HomeNew YorkNiagara CountyNorth Tonawanda
North Tonawanda, New York: commercial real estate data.
North Tonawanda is a Census city of 30,198 people across 10.09 square miles of land, in Niagara County. Median household income is $66,961, 70.1 percent of occupied homes are owned, and the SBA record carries 32 7(a) approvals to borrowers here worth $10.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
North Tonawanda
What North Tonawanda is
- Census place typecity
- Land area10.09 sq mi
- Water area0.8 sq mi
- Population per square mile of land2,992
- County holding the largest share of its areaNiagara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Tonawanda
How many people live in North Tonawanda
- Population30,198
- Median age43.1
- Population under 185,408
- Share under 1817.9 percent
- Population 65 and over6,614
- Share 65 and over21.9 percent
- Households14,015
- Family households8,157
- Share of households that are families58.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Tonawanda
Income and work in North Tonawanda
- Median household income$66,961
- Per capita income$38,413
- Civilian labor force15,840
- Employed14,923
- Unemployed917 plus or minus 278
- Unemployment rate5.8 percent plus or minus 1.7
- Adults 25 and over23,053
- Adults 25 and over with a high school diploma or higher94.0 percent
- Adults 25 and over with a bachelor degree or higher27.1 percent
- Adults 25 and over with a graduate degree10.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Tonawanda
Housing in North Tonawanda
- Housing units14,710
- Occupied units14,015
- Vacant units695 plus or minus 236
- Vacancy rate4.7 percent plus or minus 1.6
- Owner occupied9,822
- Renter occupied4,193
- Ownership rate70.1 percent
- Median owner-occupied home value$197,200
- Median gross rent, monthly$934
- Annual rent as a share of median income16.7 percent
- Single family units10,037
- Share single family68.2 percent
- Units in buildings of two or more4,673
- Share in buildings of two or more31.8 percent
- Mobile homes0
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Tonawanda
How North Tonawanda gets to work
- Workers 16 and over who commute12,565
- Commuting under 15 minutes4,002
- Share commuting under 15 minutes31.9 percent
- Commuting 30 minutes or more2,698
- Share commuting 30 minutes or more21.5 percent
- Drove alone76.6 percent
- Carpooled4.7 percent plus or minus 1.2
- Public transport0.1 percent plus or minus 0.2
- Walked2.8 percent plus or minus 1.2
- Worked from home14.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Tonawanda
SBA loans in North Tonawanda (7(a))
- Approvals32
- Gross approval$10,215,400
- Average approval$319,231
- Median approval$122,250
- Ninetieth percentile approval$567,400
- Largest approval$2,531,500
- Jobs supported326
- Jobs per approval10.2
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.6 percent
- Share to franchises15.6 percent
- Distinct lenders14
- Distinct industries by NAICS23
Counted by borrower city: approvals to borrowers whose address is in North Tonawanda, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North Tonawanda
SBA loans in North Tonawanda (504)
- Approvals4
- Gross approval$1,362,000
- Average approval$340,500
- Median approval$302,500
- Largest approval$512,000
- Jobs supported22
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in North Tonawanda, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
North Tonawanda
Flood risk in North Tonawanda
- NFIP communityCity of North Tonawanda
- NFIP community number360508
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/04/21
The City of North Tonawanda participates in the National Flood Insurance Program as community 360508 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Niagara County, not North Tonawanda
Niagara County context, not North Tonawanda figures
- Establishments in Niagara County4,475
- Covered employment, Niagara County68,068
- Average annual pay, Niagara County$55,707
- Housing units permitted, Niagara County167
Every figure in this section is published for Niagara County as a whole and is not a measurement of North Tonawanda.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
North Tonawanda questions, answered from the record.
How many people live in North Tonawanda, New York?
30,198, in 14,015 households. North Tonawanda city covers 10.09 square miles of land, which is 2,992 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Tonawanda in?
Niagara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Tonawanda?
$66,961. The median owner-occupied home is valued at $197,200. Median gross rent is $934 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Tonawanda businesses?
32 7(a) approvals totaling $10.2 m since FY2020, across 14 lenders, median approval $122,250, plus 4 504 approvals worth $1.4 m since FY2010. These count approvals to borrowers whose address is in North Tonawanda, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Tonawanda borrowers get paid back?
No rate is published for North Tonawanda. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is North Tonawanda in the National Flood Insurance Program?
Yes. North Tonawanda appears in the FEMA Community Status Book as North Tonawanda, city of, community 360508, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page North Tonawanda figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Niagara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Tonawanda.
Is zoning published for North Tonawanda?
No. Nothing on this page presents parcel level zoning.