HomeNew YorkOneida CountyProspect
Prospect, New York: commercial real estate data.
Prospect is a Census CDP of 218 people across 0.43 square miles of land, in Oneida County. Median household income is $46,971, 100.0 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $347,800 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Prospect through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 218 with a margin of error of plus or minus 131, which is 60.1 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Prospect
What Prospect is
- Census place typeCDP
- Land area0.43 sq mi
- Water area0.01 sq mi
- Population per square mile of land507 plus or minus 304
- County holding the largest share of its areaOneida County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Prospect
How many people live in Prospect
- Population218 plus or minus 131
- Median age54.2 plus or minus 15.6
- Population under 1853 plus or minus 45
- Share under 1824.3 percent plus or minus 14.5
- Population 65 and over88 plus or minus 59
- Share 65 and over40.4 percent plus or minus 11.9
- Households109 plus or minus 60
- Family households56 plus or minus 35
- Share of households that are families51.4 percent plus or minus 15.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Prospect
Income and work in Prospect
- Median household income$46,971 plus or minus $26,754
- Per capita income$31,857
- Civilian labor force150 plus or minus 116
- Employed150 plus or minus 116
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over165 plus or minus 87
- Adults 25 and over with a high school diploma or higher92.1 percent plus or minus 66.4
- Adults 25 and over with a bachelor degree or higher2.4 percent plus or minus 9.4
- Adults 25 and over with a graduate degree0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Prospect
Housing in Prospect
- Housing units137 plus or minus 77
- Occupied units109 plus or minus 60
- Vacant units28 plus or minus 46
- Vacancy rate20.4 percent plus or minus 31.6
- Owner occupied109 plus or minus 60
- Renter occupied0
- Ownership rate100.0 percent
- Median owner-occupied home value$86,800 plus or minus $34,431
- Single family units137 plus or minus 77
- Share single family100.0 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Prospect
How Prospect gets to work
- Workers 16 and over who commute150 plus or minus 116
- Commuting under 15 minutes16 plus or minus 23
- Share commuting under 15 minutes10.7 percent plus or minus 13.0
- Commuting 30 minutes or more15 plus or minus 21
- Share commuting 30 minutes or more10.0 percent plus or minus 11.9
- Drove alone94.7 percent plus or minus 24.9
- Carpooled5.3 percent plus or minus 6.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Prospect
SBA loans in Prospect (7(a))
- Approvals1
- Gross approval$347,800
- Average approval$347,800
- Median approval$347,800
- Largest approval$347,800
- Jobs supported9
- Jobs per approval9.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term243 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Prospect, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Prospect
Flood risk in Prospect
- NFIP communityVillage of Prospect
- NFIP community number361356
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date09/27/13
The Village of Prospect does not participate in the National Flood Insurance Program as community 361356 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oneida County, not Prospect
Oneida County context, not Prospect figures
- Establishments in Oneida County4,713
- Covered employment, Oneida County102,542
- Average annual pay, Oneida County$61,102
- Housing units permitted, Oneida County221
Every figure in this section is published for Oneida County as a whole and is not a measurement of Prospect.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Prospect questions, answered from the record.
How many people live in Prospect, New York?
218, in 109 households. Prospect CDP covers 0.43 square miles of land, which is 507 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Prospect in?
Oneida County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Prospect?
$46,971. The median owner-occupied home is valued at $86,800. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Prospect businesses?
1 7(a) approvals totaling $347,800 since FY2020, across 1 lenders, median approval $347,800. These count approvals to borrowers whose address is in Prospect, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Prospect borrowers get paid back?
No rate is published for Prospect. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Prospect in the National Flood Insurance Program?
No, it is listed but not participating. Prospect appears in the FEMA Community Status Book as Prospect, village of, community 361356, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Prospect figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oneida County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Prospect.
Is zoning published for Prospect?
No. Nothing on this page presents parcel level zoning.