HomeNorth CarolinaCarteret CountyAtlantic Beach
Atlantic Beach, North Carolina: commercial real estate data.
Atlantic Beach is a Census town of 1,719 people across 2.38 square miles of land, in Carteret County. Median household income is $70,402, 62.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Atlantic Beach
What Atlantic Beach is
- Census place typetown
- Land area2.38 sq mi
- Water area0.37 sq mi
- Population per square mile of land722 plus or minus 146
- County holding the largest share of its areaCarteret County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
How many people live in Atlantic Beach
- Population1,719 plus or minus 348
- Median age56.6
- Population under 18258 plus or minus 101
- Share under 1815.0 percent plus or minus 5.0
- Population 65 and over579 plus or minus 167
- Share 65 and over33.7 percent plus or minus 6.9
- Households919 plus or minus 185
- Family households489 plus or minus 128
- Share of households that are families53.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
Income and work in Atlantic Beach
- Median household income$70,402 plus or minus $22,532
- Per capita income$62,641
- Civilian labor force756 plus or minus 198
- Employed734 plus or minus 194
- Unemployed22 plus or minus 28
- Unemployment rate2.9 percent plus or minus 3.6
- Adults 25 and over1,390 plus or minus 306
- Adults 25 and over with a high school diploma or higher99.3 percent plus or minus 28.5
- Adults 25 and over with a bachelor degree or higher60.7 percent
- Adults 25 and over with a graduate degree13.2 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
Housing in Atlantic Beach
- Housing units5,211
- Occupied units919 plus or minus 185
- Vacant units4,292
- Vacancy rate82.4 percent
- Owner occupied574 plus or minus 118
- Renter occupied345 plus or minus 119
- Ownership rate62.5 percent
- Median owner-occupied home value$498,400 plus or minus $120,512
- Median gross rent, monthly$1,206
- Annual rent as a share of median income20.6 percent plus or minus 7.1
- Single family units1,922
- Share single family36.9 percent
- Units in buildings of two or more2,361
- Share in buildings of two or more45.3 percent
- Mobile homes928
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
How Atlantic Beach gets to work
- Workers 16 and over who commute598 plus or minus 185
- Commuting under 15 minutes344 plus or minus 114
- Share commuting under 15 minutes57.5 percent
- Commuting 30 minutes or more103 plus or minus 51
- Share commuting 30 minutes or more17.2 percent plus or minus 6.6
- Drove alone75.8 percent
- Carpooled8.3 percent plus or minus 10.7
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.3
- Worked from home14.9 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
SBA loans in Atlantic Beach (7(a))
- Approvals2
- Gross approval$2,630,400
- Average approval$1,315,200
- Median approval$1,315,200
- Largest approval$1,883,400
- Jobs supported18
- Jobs per approval9.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term210 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Atlantic Beach, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Atlantic Beach
SBA loans in Atlantic Beach (504)
- Approvals1
- Gross approval$335,000
- Average approval$335,000
- Median approval$335,000
- Largest approval$335,000
- Jobs supported0
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Atlantic Beach, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Atlantic Beach
Flood risk in Atlantic Beach
- NFIP communityTown of Atlantic Beach
- NFIP community number370044
- Participating in the NFIPYes
- Community Rating System classClass 8
- Currently effective map date01/17/25
The Town of Atlantic Beach participates in the National Flood Insurance Program as community 370044 and carries Community Rating System class 8, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Carteret County, not Atlantic Beach
Carteret County context, not Atlantic Beach figures
- Establishments in Carteret County2,249
- Covered employment, Carteret County25,022
- Average annual pay, Carteret County$45,708
- Housing units permitted, Carteret County935
Every figure in this section is published for Carteret County as a whole and is not a measurement of Atlantic Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Atlantic Beach questions, answered from the record.
How many people live in Atlantic Beach, North Carolina?
1,719, in 919 households. Atlantic Beach town covers 2.38 square miles of land, which is 722 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Atlantic Beach in?
Carteret County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Atlantic Beach?
$70,402. The median owner-occupied home is valued at $498,400. Median gross rent is $1,206 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Atlantic Beach businesses?
2 7(a) approvals totaling $2.6 m since FY2020, across 2 lenders, median approval $1,315,200, plus 1 504 approvals worth $335,000 since FY2010. These count approvals to borrowers whose address is in Atlantic Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Atlantic Beach borrowers get paid back?
No rate is published for Atlantic Beach. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Atlantic Beach in the National Flood Insurance Program?
Yes. Atlantic Beach appears in the FEMA Community Status Book as Atlantic Beach, town of, community 370044, carrying Community Rating System class 8, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Atlantic Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carteret County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Atlantic Beach.
Is zoning published for Atlantic Beach?
No. Nothing on this page presents parcel level zoning.