HomeNew YorkTompkins CountyIthaca city
Ithaca city, New York: commercial real estate data.
Ithaca city is a Census city of 32,814 people across 5.39 square miles of land, in Tompkins County. Median household income is $48,784, 29.6 percent of occupied homes are owned, and the SBA record carries 53 7(a) approvals to borrowers here worth $24.4 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ithaca
What Ithaca is
- Census place typecity
- Land area5.39 sq mi
- Water area0.68 sq mi
- Population per square mile of land6,089
- County holding the largest share of its areaTompkins County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ithaca
How many people live in Ithaca
- Population32,814
- Median age23.3
- Population under 182,329
- Share under 187.1 percent
- Population 65 and over3,318
- Share 65 and over10.1 percent
- Households14,167
- Family households4,143
- Share of households that are families29.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ithaca
Income and work in Ithaca
- Median household income$48,784
- Per capita income$31,599
- Civilian labor force16,145
- Employed14,961
- Unemployed1,184 plus or minus 401
- Unemployment rate7.3 percent plus or minus 2.5
- Adults 25 and over15,037
- Adults 25 and over with a high school diploma or higher94.5 percent
- Adults 25 and over with a bachelor degree or higher67.7 percent
- Adults 25 and over with a graduate degree43.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ithaca
Housing in Ithaca
- Housing units16,183
- Occupied units14,167
- Vacant units2,016
- Vacancy rate12.5 percent
- Owner occupied4,196
- Renter occupied9,971
- Ownership rate29.6 percent
- Median owner-occupied home value$342,700
- Median gross rent, monthly$1,447
- Annual rent as a share of median income35.6 percent
- Single family units5,930
- Share single family36.6 percent
- Units in buildings of two or more10,092
- Share in buildings of two or more62.4 percent
- Mobile homes161 plus or minus 108
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ithaca
How Ithaca gets to work
- Workers 16 and over who commute11,036
- Commuting under 15 minutes5,117
- Share commuting under 15 minutes46.4 percent
- Commuting 30 minutes or more1,952 plus or minus 574
- Share commuting 30 minutes or more17.7 percent plus or minus 5.0
- Drove alone29.9 percent
- Carpooled6.6 percent plus or minus 2.0
- Public transport9.1 percent plus or minus 2.8
- Walked25.7 percent
- Worked from home24.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ithaca
SBA loans in Ithaca (7(a))
- Approvals53
- Gross approval$24,419,000
- Average approval$460,736
- Median approval$86,000
- Ninetieth percentile approval$966,500
- Largest approval$5,000,000
- Jobs supported509
- Jobs per approval9.6
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more3.8 percent
- Share to franchises9.4 percent
- Distinct lenders16
- Distinct industries by NAICS40
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ithaca
SBA loans in Ithaca (504)
- Approvals4
- Gross approval$7,195,000
- Average approval$1,798,750
- Median approval$943,000
- Largest approval$5,500,000
- Jobs supported33
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ithaca
Flood risk in Ithaca
- Listed NFIP communities2
- Of those, participating2
- NFIP community number360850
- Currently effective map date06/18/25
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Tompkins County, not Ithaca
Tompkins County context, not Ithaca figures
These are Tompkins County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ithaca measurements.
- Establishments in Tompkins County2,230
- Employment at those establishments, Tompkins County50,869
- Covered employment, Tompkins County48,051
- Average annual pay, Tompkins County$69,770
- Average weekly wage, Tompkins County$1,342
- Housing units permitted, Tompkins County337
- Of those, single family, Tompkins County145
- County product, 2024, Tompkins County$7,966,282,000
- County product change over the prior year, Tompkins County6.1 percent
- Average income of an arriving household, Tompkins County$70,441
Every figure in this section is published for Tompkins County as a whole and is not a measurement of Ithaca. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ithaca questions, answered from the record.
How many people live in Ithaca, New York?
32,814, in 14,167 households. Ithaca city covers 5.39 square miles of land, which is 6,089 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ithaca in?
Tompkins County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ithaca?
$48,784. The median owner-occupied home is valued at $342,700. Median gross rent is $1,447 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ithaca businesses?
53 7(a) approvals totalling $24.4 m, across 16 lenders, median approval $86,000, plus 4 504 approvals worth $7.2 m. These count approvals to borrowers whose address is in Ithaca, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ithaca borrowers get paid back?
No rate is published for Ithaca. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ithaca in the National Flood Insurance Program?
Yes. Ithaca appears in the FEMA Community Status Book as community 360850, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ithaca figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Tompkins County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ithaca.
Is zoning published for Ithaca?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.