HomeNew YorkTompkins CountyIthaca
Ithaca, New York: commercial real estate data.
Ithaca is a Census city of 32,814 people across 5.39 square miles of land, in Tompkins County. Median household income is $48,784, 29.6 percent of occupied homes are owned, and the SBA record carries 54 7(a) approvals to borrowers here worth $24.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ithaca
What Ithaca is
- Census place typecity
- Land area5.39 sq mi
- Water area0.68 sq mi
- Population per square mile of land6,089
- County holding the largest share of its areaTompkins County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ithaca
How many people live in Ithaca
- Population32,814
- Median age23.3
- Population under 182,329
- Share under 187.1 percent
- Population 65 and over3,318
- Share 65 and over10.1 percent
- Households14,167
- Family households4,143
- Share of households that are families29.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ithaca
Income and work in Ithaca
- Median household income$48,784
- Per capita income$31,599
- Civilian labor force16,145
- Employed14,961
- Unemployed1,184 plus or minus 401
- Unemployment rate7.3 percent plus or minus 2.5
- Adults 25 and over15,037
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher67.7 percent
- Adults 25 and over with a graduate degree43.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ithaca
Housing in Ithaca
- Housing units16,183
- Occupied units14,167
- Vacant units2,016
- Vacancy rate12.5 percent
- Owner occupied4,196
- Renter occupied9,971
- Ownership rate29.6 percent
- Median owner-occupied home value$342,700
- Median gross rent, monthly$1,447
- Annual rent as a share of median income35.6 percent
- Single family units5,930
- Share single family36.6 percent
- Units in buildings of two or more10,092
- Share in buildings of two or more62.4 percent
- Mobile homes161 plus or minus 108
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ithaca
How Ithaca gets to work
- Workers 16 and over who commute11,036
- Commuting under 15 minutes5,117
- Share commuting under 15 minutes46.4 percent
- Commuting 30 minutes or more1,952 plus or minus 574
- Share commuting 30 minutes or more17.7 percent plus or minus 5.0
- Drove alone29.9 percent
- Carpooled6.6 percent plus or minus 2.0
- Public transport9.1 percent plus or minus 2.8
- Walked25.7 percent
- Worked from home24.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ithaca
SBA loans in Ithaca (7(a))
- Approvals54
- Gross approval$24,498,500
- Average approval$453,676
- Median approval$85,500
- Ninetieth percentile approval$841,550
- Largest approval$5,000,000
- Jobs supported512
- Jobs per approval9.5
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more3.7 percent
- Share to franchises9.3 percent
- Distinct lenders16
- Distinct industries by NAICS40
Counted by borrower city: approvals to borrowers whose address is in Ithaca, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ithaca
SBA loans in Ithaca (504)
- Approvals4
- Gross approval$7,195,000
- Average approval$1,798,750
- Median approval$662,000
- Largest approval$5,500,000
- Jobs supported33
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Ithaca, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ithaca
Flood risk in Ithaca
- NFIP communityCity of Ithaca
- NFIP community number360850
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/18/25
The City of Ithaca participates in the National Flood Insurance Program as community 360850 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Tompkins County, not Ithaca
Tompkins County context, not Ithaca figures
- Establishments in Tompkins County2,230
- Covered employment, Tompkins County48,051
- Average annual pay, Tompkins County$69,770
- Housing units permitted, Tompkins County337
Every figure in this section is published for Tompkins County as a whole and is not a measurement of Ithaca.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ithaca questions, answered from the record.
How many people live in Ithaca, New York?
32,814, in 14,167 households. Ithaca city covers 5.39 square miles of land, which is 6,089 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ithaca in?
Tompkins County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ithaca?
$48,784. The median owner-occupied home is valued at $342,700. Median gross rent is $1,447 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ithaca businesses?
54 7(a) approvals totaling $24.5 m since FY2020, across 16 lenders, median approval $85,500, plus 4 504 approvals worth $7.2 m since FY2010. These count approvals to borrowers whose address is in Ithaca, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ithaca borrowers get paid back?
No rate is published for Ithaca. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ithaca in the National Flood Insurance Program?
Yes. Ithaca appears in the FEMA Community Status Book as Ithaca, city of, community 360850, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ithaca figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Tompkins County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ithaca.
Is zoning published for Ithaca?
No. Nothing on this page presents parcel level zoning.