HomeNew YorkNiagara CountyNiagara Falls city
Niagara Falls city, New York: commercial real estate data.
Niagara Falls city is a Census city of 47,987 people across 14.08 square miles of land, in Niagara County. Median household income is $49,101, 58.5 percent of occupied homes are owned, and the SBA record carries 47 7(a) approvals to borrowers here worth $10.4 m.
82 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Niagara Falls
What Niagara Falls is
- Census place typecity
- Land area14.08 sq mi
- Water area2.75 sq mi
- Population per square mile of land3,408
- County holding the largest share of its areaNiagara County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niagara Falls
How many people live in Niagara Falls
- Population47,987
- Median age40.8
- Population under 1810,172
- Share under 1821.2 percent
- Population 65 and over8,884
- Share 65 and over18.5 percent
- Households22,730
- Family households11,783
- Share of households that are families51.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niagara Falls
Income and work in Niagara Falls
- Median household income$49,101
- Per capita income$30,707
- Civilian labor force23,409
- Employed21,152
- Unemployed2,257 plus or minus 461
- Unemployment rate9.6 percent plus or minus 1.9
- Adults 25 and over33,917
- Adults 25 and over with a high school diploma or higher88.8 percent
- Adults 25 and over with a bachelor degree or higher22.7 percent
- Adults 25 and over with a graduate degree8.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niagara Falls
Housing in Niagara Falls
- Housing units26,251
- Occupied units22,730
- Vacant units3,521
- Vacancy rate13.4 percent
- Owner occupied13,289
- Renter occupied9,441
- Ownership rate58.5 percent
- Median owner-occupied home value$115,300
- Median gross rent, monthly$823
- Annual rent as a share of median income20.1 percent
- Single family units16,549
- Share single family63.0 percent
- Units in buildings of two or more9,258
- Share in buildings of two or more35.3 percent
- Mobile homes444 plus or minus 159
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niagara Falls
How Niagara Falls gets to work
- Workers 16 and over who commute18,982
- Commuting under 15 minutes8,274
- Share commuting under 15 minutes43.6 percent
- Commuting 30 minutes or more4,205
- Share commuting 30 minutes or more22.2 percent
- Drove alone73.7 percent
- Carpooled8.6 percent plus or minus 2.0
- Public transport3.4 percent plus or minus 1.1
- Walked3.5 percent plus or minus 1.1
- Worked from home7.4 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niagara Falls
SBA loans in Niagara Falls (7(a))
- Approvals47
- Gross approval$10,350,200
- Average approval$220,217
- Median approval$50,000
- Ninetieth percentile approval$500,000
- Largest approval$3,587,500
- Jobs supported389
- Jobs per approval8.3
- Loans with a final outcome10
- Paid in full9
- Charged off1
- Charge-off rate over resolved loans10.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more8.5 percent
- Share to franchises2.1 percent
- Distinct lenders15
- Distinct industries by NAICS34
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Niagara Falls
SBA loans in Niagara Falls (504)
- Approvals18
- Gross approval$25,582,000
- Average approval$1,421,222
- Median approval$728,000
- Largest approval$4,808,000
- Jobs supported234
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Niagara Falls
Flood risk in Niagara Falls
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number360506
- Currently effective map date05/04/21
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Niagara County, not Niagara Falls
Niagara County context, not Niagara Falls figures
These are Niagara County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Niagara Falls measurements.
- Establishments in Niagara County4,475
- Employment at those establishments, Niagara County57,764
- Covered employment, Niagara County68,068
- Average annual pay, Niagara County$55,707
- Average weekly wage, Niagara County$1,071
- Housing units permitted, Niagara County167
- Of those, single family, Niagara County165
- County product, 2024, Niagara County$13,570,171,000
- County product change over the prior year, Niagara County4.0 percent
- Average income of an arriving household, Niagara County$57,878
Every figure in this section is published for Niagara County as a whole and is not a measurement of Niagara Falls. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Niagara Falls questions, answered from the record.
How many people live in Niagara Falls, New York?
47,987, in 22,730 households. Niagara Falls city covers 14.08 square miles of land, which is 3,408 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Niagara Falls in?
Niagara County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Niagara Falls?
$49,101. The median owner-occupied home is valued at $115,300. Median gross rent is $823 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Niagara Falls businesses?
47 7(a) approvals totalling $10.4 m, across 15 lenders, median approval $50,000, plus 18 504 approvals worth $25.6 m. These count approvals to borrowers whose address is in Niagara Falls, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Niagara Falls borrowers get paid back?
Of the 10 loans that have reached a final outcome, 9 were paid in full and 1 charged off, a charge off rate of 10.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Niagara Falls in the National Flood Insurance Program?
Yes. Niagara Falls appears in the FEMA Community Status Book as community 360506, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Niagara Falls figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Niagara County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Niagara Falls.
Is zoning published for Niagara Falls?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.