55,707
- Housing units permitted, Niagara County167
Every figure in this section is published for Niagara County as a whole and is not a measurement of Lockport.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lockport questions, answered from the record.
How many people live in Lockport, New York?
20,610, in 9,197 households. Lockport city covers 8.40 square miles of land, which is 2,454 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lockport in?
Niagara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lockport?
$62,410. The median owner-occupied home is valued at $139,900. Median gross rent is $945 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lockport businesses?
61 7(a) approvals totaling $14.4 m since FY2020, across 14 lenders, median approval $50,000, plus 10 504 approvals worth $4.1 m since FY2010. These count approvals to borrowers whose address is in Lockport, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lockport borrowers get paid back?
No rate is published for Lockport. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lockport in the National Flood Insurance Program?
Yes. Lockport appears in the FEMA Community Status Book as Lockport, city of, community 360503, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lockport figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Niagara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lockport.
Is zoning published for Lockport?
No. Nothing on this page presents parcel level zoning.