Wayne County, New York: commercial real estate data.
Wayne County, New York had an estimated 90,757 residents on July 1, 2024, down 0.6 percent since the 2020 census base of 91,293, across 604 square miles. County output reached $5.13 bn in 2024, 1,673 establishments operate here, and the SBA record carries 103 7(a) approvals worth $29.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wayne County
How many people live in Wayne County
- Population, American Community Survey 2020-202490,929
- Households38,404
- Average household size2.37
- Median household income$74,506
- Median age43.6
- Median gross rent$938 per month
- Median owner-occupied home value$170,000
- Home value to household income2.3 times
- Annual rent as a share of median income15.1 percent
- Adults 25 and over with a bachelor degree or higher25.6 percent
- Adults 25 and over with a graduate degree10.2 percent
- Adults 25 and over65,509
- Population under 1819,083
- Share under 1821.0 percent
- Population 65 and over18,932
- Share 65 and over20.8 percent
- Working age population, 18 to 6452,914
- Civilian labor force44,825
- Unemployment rate3.3 percent
- Labor force participation, adults 18 and over62.4 percent
- Rank by population among New York counties31st of 62
- Rank by population among US county-equivalents, Puerto Rico included666th of 3,222
Wayne County is the 31st largest of 62 New York counties by population. A median home costs 2.3 times median household income, which is affordable by national standards. Residents under 18 outnumber those 65 and over, at 21.0 percent against 20.8 percent, a household formation profile rather than a retirement one.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Wayne County
Is Wayne County's population growing?
- Population, July 1, 202490,757
- Census 2020 base population91,293
- Population change since the 2020 census base-0.59 percent
- Population change, 2023 to 202486
- Births, 2024860
- Deaths, 2024969
- Natural change, 2024-109
- Net domestic migration, 202495
- Net international migration, 2024106
- Total net migration, 2024201
- Cumulative net domestic migration, 2021 to 2024-13
- Rank by growth among US county-equivalents2054th of 3,144
The county has lost 0.59 percent of its population since the 2020 census base. Deaths exceeded births in 2024 and the population still grew, so all of the growth came from people moving in. A market held up by migration is more sensitive to a change in relative cost than one growing from household formation.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Wayne County
Where are people moving to Wayne County from?
- Tax returns filed by households arriving2,170
- People arriving, from those returns3,569
- Tax returns filed by households leaving2,057
- Net household movement113
- Adjusted gross income arriving$123.2 m
- Net adjusted gross income movement$11.0 m
- Average income of an arriving household$56,769
- Average income of a leaving household$54,544
- Largest single originMonroe County (891 households)
- Largest single destinationMonroe County (643 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Monroe County | 891 | 1,454 | $58.3 m |
| Ontario County | 368 | 586 | $18.8 m |
| Seneca County | 87 | 147 | $3.5 m |
| Cayuga County | 65 | 110 | $2.9 m |
| Onondaga County | 46 | 66 | $1.6 m |
| Oswego County | 34 | 72 | $1.8 m |
| Erie County | 33 | 43 | $1.9 m |
| Yates County | 24 | 37 | $810,000 |
Households arriving report $2,225 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Monroe County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Wayne County
What is the Wayne County economy?
- County GDP, 2024$5.13 bn
- County GDP, 2023$5.02 bn
- GDP change, 2023 to 20242.1 percent
- GDP change over five years25.7 percent
- Rank by GDP among the New York areas BEA publishes32nd of 62
- Rank by GDP among the US county areas BEA publishes707th of 3,127
- GDP per resident$56,417
Output grew 2.1 percent in the latest year and 25.7 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Wayne County
Employment by industry in Wayne County
- Covered employment, annual average28,230
- Establishments reporting2,114
- Average annual pay$56,984
- Average weekly wage$1,096
- Manufacturing, employment5,348
- Manufacturing, average annual pay$71,446
- Retail trade, employment3,218
- Retail trade, average annual pay$37,874
- Health care and social assistance, employment2,797
- Health care and social assistance, average annual pay$46,594
- Accommodation and food services, employment1,675
- Accommodation and food services, average annual pay$21,597
- Construction, employment1,397
- Administrative and support and waste management services, employment940
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Manufacturing | 5,348 | 135 | $71,446 |
| Retail trade | 3,218 | 240 | $37,874 |
| Health care and social assistance | 2,797 | 146 | $46,594 |
| Accommodation and food services | 1,675 | 149 | $21,597 |
| Construction | 1,397 | 289 | $65,214 |
| Administrative and support and waste management services | 940 | 137 | $53,016 |
| Wholesale trade | 729 | 76 | $86,930 |
| Other services, except public administration | 587 | 172 | $36,056 |
Manufacturing is the largest private sector at 5,348 jobs, 18.9 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Wayne County
How many businesses are in Wayne County?
- Establishments, all industries1,673
- Employment at those establishments19,614
- Annual payroll$1.01 bn
- Establishments per 1,000 residents18.4
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Wayne County
Building permits in Wayne County
- Housing units authorized by permit, 2024263
- Declared construction value permitted$58.0 m
- Single family units authorized144
- Multifamily units authorized119
- Multifamily share of units45.2 percent
- Average declared value per unit$220,666
- Units authorized per 1,000 households6.8
Multifamily is 45.2 percent of units authorized, so the pipeline is being built for renters rather than buyers.
US Census Bureau, Building Permits Survey, 2024 annual.
Wayne County
SBA loans in Wayne County (7(a) and 504)
- 7(a) approvals recorded103
- 7(a) gross approval dollars$29.8 m
- Average 7(a) approval$289,794
- Median 7(a) approval$100,000
- 10th percentile approval$20,000
- 90th percentile approval$784,000
- Largest single approval$3,700,000
- Jobs reported supported, 7(a)962
- Jobs per approval9.3
- Distinct 7(a) lenders active19
- Distinct industries receiving approvals64
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer12.6 percent
- Loans on real estate terms13
- Loans on working capital terms, 120 months or shorter87
- Franchise loans6
- Franchise share of approvals5.8 percent
- Leading industry by approval countFull-Service Restaurants (6)
- Most active lenderManufacturers and Traders Trust Company (34)
- 504 approvals recorded25
- 504 gross approval dollars$15.4 m
- Average 504 approval$614,720
- Median 504 approval$393,000
- Distinct CDCs active3
- 504 jobs per approval8.5
- 504 jobs per million dollars approved13.8
- Most active CDCEmpire State Certified Development Corporation (22)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$45.2 m
The average approval of $289,794 sits well above the median of $100,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 12.6 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wayne County
SBA loan default and charge-off rates in Wayne County
Do SBA loans in Wayne County get paid back?
- Loans with a final outcome recorded21
- Paid in full21
- Charged off0
- Status: Paid in full21
- Status: Exempt from disclosure54
- Status: Cancelled9
- Status: Committed, not yet disbursed19
Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wayne County
SBA lending by place in Wayne County
- Borrower cities with recorded lending13
- Ontario, approvals27
- Macedon, approvals20
- Williamson, approvals12
- Wolcott, approvals8
- Sodus, approvals8
- Newark, approvals7
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Ontario | 27 | $10,793,300 |
| Macedon | 20 | $6,342,300 |
| Williamson | 12 | $2,662,300 |
| Wolcott | 8 | $2,241,800 |
| Sodus | 8 | $1,486,500 |
| Newark | 7 | $2,281,100 |
| Palmyra | 7 | $628,500 |
| Marion | 4 | $134,000 |
| 5 other borrower cities | 10 | $3,279,000 |
Ontario accounts for 27 approvals against 20 in Macedon. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wayne County
How large is Wayne County?
- Land area604 sq mi
- Rank by land area among New York counties38th of 62
- Width, east to west33.8 mi
- Height, north to south22.9 mi
- Geographies sharing a boundary4
- Residents per square mile of land151
- Establishments per square mile2.77
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Wayne County
Flood risk in Wayne County
- Communities in the county in the NFIP Community Status Book23
- Of those, participating in the NFIP23
- NFIP participation rate100.0 percent
- Communities carrying a CRS class0
- Radon levels in Wayne County, EPA zone predicted average indoor radon screening level from 2 to 4 pCi/LZone 2
The EPA places Wayne County in radon zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Wayne County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Wayne County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-202490,929
- Households38,404
- Average household size2.37
- Median household income$74,506
- Median age43.6
Common questions
Wayne County questions, answered from the record.
How many people live in Wayne County, New York?
The Census Bureau estimates 90,757 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 90,929, in 38,404 households, ranking 31st of 62 New York counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Wayne County's population growing?
The population has fallen 0.59 percent since the 2020 census base of 91,293, to 90,757 on July 1, 2024. In 2024 there were 860 births against 969 deaths, with net migration of 201. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Wayne County?
$74,506. The median owner-occupied home is valued at $170,000, which is 2.3 times income, and median gross rent is $938 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Wayne County?
1,673 establishments, employing 19,614 people with an annual payroll of $1.01 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Wayne County?
Manufacturing is the largest private sector at 5,348 jobs, 18.9 percent of covered employment. Covered employment averages 28,230 jobs at an average annual pay of $56,984, or $1,096 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Wayne County?
103 7(a) approvals totaling $29.8 m since FY2020, across 19 lenders, with a median approval of $100,000, plus 25 504 approvals worth $15.4 m since FY2010. These are approvals recorded in the release, not loans disbursed.
How many building permits were issued in Wayne County?
263 housing units were authorized by permit in 2024, with a declared construction value of $58.0 m. Multifamily was 45.2 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Wayne County?
Zone 2, a predicted average indoor radon screening level from 2 to 4 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Wayne County come from?
The largest single origin is Monroe County, with 891 households. Arriving households report an average income of $56,769 against $54,544 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Wayne County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Wayne County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Wayne County
Cities and places in Wayne.
17 Census places lie wholly or partly in Wayne County. All 17 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Newark | village | 8,991 | 7 | Wholly in this county |
| Gananda | CDP | 6,273 | None recorded | Wholly in this county |
| Lyons | CDP | 3,738 | 2 | Wholly in this county |
| Palmyra | village | 3,287 | 7 | Wholly in this county |
| Williamson | CDP | 2,387 | 12 | Wholly in this county |
| Macedon | CDP | 2,157 | 20 | Wholly in this county |
| Ontario | CDP | 2,044 | 27 | Wholly in this county |
| Clyde | village | 2,001 | 3 | Wholly in this county |
| Sodus | village | 1,820 | 8 | Wholly in this county |
| Wolcott | village | 1,444 | 8 | Wholly in this county |
| Marion | CDP | 1,400 | 4 | Wholly in this county |
| Sodus Point | village | 1,051 | 2 | Wholly in this county |
| Pultneyville | CDP | 730 | None recorded | Wholly in this county |
| Walworth | CDP | 725 | None recorded | Wholly in this county |
| Red Creek | village | 699 | None recorded | Wholly in this county |
| North Rose | CDP | 564 | 2 | Wholly in this county |
| Savannah | CDP | 473 | None recorded | Wholly in this county |
A further 1 of the county's 103 SBA 7(a) approvals are to borrowers in cities that match no Census place in Wayne County, the largest being Rochester (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
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