HomeNorth CarolinaCarteret CountyAtlantic Beach town
Atlantic Beach town, North Carolina: commercial real estate data.
Atlantic Beach town is a Census town of 1,719 people across 2.38 square miles of land, in Carteret County. Median household income is $70,402, 62.5 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $2.6 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Atlantic Beach
What Atlantic Beach is
- Census place typetown
- Land area2.38 sq mi
- Water area0.37 sq mi
- Population per square mile of land722 plus or minus 146
- County holding the largest share of its areaCarteret County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
How many people live in Atlantic Beach
- Population1,719 plus or minus 348
- Median age56.6
- Population under 18258 plus or minus 101
- Share under 1815.0 percent plus or minus 5.0
- Population 65 and over579 plus or minus 167
- Share 65 and over33.7 percent plus or minus 6.9
- Households919 plus or minus 185
- Family households489 plus or minus 128
- Share of households that are families53.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
Income and work in Atlantic Beach
- Median household income$70,402 plus or minus $22,532
- Per capita income$62,641
- Civilian labor force756 plus or minus 198
- Employed734 plus or minus 194
- Unemployed22 plus or minus 28
- Unemployment rate2.9 percent plus or minus 3.6
- Adults 25 and over1,390 plus or minus 306
- Adults 25 and over with a high school diploma or higher99.3 percent plus or minus 28.5
- Adults 25 and over with a bachelor degree or higher60.7 percent
- Adults 25 and over with a graduate degree13.2 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
Housing in Atlantic Beach
- Housing units5,211
- Occupied units919 plus or minus 185
- Vacant units4,292
- Vacancy rate82.4 percent
- Owner occupied574 plus or minus 118
- Renter occupied345 plus or minus 119
- Ownership rate62.5 percent
- Median owner-occupied home value$498,400 plus or minus $120,512
- Median gross rent, monthly$1,206
- Annual rent as a share of median income20.6 percent plus or minus 7.1
- Single family units1,922
- Share single family36.9 percent
- Units in buildings of two or more2,361
- Share in buildings of two or more45.3 percent
- Mobile homes928
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
How Atlantic Beach gets to work
- Workers 16 and over who commute598 plus or minus 185
- Commuting under 15 minutes344 plus or minus 114
- Share commuting under 15 minutes57.5 percent
- Commuting 30 minutes or more103 plus or minus 51
- Share commuting 30 minutes or more17.2 percent plus or minus 6.6
- Drove alone75.8 percent
- Carpooled8.3 percent plus or minus 10.7
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.3
- Worked from home14.9 percent plus or minus 6.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Atlantic Beach
SBA loans in Atlantic Beach (7(a))
- Approvals2
- Gross approval$2,630,400
- Average approval$1,315,200
- Median approval$1,883,400
- Ninetieth percentile approval$1,883,400
- Largest approval$1,883,400
- Jobs supported18
- Jobs per approval9.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Atlantic Beach
SBA loans in Atlantic Beach (504)
- Approvals1
- Gross approval$335,000
- Average approval$335,000
- Median approval$335,000
- Largest approval$335,000
- Jobs supported0
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Atlantic Beach
Flood risk in Atlantic Beach
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 8
- NFIP community number370044
- Currently effective map date01/17/25
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Carteret County, not Atlantic Beach
Carteret County context, not Atlantic Beach figures
These are Carteret County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Atlantic Beach measurements.
- Establishments in Carteret County2,249
- Employment at those establishments, Carteret County21,789
- Covered employment, Carteret County25,022
- Average annual pay, Carteret County$45,708
- Average weekly wage, Carteret County$879
- Housing units permitted, Carteret County935
- Of those, single family, Carteret County559
- County product, 2024, Carteret County$3,739,380,000
- County product change over the prior year, Carteret County7.1 percent
- Average income of an arriving household, Carteret County$133,945
Every figure in this section is published for Carteret County as a whole and is not a measurement of Atlantic Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Atlantic Beach questions, answered from the record.
How many people live in Atlantic Beach, North Carolina?
1,719, in 919 households. Atlantic Beach town covers 2.38 square miles of land, which is 722 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Atlantic Beach in?
Carteret County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Atlantic Beach?
$70,402. The median owner-occupied home is valued at $498,400. Median gross rent is $1,206 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Atlantic Beach businesses?
2 7(a) approvals totalling $2.6 m, across 2 lenders, median approval $1,883,400, plus 1 504 approvals worth $335,000. These count approvals to borrowers whose address is in Atlantic Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Atlantic Beach borrowers get paid back?
No rate is published for Atlantic Beach. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Atlantic Beach in the National Flood Insurance Program?
Yes. Atlantic Beach appears in the FEMA Community Status Book as community 370044, carrying Community Rating System class 8, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Atlantic Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carteret County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Atlantic Beach.
Is zoning published for Atlantic Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.