HomeNorth CarolinaCarteret CountyEmerald Isle town
Emerald Isle town, North Carolina: commercial real estate data.
Emerald Isle town is a Census town of 3,934 people across 4.92 square miles of land, in Carteret County. Median household income is $89,773, 85.6 percent of occupied homes are owned.
65 sourced place values · tier FULL · 8 sections
Emerald Isle
What Emerald Isle is
- Census place typetown
- Land area4.92 sq mi
- Water area0.09 sq mi
- Population per square mile of land799
- County holding the largest share of its areaCarteret County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerald Isle
How many people live in Emerald Isle
- Population3,934
- Median age60.3
- Population under 18437 plus or minus 111
- Share under 1811.1 percent plus or minus 2.8
- Population 65 and over1,449
- Share 65 and over36.8 percent
- Households1,940
- Family households1,417
- Share of households that are families73.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerald Isle
Income and work in Emerald Isle
- Median household income$89,773
- Per capita income$70,224
- Civilian labor force1,460
- Employed1,443
- Unemployed17 plus or minus 15
- Unemployment rate1.2 percent plus or minus 1.0
- Adults 25 and over3,326
- Adults 25 and over with a high school diploma or higher98.7 percent
- Adults 25 and over with a bachelor degree or higher57.1 percent
- Adults 25 and over with a graduate degree24.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerald Isle
Housing in Emerald Isle
- Housing units6,896
- Occupied units1,940
- Vacant units4,956
- Vacancy rate71.9 percent
- Owner occupied1,660
- Renter occupied280 plus or minus 84
- Ownership rate85.6 percent
- Median owner-occupied home value$603,700
- Median gross rent, monthly$1,704
- Annual rent as a share of median income22.8 percent plus or minus 4.9
- Single family units5,125
- Share single family74.3 percent
- Units in buildings of two or more939 plus or minus 199
- Share in buildings of two or more13.6 percent plus or minus 2.9
- Mobile homes832 plus or minus 173
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerald Isle
How Emerald Isle gets to work
- Workers 16 and over who commute1,081
- Commuting under 15 minutes247 plus or minus 75
- Share commuting under 15 minutes22.8 percent plus or minus 6.2
- Commuting 30 minutes or more582 plus or minus 131
- Share commuting 30 minutes or more53.8 percent
- Drove alone65.4 percent
- Carpooled2.3 percent plus or minus 2.2
- Public transport0.0 percent
- Walked4.0 percent plus or minus 3.2
- Worked from home27.2 percent plus or minus 8.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerald Isle
SBA 504 lending to Emerald Isle borrowers
- Approvals1
- Gross approval$172,000
- Average approval$172,000
- Median approval$172,000
- Largest approval$172,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Emerald Isle
Flood programme status in Emerald Isle
- Listed NFIP communities1
- Of those, participating1
- Best Community Rating System classClass 7
- NFIP community number370047
- Currently effective map date01/17/25
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Carteret County, not Emerald Isle
Carteret County context, not Emerald Isle figures
These are Carteret County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Emerald Isle measurements.
- Establishments in Carteret County2,249
- Employment at those establishments, Carteret County21,789
- Covered employment, Carteret County25,022
- Average annual pay, Carteret County$45,708
- Average weekly wage, Carteret County$879
- Housing units permitted, Carteret County935
- Of those, single family, Carteret County559
- County product, 2024, Carteret County$3,739,380,000
- County product change over the prior year, Carteret County7.1 percent
- Average income of an arriving household, Carteret County$133,945
Every figure in this section is published for Carteret County as a whole and is not a measurement of Emerald Isle. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Emerald Isle questions, answered from the record.
How many people live in Emerald Isle, North Carolina?
3,934, in 1,940 households. Emerald Isle town covers 4.92 square miles of land, which is 799 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Emerald Isle in?
Carteret County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Emerald Isle?
$89,773. The median owner-occupied home is valued at $603,700. Median gross rent is $1,704 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Is Emerald Isle in the National Flood Insurance Program?
Yes. Emerald Isle appears in the FEMA Community Status Book as community 370047, carrying Community Rating System class 7, which is a premium discount for exceeding the programme minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Emerald Isle figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carteret County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Emerald Isle.
Is zoning published for Emerald Isle?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.