Sullivan County, New York: commercial real estate data.
Sullivan County, New York has a population of 79,721 across 968 square miles, up 2.3 percent since the 2020 census base. County output reached $4.50 bn in 2024, 2,061 establishments operate here, and the SBA record carries 131 7(a) approvals worth $75.8 m.
128 sourced county values · tier FULL · 12 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Sullivan County
How many people live in Sullivan County
- Population79,721
- Households31,434
- Average household size2.54
- Median household income$72,382
- Median age41.7
- Median gross rent$1,106 per month
- Median owner-occupied home value$249,000
- Home value to household income3.4 times
- Annual rent as a share of median income18.3 percent
- Adults 25 and over with a bachelor degree or higher30.1 percent
- Adults 25 and over with a graduate degree12.9 percent
- Adults 25 and over56,129
- Population under 1817,097
- Share under 1821.4 percent
- Population 65 and over15,349
- Share 65 and over19.3 percent
- Working age population, 18 to 6447,275
- Civilian labor force37,967
- Unemployment rate5.8 percent
- Labor force participation, adults 18 and over60.6 percent
- Rank by population among New York counties33rd of 62
- Rank by population among US county-equivalents730th
Sullivan County is the 33rd largest of 62 New York counties by population. A median home costs 3.4 times median household income, which is an affordable ownership market by national standards. Residents under 18 outnumber those 65 and over, at 21.4 percent against 19.3 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Sullivan County
Is Sullivan County's population growing?
- Population change since the 2020 census base2.33 percent
- Census 2020 base population78,619
- Births, 2024983
- Deaths, 2024794
- Natural change, 2024189
- Net domestic migration, 2024-431
- Net international migration, 2024497
- Total net migration, 202466
- Cumulative net domestic migration, 2021 to 2024520
- Rank by growth among US county-equivalents1064th
The county has grown 2.33 percent since the 2020 census base.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Sullivan County
Where are people moving to Sullivan County from?
- Tax returns filed by households arriving2,246
- People arriving, from those returns4,032
- Adjusted gross income arriving$175.2 m
- Net adjusted gross income movement$0
- Average income of an arriving household$77,994
- Largest single originSullivan County Non-migrants (28,354 households)
- Largest single destination (28,354 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Sullivan County Non-migrants | 28,354 | 55,065 | $2.11 bn |
| Other flows - Different State | 482 | 756 | $32.1 m |
| Orange County | 465 | 868 | $25.0 m |
| Kings County | 249 | 591 | $31.3 m |
| Other flows - South | 204 | 312 | $13.7 m |
| Other flows - Northeast | 163 | 277 | $9.5 m |
| Ulster County | 147 | 260 | $6.7 m |
| Queens County | 131 | 222 | $12.5 m |
The largest single source of arrivals is Sullivan County Non-migrants, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Sullivan County
What is the Sullivan County economy?
- County GDP, 2024$4.50 bn
- County GDP, 2023$4.28 bn
- GDP change, 2023 to 20245.3 percent
- GDP change over five years38.0 percent
- Rank by GDP among New York counties35th
- Rank by GDP among US county-equivalents755th
- GDP per resident$56,495
Output grew 5.3 percent in the latest year and 38.0 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Sullivan County
Largest employers in Sullivan County
- Covered employment, annual average30,393
- Establishments reporting2,329
- Average annual pay$58,182
- Average weekly wage$1,119
- Sector 62, employment7,629
- Sector 62, average annual pay$46,729
- Sector 72, employment3,453
- Sector 72, average annual pay$43,027
- Sector 44-45, employment2,601
- Sector 44-45, average annual pay$36,697
- Sector 31-33, employment2,051
- Sector 31-33, average annual pay$56,737
- Sector 23, employment1,235
- Sector 48-49, employment1,112
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Sector 62 | 7,629 | 192 | $46,729 |
| Sector 72 | 3,453 | 267 | $43,027 |
| Sector 44-45 | 2,601 | 248 | $36,697 |
| Sector 31-33 | 2,051 | 50 | $56,737 |
| Sector 23 | 1,235 | 261 | $97,721 |
| Sector 48-49 | 1,112 | 62 | $42,954 |
| Sector 81 | 996 | 172 | $41,577 |
| Sector 56 | 968 | 121 | $47,359 |
The largest sector is the biggest private employer group at 7,629 jobs, 25.1 percent of covered employment. Average pay per job sits below median household income, so households here typically need more than one earner.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Sullivan County
How many businesses are in Sullivan County?
- Establishments, all industries2,061
- Employment at those establishments22,087
- Annual payroll$1.02 bn
- Establishments per 1,000 residents25.9
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against.
US Census Bureau, County Business Patterns, 2023.
Sullivan County
Building permits in Sullivan County
- Housing units authorised by permit, 2024757
- Declared construction value permitted$216.5 m
- Single family units authorised578
- Multifamily units authorised179
- Multifamily share of units23.6 percent
- Average declared value per unit$286,009
- Units authorised per 1,000 households24.1
Multifamily is 23.6 percent of units authorised, so the pipeline is predominantly for sale product.
US Census Bureau, Building Permits Survey, 2024 annual.
Sullivan County
SBA loans in Sullivan County (7(a) and 504)
- 7(a) approvals recorded131
- 7(a) gross approval dollars$75.8 m
- Average 7(a) approval$578,844
- Median 7(a) approval$215,000
- 10th percentile approval$35,000
- 90th percentile approval$1,797,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)1,123
- Jobs per approval8.6
- Distinct 7(a) lenders active35
- Distinct industries receiving approvals67
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer23.7 percent
- Loans on real estate terms31
- Loans on working capital terms, 120 months or shorter98
- Franchise loans5
- Franchise share of approvals3.8 percent
- Leading industry by approval countSupermarkets and Other Grocery (except Convenience) Stores (14)
- Most active lenderManufacturers and Traders Trust Company (21)
- 504 approvals recorded14
- 504 gross approval dollars$16.2 m
- Average 504 approval$1,158,214
- Median 504 approval$798,000
- Distinct CDCs active2
- 504 jobs per approval14.9
- 504 jobs per million dollars approved12.9
- Most active CDCEmpire State Certified Development Corporation (13)
- 7(a) share of SBA approvals90.3 percent
- Combined SBA approval dollars$92.0 m
The average approval of $578,844 sits well above the median of $215,000, so a small number of large deals is pulling the mean up. The median is the better guide to what a typical borrower here actually gets. Only 23.7 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Sullivan County
SBA loan default and charge-off rates in Sullivan County
Do SBA loans in Sullivan County get paid back?
- Loans with a final outcome recorded15
- Paid in full13
- Charged off2
- Charge off rate on resolved loans13.3 percent
- Status: Paid in full13
- Status: Exempt from disclosure102
- Status: Charged off2
- Status: Cancelled10
- Status: Committed, not yet disbursed4
Of the 15 loans that have reached a final outcome, 13.3 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sullivan County
SBA lending by place in Sullivan County
- Places in the county with recorded lending26
- MONTICELLO, approvals28
- LIBERTY, approvals23
- Roscoe, approvals8
- SOUTH FALLSBURG, approvals8
- Bloomingburg, approvals7
- Ferndale, approvals6
| Place | Approvals | Gross approval dollars |
|---|---|---|
| MONTICELLO | 28 | $13,583,700 |
| LIBERTY | 23 | $6,247,000 |
| Roscoe | 8 | $2,409,000 |
| SOUTH FALLSBURG | 8 | $2,084,000 |
| Bloomingburg | 7 | $4,452,000 |
| Ferndale | 6 | $5,711,500 |
| Hurleyville | 5 | $5,223,000 |
| Kiamesha Lake | 5 | $1,060,000 |
MONTICELLO accounts for 28 approvals against 23 in LIBERTY. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sullivan County
How large is Sullivan County?
- Land area968 sq mi
- Rank by land area among New York counties18th of 62
- Width, east to west40.3 mi
- Height, north to south40.7 mi
- Geographies sharing a boundary3
- Residents per square mile of land82
- Establishments per square mile2.13
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Sullivan County
Flood risk in Sullivan County
- Communities in the NFIP Community Status Book21
- Of those, participating in the NFIP21
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Sullivan County, EPA zone predicted average indoor radon screening level greater than 4 pCi/LZone 1
The EPA places Sullivan County in radon zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved.
FEMA OpenFEMA, NFIP Community Status Book, Community Status Book, as retrieved. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Flood zone record counts are not held. The flood coverage export has not landed, so no count is shown rather than an estimated one.
- Traffic counts resolve in the platform, not in this dataset, so no AADT figure is printed here.
- Zoning is in build. Parcel level zoning is not published on this page.
Feasibility studies
When a Sullivan County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Sullivan County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population79,721
- Households31,434
- Average household size2.54
- Median household income$72,382
- Median age41.7
Common questions
Sullivan County questions, answered from the record.
How many people live in Sullivan County, New York?
79,721, in 31,434 households, ranking 33rd of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Sullivan County's population growing?
The population has grown 2.33 percent since the 2020 census base. In 2024 there were 983 births against 794 deaths, with net migration of 66. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Sullivan County?
$72,382. The median owner-occupied home is valued at $249,000, which is 3.4 times income, and median gross rent is $1,106 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Sullivan County?
2,061 establishments, employing 22,087 people with an annual payroll of $1.02 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is the average wage in Sullivan County?
Average annual pay is $58,182, or $1,119 a week, across 30,393 covered jobs. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Sullivan County?
131 7(a) approvals totalling $75.8 m since FY2020, across 35 lenders, with a median approval of $215,000, plus 14 504 approvals worth $16.2 m. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Sullivan County get paid back?
Of the 15 loans that have reached a final outcome, 13 were paid in full and 2 charged off, a charge off rate of 13.3 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Sullivan County?
757 housing units were authorised by permit in 2024, with a declared construction value of $216.5 m. Multifamily was 23.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Sullivan County?
Zone 1, a predicted average indoor radon screening level greater than 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Sullivan County come from?
The largest single origin is Sullivan County Non-migrants, with 28,354 households. Arriving households report an average income of $77,994 against null for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Sullivan County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Sullivan County?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame with confirm locally attached.
Sullivan County
Cities and places in Sullivan.
31 Census places lie wholly or partly in Sullivan County. 31 carry enough published place level data for a page of their own and are linked. The rest are named here and not linked, because the American Community Survey and the SBA record between them do not carry enough about them to write an honest page. A place existing is itself worth knowing, so nothing in the county is left out.
| Place | Type | Population | SBA approvals | Lies in |
|---|---|---|---|---|
| Monticello | village | 7,279 | 28 | Wholly in this county |
| Liberty | village | 5,142 | 23 | Wholly in this county |
| Rock Hill | CDP | 2,546 | 4 | Wholly in this county |
| South Fallsburg | CDP | 1,914 | 8 | Wholly in this county |
| Fallsburg | CDP | 1,865 | 1 | Wholly in this county |
| Loch Sheldrake | CDP | 1,308 | None recorded | Wholly in this county |
| Wurtsboro | village | 1,243 | 3 | Wholly in this county |
| Wurtsboro Hills | CDP | 1,179 | None recorded | Wholly in this county |
| Hurleyville | CDP | 1,061 | 5 | Wholly in this county |
| Woodridge | village | 955 | 6 | Wholly in this county |
| Livingston Manor | CDP | 727 | None recorded | Wholly in this county |
| Smallwood | CDP | 693 | None recorded | Wholly in this county |
| Bloomingburg | village | 680 | 7 | Wholly in this county |
| Roscoe | CDP | 627 | 9 | Wholly in this county |
| Mountain Dale | CDP | 499 | None recorded | Wholly in this county |
| Narrowsburg | CDP | 482 | 3 | Wholly in this county |
| Kiamesha Lake | CDP | 469 | 5 | Wholly in this county |
| Barryville | CDP | 461 | None recorded | Wholly in this county |
| Kauneonga Lake | CDP | 461 | None recorded | Wholly in this county |
| Woodbourne | CDP | 439 | 3 | Wholly in this county |
| Jeffersonville | village | 425 | 2 | Wholly in this county |
| Callicoon | CDP | 350 | None recorded | Wholly in this county |
| Lake Huntington | CDP | 326 | None recorded | Wholly in this county |
| Grahamsville | CDP | 249 | None recorded | Wholly in this county |
| Mongaup Valley | CDP | 235 | None recorded | Wholly in this county |
| Hankins | CDP | 225 | None recorded | Wholly in this county |
| Hortonville | CDP | 205 | 1 | Wholly in this county |
| Swan Lake | CDP | 161 | 3 | Wholly in this county |
| Eldred | CDP | 136 | None recorded | Wholly in this county |
| Bridgeville | CDP | 65 | None recorded | Wholly in this county |
| White Lake | CDP | 65 | 3 | Wholly in this county |
A further 21 SBA approvals in Sullivan County are recorded against borrower cities that match no Census place, the largest being Ferndale, Cochecton, Parksville. Those are postal cities and unincorporated areas rather than incorporated places, so no page claims them, and their lending is counted in this county's totals above rather than under any city.