HomeNew YorkWayne CountyOntario CDP
Ontario CDP, New York: commercial real estate data.
Ontario CDP is a Census CDP of 2,044 people across 4.03 square miles of land, in Wayne County. Median household income is $50,078, 50.7 percent of occupied homes are owned, and the SBA record carries 27 7(a) approvals to borrowers here worth $10.8 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ontario
What Ontario is
- Census place typeCDP
- Land area4.03 sq mi
- Water area0 sq mi
- Population per square mile of land507
- County holding the largest share of its areaWayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
How many people live in Ontario
- Population2,044
- Median age38.8 plus or minus 7.9
- Population under 18409 plus or minus 138
- Share under 1820.0 percent plus or minus 6.3
- Population 65 and over458 plus or minus 173
- Share 65 and over22.4 percent plus or minus 8.0
- Households1,001
- Family households479 plus or minus 97
- Share of households that are families47.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
Income and work in Ontario
- Median household income$50,078 plus or minus $20,778
- Per capita income$29,850
- Civilian labor force931 plus or minus 273
- Employed886 plus or minus 256
- Unemployed45 plus or minus 58
- Unemployment rate4.8 percent plus or minus 6.1
- Adults 25 and over1,404
- Adults 25 and over with a high school diploma or higher88.8 percent
- Adults 25 and over with a bachelor degree or higher13.9 percent plus or minus 7.3
- Adults 25 and over with a graduate degree8.5 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
Housing in Ontario
- Housing units1,103
- Occupied units1,001
- Vacant units102 plus or minus 75
- Vacancy rate9.2 percent plus or minus 6.7
- Owner occupied508 plus or minus 143
- Renter occupied493 plus or minus 144
- Ownership rate50.7 percent plus or minus 11.6
- Median owner-occupied home value$169,000
- Median gross rent, monthly$693 plus or minus $283
- Annual rent as a share of median income16.6 percent plus or minus 9.7
- Single family units513 plus or minus 140
- Share single family46.5 percent plus or minus 10.7
- Units in buildings of two or more473 plus or minus 219
- Share in buildings of two or more42.9 percent plus or minus 18.8
- Mobile homes117 plus or minus 84
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
How Ontario gets to work
- Workers 16 and over who commute725 plus or minus 238
- Commuting under 15 minutes88 plus or minus 92
- Share commuting under 15 minutes12.1 percent plus or minus 12.0
- Commuting 30 minutes or more236 plus or minus 167
- Share commuting 30 minutes or more32.6 percent plus or minus 20.5
- Drove alone74.1 percent
- Carpooled3.9 percent plus or minus 5.4
- Public transport0.2 percent plus or minus 2.5
- Walked5.7 percent plus or minus 7.2
- Worked from home15.3 percent plus or minus 9.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ontario
SBA loans in Ontario (7(a))
- Approvals27
- Gross approval$10,793,300
- Average approval$399,752
- Median approval$60,000
- Ninetieth percentile approval$1,000,000
- Largest approval$3,700,000
- Jobs supported232
- Jobs per approval8.6
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.4 percent
- Share to franchises0.0 percent
- Distinct lenders11
- Distinct industries by NAICS16
A charge-off rate is not published here. only 7 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ontario
SBA loans in Ontario (504)
- Approvals7
- Gross approval$2,799,000
- Average approval$399,857
- Median approval$393,000
- Largest approval$1,175,000
- Jobs supported61
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ontario
Flood risk in Ontario
- Listed NFIP communities1
- Of those, participating1
- NFIP community number360895
- Currently effective map date11/13/26(>)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Wayne County, not Ontario
Wayne County context, not Ontario figures
These are Wayne County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ontario measurements.
- Establishments in Wayne County1,673
- Employment at those establishments, Wayne County19,614
- Covered employment, Wayne County28,230
- Average annual pay, Wayne County$56,984
- Average weekly wage, Wayne County$1,096
- Housing units permitted, Wayne County263
- Of those, single family, Wayne County144
- County product, 2024, Wayne County$5,129,939,000
- County product change over the prior year, Wayne County2.1 percent
- Average income of an arriving household, Wayne County$56,769
Every figure in this section is published for Wayne County as a whole and is not a measurement of Ontario. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ontario questions, answered from the record.
How many people live in Ontario, New York?
2,044, in 1,001 households. Ontario CDP covers 4.03 square miles of land, which is 507 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ontario in?
Wayne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ontario?
$50,078. The median owner-occupied home is valued at $169,000. Median gross rent is $693 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ontario businesses?
27 7(a) approvals totalling $10.8 m, across 11 lenders, median approval $60,000, plus 7 504 approvals worth $2.8 m. These count approvals to borrowers whose address is in Ontario, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ontario borrowers get paid back?
No rate is published for Ontario. only 7 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Ontario in the National Flood Insurance Program?
Yes. Ontario appears in the FEMA Community Status Book as community 360895, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ontario figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wayne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ontario.
Is zoning published for Ontario?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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