HomeNew YorkSullivan CountyMonticello
Monticello, New York: commercial real estate data.
Monticello is a Census village of 7,279 people across 4.09 square miles of land, in Sullivan County. Median household income is $50,583, 20.1 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $13.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Monticello
What Monticello is
- Census place typevillage
- Land area4.09 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,780
- County holding the largest share of its areaSullivan County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
How many people live in Monticello
- Population7,279
- Median age35.9
- Population under 181,621 plus or minus 359
- Share under 1822.3 percent plus or minus 4.9
- Population 65 and over1,184 plus or minus 280
- Share 65 and over16.3 percent plus or minus 3.9
- Households3,040
- Family households1,565
- Share of households that are families51.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
Income and work in Monticello
- Median household income$50,583 plus or minus $13,789
- Per capita income$26,244
- Civilian labor force3,548
- Employed3,243
- Unemployed305 plus or minus 235
- Unemployment rate8.6 percent plus or minus 6.6
- Adults 25 and over4,746
- Adults 25 and over with a high school diploma or higher74.2 percent
- Adults 25 and over with a bachelor degree or higher12.1 percent plus or minus 4.2
- Adults 25 and over with a graduate degree3.1 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
Housing in Monticello
- Housing units3,718
- Occupied units3,040
- Vacant units678 plus or minus 205
- Vacancy rate18.2 percent plus or minus 5.3
- Owner occupied610 plus or minus 162
- Renter occupied2,430
- Ownership rate20.1 percent plus or minus 4.9
- Median owner-occupied home value$172,000
- Median gross rent, monthly$1,166
- Annual rent as a share of median income27.7 percent plus or minus 8.5
- Single family units1,414
- Share single family38.0 percent
- Units in buildings of two or more2,181
- Share in buildings of two or more58.7 percent
- Mobile homes123 plus or minus 79
- Median year structure built1968
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
How Monticello gets to work
- Workers 16 and over who commute2,918
- Commuting under 15 minutes1,314 plus or minus 329
- Share commuting under 15 minutes45.0 percent plus or minus 9.1
- Commuting 30 minutes or more649 plus or minus 256
- Share commuting 30 minutes or more22.2 percent plus or minus 8.1
- Drove alone73.7 percent
- Carpooled6.6 percent plus or minus 4.9
- Public transport0.7 percent plus or minus 1.2
- Walked6.0 percent plus or minus 4.3
- Worked from home8.0 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Monticello
SBA loans in Monticello (7(a))
- Approvals28
- Gross approval$13,583,700
- Average approval$485,132
- Median approval$237,500
- Ninetieth percentile approval$1,042,750
- Largest approval$3,500,000
- Jobs supported136
- Jobs per approval4.9
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.9 percent
- Share to franchises10.7 percent
- Distinct lenders15
- Distinct industries by NAICS19
Counted by borrower city: approvals to borrowers whose address is in Monticello, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Monticello
SBA loans in Monticello (504)
- Approvals5
- Gross approval$5,643,000
- Average approval$1,128,600
- Median approval$601,000
- Largest approval$3,279,000
- Jobs supported21
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Monticello, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Monticello
Flood risk in Monticello
- NFIP communityVillage of Monticello
- NFIP community number361613
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date02/18/11
The Village of Monticello participates in the National Flood Insurance Program as community 361613 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Sullivan County, not Monticello
Sullivan County context, not Monticello figures
- Establishments in Sullivan County2,061
- Covered employment, Sullivan County30,393
- Average annual pay, Sullivan County$58,182
- Housing units permitted, Sullivan County757
Every figure in this section is published for Sullivan County as a whole and is not a measurement of Monticello.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Monticello questions, answered from the record.
How many people live in Monticello, New York?
7,279, in 3,040 households. Monticello village covers 4.09 square miles of land, which is 1,780 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Monticello in?
Sullivan County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Monticello?
$50,583. The median owner-occupied home is valued at $172,000. Median gross rent is $1,166 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Monticello businesses?
28 7(a) approvals totaling $13.6 m since FY2020, across 15 lenders, median approval $237,500, plus 5 504 approvals worth $5.6 m since FY2010. These count approvals to borrowers whose address is in Monticello, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Monticello borrowers get paid back?
No rate is published for Monticello. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Monticello in the National Flood Insurance Program?
Yes. Monticello appears in the FEMA Community Status Book as Monticello, village of, community 361613, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Monticello figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Sullivan County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Monticello.
Is zoning published for Monticello?
No. Nothing on this page presents parcel level zoning.