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HomeNew YorkSt. Lawrence CountyHammond village

Hammond village, New York: commercial real estate data.

Hammond village is a Census village of 320 people across 0.59 square miles of land, in St. Lawrence County. Median household income is $56,917, 51.9 percent of occupied homes are owned, and the SBA record carries 3 7(a) approvals to borrowers here worth $4.6 m.

70 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Hammond

What Hammond is

  • Census place typevillage
  • Land area0.59 sq mi
  • Water area0 sq mi
  • Population per square mile of land546 plus or minus 155
  • County holding the largest share of its areaSt. Lawrence County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hammond

How many people live in Hammond

  • Population320 plus or minus 91
  • Median age42.4 plus or minus 10.5
  • Population under 1886 plus or minus 29
  • Share under 1826.9 percent
  • Population 65 and over49 plus or minus 24
  • Share 65 and over15.3 percent plus or minus 6.0
  • Households133 plus or minus 34
  • Family households107 plus or minus 32
  • Share of households that are families80.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hammond

Income and work in Hammond

  • Median household income$56,917 plus or minus $12,672
  • Per capita income$30,737 plus or minus $7,958
  • Civilian labor force136 plus or minus 46
  • Employed128 plus or minus 44
  • Unemployed8 plus or minus 13
  • Unemployment rate5.9 percent plus or minus 9.3
  • Adults 25 and over217 plus or minus 58
  • Adults 25 and over with a high school diploma or higher89.9 percent plus or minus 32.9
  • Adults 25 and over with a bachelor degree or higher31.3 percent plus or minus 14.7
  • Adults 25 and over with a graduate degree11.5 percent plus or minus 10.4

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hammond

Housing in Hammond

  • Housing units165 plus or minus 35
  • Occupied units133 plus or minus 34
  • Vacant units32 plus or minus 19
  • Vacancy rate19.4 percent plus or minus 10.8
  • Owner occupied69 plus or minus 22
  • Renter occupied64 plus or minus 26
  • Ownership rate51.9 percent
  • Median owner-occupied home value$81,900
  • Median gross rent, monthly$796
  • Annual rent as a share of median income16.8 percent plus or minus 5.0
  • Single family units119 plus or minus 34
  • Share single family72.1 percent
  • Units in buildings of two or more34 plus or minus 20
  • Share in buildings of two or more20.6 percent plus or minus 11.4
  • Mobile homes12 plus or minus 11
  • Median year structure built1945

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hammond

How Hammond gets to work

  • Workers 16 and over who commute123 plus or minus 43
  • Commuting under 15 minutes45 plus or minus 21
  • Share commuting under 15 minutes36.6 percent plus or minus 11.5
  • Commuting 30 minutes or more29 plus or minus 14
  • Share commuting 30 minutes or more23.6 percent plus or minus 8.4
  • Drove alone81.7 percent
  • Carpooled0.0 percent
  • Public transport0.0 percent
  • Walked14.3 percent plus or minus 10.8
  • Worked from home2.4 percent plus or minus 2.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Hammond

SBA loans in Hammond (7(a))

  • Approvals3
  • Gross approval$4,600,000
  • Average approval$1,533,333
  • Median approval$1,000,000
  • Ninetieth percentile approval$3,120,000
  • Largest approval$3,120,000
  • Jobs supported15
  • Jobs per approval5.0
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term245 months
  • Share on real estate terms of 20 years or more66.7 percent
  • Share to franchises0.0 percent
  • Distinct lenders3
  • Distinct industries by NAICS2

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Hammond

Flood risk in Hammond

  • Listed NFIP communities1
  • Of those, participating1
  • NFIP community number360700
  • Currently effective map date(NSFHA)

This community carries no Community Rating System class, so no CRS premium discount applies to it.

FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.

St. Lawrence County, not Hammond

St. Lawrence County context, not Hammond figures

These are St. Lawrence County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Hammond measurements.

  • Establishments in St. Lawrence County1,826
  • Employment at those establishments, St. Lawrence County26,395
  • Covered employment, St. Lawrence County34,764
  • Average annual pay, St. Lawrence County$62,502
  • Average weekly wage, St. Lawrence County$1,202
  • Housing units permitted, St. Lawrence County228
  • Of those, single family, St. Lawrence County204
  • County product, 2024, St. Lawrence County$6,588,378,000
  • County product change over the prior year, St. Lawrence County5.2 percent
  • Average income of an arriving household, St. Lawrence County$61,541

Every figure in this section is published for St. Lawrence County as a whole and is not a measurement of Hammond. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Hammond questions, answered from the record.

How many people live in Hammond, New York?

320, in 133 households. Hammond village covers 0.59 square miles of land, which is 546 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Hammond in?

St. Lawrence County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Hammond?

$56,917. The median owner-occupied home is valued at $81,900. Median gross rent is $796 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Hammond businesses?

3 7(a) approvals totalling $4.6 m, across 3 lenders, median approval $1,000,000. These count approvals to borrowers whose address is in Hammond, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Hammond borrowers get paid back?

No rate is published for Hammond. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Is Hammond in the National Flood Insurance Program?

Yes. Hammond appears in the FEMA Community Status Book as community 360700, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Hammond figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for St. Lawrence County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hammond.

Is zoning published for Hammond?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.