HomeNew YorkSt. Lawrence CountyHammond
Hammond, New York: commercial real estate data.
Hammond is a Census village of 320 people across 0.59 square miles of land, in St. Lawrence County. Median household income is $56,917, 51.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $4.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hammond
What Hammond is
- Census place typevillage
- Land area0.59 sq mi
- Water area0 sq mi
- Population per square mile of land546 plus or minus 155
- County holding the largest share of its areaSt. Lawrence County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hammond
How many people live in Hammond
- Population320 plus or minus 91
- Median age42.4 plus or minus 10.5
- Population under 1886 plus or minus 29
- Share under 1826.9 percent
- Population 65 and over49 plus or minus 24
- Share 65 and over15.3 percent plus or minus 6.0
- Households133 plus or minus 34
- Family households107 plus or minus 32
- Share of households that are families80.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hammond
Income and work in Hammond
- Median household income$56,917 plus or minus $12,672
- Per capita income$30,737 plus or minus $7,958
- Civilian labor force136 plus or minus 46
- Employed128 plus or minus 44
- Unemployed8 plus or minus 13
- Unemployment rate5.9 percent plus or minus 9.3
- Adults 25 and over217 plus or minus 58
- Adults 25 and over with a high school diploma or higher89.9 percent plus or minus 32.9
- Adults 25 and over with a bachelor degree or higher31.3 percent plus or minus 14.7
- Adults 25 and over with a graduate degree11.5 percent plus or minus 10.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hammond
Housing in Hammond
- Housing units165 plus or minus 35
- Occupied units133 plus or minus 34
- Vacant units32 plus or minus 19
- Vacancy rate19.4 percent plus or minus 10.8
- Owner occupied69 plus or minus 22
- Renter occupied64 plus or minus 26
- Ownership rate51.9 percent
- Median owner-occupied home value$81,900
- Median gross rent, monthly$796
- Annual rent as a share of median income16.8 percent plus or minus 5.0
- Single family units119 plus or minus 34
- Share single family72.1 percent
- Units in buildings of two or more34 plus or minus 20
- Share in buildings of two or more20.6 percent plus or minus 11.4
- Mobile homes12 plus or minus 11
- Median year structure built1945
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hammond
How Hammond gets to work
- Workers 16 and over who commute123 plus or minus 43
- Commuting under 15 minutes45 plus or minus 21
- Share commuting under 15 minutes36.6 percent plus or minus 11.5
- Commuting 30 minutes or more29 plus or minus 14
- Share commuting 30 minutes or more23.6 percent plus or minus 8.4
- Drove alone81.7 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked14.3 percent plus or minus 10.8
- Worked from home2.4 percent plus or minus 2.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hammond
SBA loans in Hammond (7(a))
- Approvals3
- Gross approval$4,600,000
- Average approval$1,533,333
- Median approval$1,000,000
- Largest approval$3,120,000
- Jobs supported15
- Jobs per approval5.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term245 months
- Share on real estate terms of 20 years or more66.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Hammond, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hammond
Flood risk in Hammond
- NFIP communityTown of Hammond
- NFIP community number360700
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The Town of Hammond participates in the National Flood Insurance Program as community 360700 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
St. Lawrence County, not Hammond
St. Lawrence County context, not Hammond figures
- Establishments in St. Lawrence County1,826
- Covered employment, St. Lawrence County34,764
- Average annual pay, St. Lawrence County$62,502
- Housing units permitted, St. Lawrence County228
Every figure in this section is published for St. Lawrence County as a whole and is not a measurement of Hammond.
All St. Lawrence County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Hammond questions, answered from the record.
How many people live in Hammond, New York?
320, in 133 households. Hammond village covers 0.59 square miles of land, which is 546 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hammond in?
St. Lawrence County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hammond?
$56,917. The median owner-occupied home is valued at $81,900. Median gross rent is $796 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hammond businesses?
3 7(a) approvals totaling $4.6 m since FY2020, across 3 lenders, median approval $1,000,000. These count approvals to borrowers whose address is in Hammond, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hammond borrowers get paid back?
No rate is published for Hammond. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Hammond in the National Flood Insurance Program?
Yes. Hammond appears in the FEMA Community Status Book as Hammond, town of, community 360700, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hammond figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Lawrence County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hammond.
Is zoning published for Hammond?
No. Nothing on this page presents parcel level zoning.
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