HomeNew YorkNiagara CountyNorth Tonawanda city
North Tonawanda city, New York: commercial real estate data.
North Tonawanda city is a Census city of 30,198 people across 10.09 square miles of land, in Niagara County. Median household income is $66,961, 70.1 percent of occupied homes are owned, and the SBA record carries 32 7(a) approvals to borrowers here worth $10.2 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
North Tonawanda
What North Tonawanda is
- Census place typecity
- Land area10.09 sq mi
- Water area0.8 sq mi
- Population per square mile of land2,992
- County holding the largest share of its areaNiagara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Tonawanda
How many people live in North Tonawanda
- Population30,198
- Median age43.1
- Population under 185,408
- Share under 1817.9 percent
- Population 65 and over6,614
- Share 65 and over21.9 percent
- Households14,015
- Family households8,157
- Share of households that are families58.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Tonawanda
Income and work in North Tonawanda
- Median household income$66,961
- Per capita income$38,413
- Civilian labor force15,840
- Employed14,923
- Unemployed917 plus or minus 278
- Unemployment rate5.8 percent plus or minus 1.7
- Adults 25 and over23,053
- Adults 25 and over with a high school diploma or higher94.0 percent
- Adults 25 and over with a bachelor degree or higher27.1 percent
- Adults 25 and over with a graduate degree10.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Tonawanda
Housing in North Tonawanda
- Housing units14,710
- Occupied units14,015
- Vacant units695 plus or minus 236
- Vacancy rate4.7 percent plus or minus 1.6
- Owner occupied9,822
- Renter occupied4,193
- Ownership rate70.1 percent
- Median owner-occupied home value$197,200
- Median gross rent, monthly$934
- Annual rent as a share of median income16.7 percent
- Single family units10,037
- Share single family68.2 percent
- Units in buildings of two or more4,673
- Share in buildings of two or more31.8 percent
- Mobile homes0
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Tonawanda
How North Tonawanda gets to work
- Workers 16 and over who commute12,565
- Commuting under 15 minutes4,002
- Share commuting under 15 minutes31.9 percent
- Commuting 30 minutes or more2,698
- Share commuting 30 minutes or more21.5 percent
- Drove alone76.6 percent
- Carpooled4.7 percent plus or minus 1.2
- Public transport0.1 percent plus or minus 0.2
- Walked2.8 percent plus or minus 1.2
- Worked from home14.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Tonawanda
SBA loans in North Tonawanda (7(a))
- Approvals32
- Gross approval$10,215,400
- Average approval$319,231
- Median approval$144,500
- Ninetieth percentile approval$575,000
- Largest approval$2,531,500
- Jobs supported326
- Jobs per approval10.2
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.6 percent
- Share to franchises15.6 percent
- Distinct lenders14
- Distinct industries by NAICS23
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North Tonawanda
SBA loans in North Tonawanda (504)
- Approvals4
- Gross approval$1,362,000
- Average approval$340,500
- Median approval$350,000
- Largest approval$512,000
- Jobs supported22
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
North Tonawanda
Flood risk in North Tonawanda
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360508
- Currently effective map date05/04/21
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Niagara County, not North Tonawanda
Niagara County context, not North Tonawanda figures
These are Niagara County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as North Tonawanda measurements.
- Establishments in Niagara County4,475
- Employment at those establishments, Niagara County57,764
- Covered employment, Niagara County68,068
- Average annual pay, Niagara County$55,707
- Average weekly wage, Niagara County$1,071
- Housing units permitted, Niagara County167
- Of those, single family, Niagara County165
- County product, 2024, Niagara County$13,570,171,000
- County product change over the prior year, Niagara County4.0 percent
- Average income of an arriving household, Niagara County$57,878
Every figure in this section is published for Niagara County as a whole and is not a measurement of North Tonawanda. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
North Tonawanda questions, answered from the record.
How many people live in North Tonawanda, New York?
30,198, in 14,015 households. North Tonawanda city covers 10.09 square miles of land, which is 2,992 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Tonawanda in?
Niagara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Tonawanda?
$66,961. The median owner-occupied home is valued at $197,200. Median gross rent is $934 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Tonawanda businesses?
32 7(a) approvals totalling $10.2 m, across 14 lenders, median approval $144,500, plus 4 504 approvals worth $1.4 m. These count approvals to borrowers whose address is in North Tonawanda, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Tonawanda borrowers get paid back?
No rate is published for North Tonawanda. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is North Tonawanda in the National Flood Insurance Program?
Yes. North Tonawanda appears in the FEMA Community Status Book as community 360508, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page North Tonawanda figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Niagara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Tonawanda.
Is zoning published for North Tonawanda?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.