HomeNew YorkWayne CountyWolcott
Wolcott, New York: commercial real estate data.
Wolcott is a Census village of 1,444 people across 1.95 square miles of land, in Wayne County. Median household income is $43,261, 61.4 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $2.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Wolcott
What Wolcott is
- Census place typevillage
- Land area1.95 sq mi
- Water area0.02 sq mi
- Population per square mile of land741
- County holding the largest share of its areaWayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wolcott
How many people live in Wolcott
- Population1,444
- Median age46.8
- Population under 18305 plus or minus 99
- Share under 1821.1 percent plus or minus 5.6
- Population 65 and over286 plus or minus 61
- Share 65 and over19.8 percent
- Households682
- Family households344 plus or minus 71
- Share of households that are families50.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wolcott
Income and work in Wolcott
- Median household income$43,261
- Per capita income$28,571
- Civilian labor force610 plus or minus 135
- Employed584 plus or minus 131
- Unemployed26 plus or minus 20
- Unemployment rate4.3 percent plus or minus 3.1
- Adults 25 and over1,045
- Adults 25 and over with a high school diploma or higher79.5 percent plus or minus 18.2
- Adults 25 and over with a bachelor degree or higher11.4 percent plus or minus 4.7
- Adults 25 and over with a graduate degree3.1 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wolcott
Housing in Wolcott
- Housing units796
- Occupied units682
- Vacant units114 plus or minus 62
- Vacancy rate14.3 percent plus or minus 7.4
- Owner occupied419
- Renter occupied263 plus or minus 64
- Ownership rate61.4 percent
- Median owner-occupied home value$90,500
- Median gross rent, monthly$663
- Annual rent as a share of median income18.4 percent
- Single family units412
- Share single family51.8 percent
- Units in buildings of two or more237 plus or minus 70
- Share in buildings of two or more29.8 percent plus or minus 7.0
- Mobile homes147 plus or minus 62
- Median year structure built1944
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wolcott
How Wolcott gets to work
- Workers 16 and over who commute548 plus or minus 123
- Commuting under 15 minutes242 plus or minus 74
- Share commuting under 15 minutes44.2 percent plus or minus 9.2
- Commuting 30 minutes or more187 plus or minus 56
- Share commuting 30 minutes or more34.1 percent
- Drove alone76.0 percent
- Carpooled10.2 percent plus or minus 5.0
- Public transport0.0 percent
- Walked8.3 percent plus or minus 4.6
- Worked from home5.5 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wolcott
SBA loans in Wolcott (7(a))
- Approvals8
- Gross approval$2,241,800
- Average approval$280,225
- Median approval$167,000
- Largest approval$720,000
- Jobs supported71
- Jobs per approval8.9
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.5 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Wolcott, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wolcott
SBA loans in Wolcott (504)
- Approvals3
- Gross approval$744,000
- Average approval$248,000
- Median approval$197,000
- Largest approval$352,000
- Jobs supported29
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Wolcott, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Wolcott
Flood risk in Wolcott
- NFIP communityTown of Wolcott
- NFIP community number360901
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/13/26(>)
The Town of Wolcott participates in the National Flood Insurance Program as community 360901 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wayne County, not Wolcott
Wayne County context, not Wolcott figures
- Establishments in Wayne County1,673
- Covered employment, Wayne County28,230
- Average annual pay, Wayne County$56,984
- Housing units permitted, Wayne County263
Every figure in this section is published for Wayne County as a whole and is not a measurement of Wolcott.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Wolcott questions, answered from the record.
How many people live in Wolcott, New York?
1,444, in 682 households. Wolcott village covers 1.95 square miles of land, which is 741 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wolcott in?
Wayne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wolcott?
$43,261. The median owner-occupied home is valued at $90,500. Median gross rent is $663 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wolcott businesses?
8 7(a) approvals totaling $2.2 m since FY2020, across 4 lenders, median approval $167,000, plus 3 504 approvals worth $744,000 since FY2010. These count approvals to borrowers whose address is in Wolcott, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wolcott borrowers get paid back?
No rate is published for Wolcott. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Wolcott in the National Flood Insurance Program?
Yes. Wolcott appears in the FEMA Community Status Book as Wolcott, town of, community 360901, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Wolcott figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wayne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wolcott.
Is zoning published for Wolcott?
No. Nothing on this page presents parcel level zoning.
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