HomeNew YorkWayne CountyOntario
Ontario, New York: commercial real estate data.
Ontario is a Census CDP of 2,044 people across 4.03 square miles of land, in Wayne County. Median household income is $50,078, 50.7 percent of occupied homes are owned, and the SBA record carries 27 7(a) approvals to borrowers here worth $10.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ontario
What Ontario is
- Census place typeCDP
- Land area4.03 sq mi
- Water area0 sq mi
- Population per square mile of land507
- County holding the largest share of its areaWayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
How many people live in Ontario
- Population2,044
- Median age38.8 plus or minus 7.9
- Population under 18409 plus or minus 138
- Share under 1820.0 percent plus or minus 6.3
- Population 65 and over458 plus or minus 173
- Share 65 and over22.4 percent plus or minus 8.0
- Households1,001
- Family households479 plus or minus 97
- Share of households that are families47.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
Income and work in Ontario
- Median household income$50,078 plus or minus $20,778
- Per capita income$29,850
- Civilian labor force931 plus or minus 273
- Employed886 plus or minus 256
- Unemployed45 plus or minus 58
- Unemployment rate4.8 percent plus or minus 6.1
- Adults 25 and over1,404
- Adults 25 and over with a high school diploma or higher88.8 percent
- Adults 25 and over with a bachelor degree or higher13.9 percent plus or minus 7.3
- Adults 25 and over with a graduate degree8.5 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
Housing in Ontario
- Housing units1,103
- Occupied units1,001
- Vacant units102 plus or minus 75
- Vacancy rate9.2 percent plus or minus 6.7
- Owner occupied508 plus or minus 143
- Renter occupied493 plus or minus 144
- Ownership rate50.7 percent plus or minus 11.6
- Median owner-occupied home value$169,000
- Median gross rent, monthly$693 plus or minus $283
- Annual rent as a share of median income16.6 percent plus or minus 9.7
- Single family units513 plus or minus 140
- Share single family46.5 percent plus or minus 10.7
- Units in buildings of two or more473 plus or minus 219
- Share in buildings of two or more42.9 percent plus or minus 18.8
- Mobile homes117 plus or minus 84
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
How Ontario gets to work
- Workers 16 and over who commute725 plus or minus 238
- Commuting under 15 minutes88 plus or minus 92
- Share commuting under 15 minutes12.1 percent plus or minus 12.0
- Commuting 30 minutes or more236 plus or minus 167
- Share commuting 30 minutes or more32.6 percent plus or minus 20.5
- Drove alone74.1 percent
- Carpooled3.9 percent plus or minus 5.4
- Public transport0.2 percent plus or minus 2.5
- Walked5.7 percent plus or minus 7.2
- Worked from home15.3 percent plus or minus 9.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
SBA loans in Ontario (7(a))
- Approvals27
- Gross approval$10,793,300
- Average approval$399,752
- Median approval$60,000
- Ninetieth percentile approval$958,180
- Largest approval$3,700,000
- Jobs supported232
- Jobs per approval8.6
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.4 percent
- Share to franchises0.0 percent
- Distinct lenders11
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Ontario, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ontario
SBA loans in Ontario (504)
- Approvals7
- Gross approval$2,799,000
- Average approval$399,857
- Median approval$393,000
- Largest approval$1,175,000
- Jobs supported61
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Ontario, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ontario
Flood risk in Ontario
- NFIP communityTown of Ontario
- NFIP community number360895
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/13/26(>)
The Town of Ontario participates in the National Flood Insurance Program as community 360895 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wayne County, not Ontario
Wayne County context, not Ontario figures
- Establishments in Wayne County1,673
- Covered employment, Wayne County28,230
- Average annual pay, Wayne County$56,984
- Housing units permitted, Wayne County263
Every figure in this section is published for Wayne County as a whole and is not a measurement of Ontario.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ontario questions, answered from the record.
How many people live in Ontario, New York?
2,044, in 1,001 households. Ontario CDP covers 4.03 square miles of land, which is 507 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ontario in?
Wayne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ontario?
$50,078. The median owner-occupied home is valued at $169,000. Median gross rent is $693 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ontario businesses?
27 7(a) approvals totaling $10.8 m since FY2020, across 11 lenders, median approval $60,000, plus 7 504 approvals worth $2.8 m since FY2010. These count approvals to borrowers whose address is in Ontario, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ontario borrowers get paid back?
No rate is published for Ontario. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ontario in the National Flood Insurance Program?
Yes. Ontario appears in the FEMA Community Status Book as Ontario, town of, community 360895, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ontario figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wayne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ontario.
Is zoning published for Ontario?
No. Nothing on this page presents parcel level zoning.
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