HomeNew YorkOneida CountyVernon
Vernon, New York: commercial real estate data.
Vernon is a Census village of 1,238 people across 0.95 square miles of land, in Oneida County. Median household income is $63,988, 59.2 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $3.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Vernon
What Vernon is
- Census place typevillage
- Land area0.95 sq mi
- Water area0 sq mi
- Population per square mile of land1,309 plus or minus 274
- County holding the largest share of its areaOneida County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernon
How many people live in Vernon
- Population1,238 plus or minus 259
- Median age47.1
- Population under 18177 plus or minus 70
- Share under 1814.3 percent plus or minus 4.8
- Population 65 and over251 plus or minus 63
- Share 65 and over20.3 percent
- Households551
- Family households306 plus or minus 81
- Share of households that are families55.5 percent plus or minus 11.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernon
Income and work in Vernon
- Median household income$63,988 plus or minus $15,239
- Per capita income$32,318 plus or minus $6,791
- Civilian labor force692 plus or minus 173
- Employed672 plus or minus 173
- Unemployed20 plus or minus 24
- Unemployment rate2.9 percent plus or minus 3.4
- Adults 25 and over967 plus or minus 212
- Adults 25 and over with a high school diploma or higher88.0 percent plus or minus 25.8
- Adults 25 and over with a bachelor degree or higher18.1 percent plus or minus 6.5
- Adults 25 and over with a graduate degree4.8 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernon
Housing in Vernon
- Housing units600
- Occupied units551
- Vacant units49 plus or minus 32
- Vacancy rate8.2 percent plus or minus 5.2
- Owner occupied326 plus or minus 74
- Renter occupied225 plus or minus 58
- Ownership rate59.2 percent
- Median owner-occupied home value$184,300
- Median gross rent, monthly$921
- Annual rent as a share of median income17.3 percent plus or minus 4.2
- Single family units336 plus or minus 78
- Share single family56.0 percent
- Units in buildings of two or more264 plus or minus 87
- Share in buildings of two or more44.0 percent plus or minus 12.7
- Mobile homes0
- Median year structure built1942
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernon
How Vernon gets to work
- Workers 16 and over who commute537 plus or minus 158
- Commuting under 15 minutes258 plus or minus 166
- Share commuting under 15 minutes48.0 percent plus or minus 27.5
- Commuting 30 minutes or more154 plus or minus 51
- Share commuting 30 minutes or more28.7 percent
- Drove alone65.8 percent
- Carpooled14.7 percent plus or minus 10.3
- Public transport0.0 percent
- Walked0.2 percent plus or minus 0.6
- Worked from home19.4 percent plus or minus 18.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Vernon
SBA loans in Vernon (7(a))
- Approvals3
- Gross approval$3,175,000
- Average approval$1,058,333
- Median approval$190,000
- Largest approval$2,865,000
- Jobs supported62
- Jobs per approval20.7
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Vernon, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Vernon
Flood risk in Vernon
- NFIP communityTown of Vernon
- NFIP community number360559
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/27/13
The Town of Vernon participates in the National Flood Insurance Program as community 360559 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oneida County, not Vernon
Oneida County context, not Vernon figures
- Establishments in Oneida County4,713
- Covered employment, Oneida County102,542
- Average annual pay, Oneida County$61,102
- Housing units permitted, Oneida County221
Every figure in this section is published for Oneida County as a whole and is not a measurement of Vernon.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Vernon questions, answered from the record.
How many people live in Vernon, New York?
1,238, in 551 households. Vernon village covers 0.95 square miles of land, which is 1,309 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Vernon in?
Oneida County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Vernon?
$63,988. The median owner-occupied home is valued at $184,300. Median gross rent is $921 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Vernon businesses?
3 7(a) approvals totaling $3.2 m since FY2020, across 2 lenders, median approval $190,000. These count approvals to borrowers whose address is in Vernon, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Vernon borrowers get paid back?
No rate is published for Vernon. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Vernon in the National Flood Insurance Program?
Yes. Vernon appears in the FEMA Community Status Book as Vernon, town of, community 360559, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Vernon figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oneida County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Vernon.
Is zoning published for Vernon?
No. Nothing on this page presents parcel level zoning.