HomeNorth CarolinaCarteret CountyCape Carteret town
Cape Carteret town, North Carolina: commercial real estate data.
Cape Carteret town is a Census town of 2,703 people across 2.52 square miles of land, in Carteret County. Median household income is $86,136, 79.6 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $5.1 m.
71 sourced place values · tier FULL · 8 sections
Cape Carteret
What Cape Carteret is
- Census place typetown
- Land area2.52 sq mi
- Water area0.09 sq mi
- Population per square mile of land1,071
- County holding the largest share of its areaCarteret County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Carteret
How many people live in Cape Carteret
- Population2,703
- Median age46.3
- Population under 18535 plus or minus 182
- Share under 1819.8 percent plus or minus 5.6
- Population 65 and over722
- Share 65 and over26.7 percent plus or minus 6.8
- Households1,146
- Family households874 plus or minus 186
- Share of households that are families76.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Carteret
Income and work in Cape Carteret
- Median household income$86,136 plus or minus $26,985
- Per capita income$43,518
- Civilian labor force1,260 plus or minus 330
- Employed1,243 plus or minus 329
- Unemployed17 plus or minus 15
- Unemployment rate1.3 percent plus or minus 1.1
- Adults 25 and over2,088
- Adults 25 and over with a high school diploma or higher93.0 percent
- Adults 25 and over with a bachelor degree or higher37.9 percent
- Adults 25 and over with a graduate degree18.1 percent plus or minus 4.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Carteret
Housing in Cape Carteret
- Housing units1,312
- Occupied units1,146
- Vacant units166 plus or minus 85
- Vacancy rate12.7 percent plus or minus 6.2
- Owner occupied912
- Renter occupied234 plus or minus 149
- Ownership rate79.6 percent plus or minus 18.0
- Median owner-occupied home value$375,700
- Median gross rent, monthly$1,745
- Annual rent as a share of median income24.3 percent plus or minus 7.7
- Single family units1,241
- Share single family94.6 percent
- Units in buildings of two or more11 plus or minus 23
- Share in buildings of two or more0.8 percent plus or minus 1.7
- Mobile homes60 plus or minus 43
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Carteret
How Cape Carteret gets to work
- Workers 16 and over who commute1,181 plus or minus 321
- Commuting under 15 minutes360 plus or minus 124
- Share commuting under 15 minutes30.5 percent plus or minus 6.5
- Commuting 30 minutes or more537 plus or minus 167
- Share commuting 30 minutes or more45.5 percent
- Drove alone86.1 percent
- Carpooled5.0 percent plus or minus 4.1
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.1
- Worked from home7.4 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cape Carteret
SBA 7(a) lending to Cape Carteret borrowers
- Approvals4
- Gross approval$5,084,300
- Average approval$1,271,075
- Median approval$1,332,000
- Ninetieth percentile approval$3,050,000
- Largest approval$3,050,000
- Jobs supported33
- Jobs per approval8.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term312 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS3
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cape Carteret
Flood programme status in Cape Carteret
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 8
- NFIP community number370046
- Currently effective map date01/17/25
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Carteret County, not Cape Carteret
Carteret County context, not Cape Carteret figures
These are Carteret County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cape Carteret measurements.
- Establishments in Carteret County2,249
- Employment at those establishments, Carteret County21,789
- Covered employment, Carteret County25,022
- Average annual pay, Carteret County$45,708
- Average weekly wage, Carteret County$879
- Housing units permitted, Carteret County935
- Of those, single family, Carteret County559
- County product, 2024, Carteret County$3,739,380,000
- County product change over the prior year, Carteret County7.1 percent
- Average income of an arriving household, Carteret County$133,945
Every figure in this section is published for Carteret County as a whole and is not a measurement of Cape Carteret. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cape Carteret questions, answered from the record.
How many people live in Cape Carteret, North Carolina?
2,703, in 1,146 households. Cape Carteret town covers 2.52 square miles of land, which is 1,071 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cape Carteret in?
Carteret County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cape Carteret?
$86,136. The median owner-occupied home is valued at $375,700. Median gross rent is $1,745 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cape Carteret businesses?
4 7(a) approvals totalling $5.1 m, across 3 lenders, median approval $1,332,000. These count approvals to borrowers whose address is in Cape Carteret, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cape Carteret borrowers get paid back?
No rate is published for Cape Carteret. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Cape Carteret in the National Flood Insurance Program?
Yes. Cape Carteret appears in the FEMA Community Status Book as community 370046, carrying Community Rating System class 8, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cape Carteret figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carteret County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cape Carteret.
Is zoning published for Cape Carteret?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.