HomeNorth CarolinaCarteret CountyEmerald Isle
Emerald Isle, North Carolina: commercial real estate data.
Emerald Isle is a Census town of 3,934 people across 4.92 square miles of land, in Carteret County. Median household income is $89,773, 85.6 percent of occupied homes are owned.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Emerald Isle
What Emerald Isle is
- Census place typetown
- Land area4.92 sq mi
- Water area0.09 sq mi
- Population per square mile of land799
- County holding the largest share of its areaCarteret County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerald Isle
How many people live in Emerald Isle
- Population3,934
- Median age60.3
- Population under 18437 plus or minus 111
- Share under 1811.1 percent plus or minus 2.8
- Population 65 and over1,449
- Share 65 and over36.8 percent
- Households1,940
- Family households1,417
- Share of households that are families73.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerald Isle
Income and work in Emerald Isle
- Median household income$89,773
- Per capita income$70,224
- Civilian labor force1,460
- Employed1,443
- Unemployed17 plus or minus 15
- Unemployment rate1.2 percent plus or minus 1.0
- Adults 25 and over3,326
- Adults 25 and over with a high school diploma or higher98.7 percent
- Adults 25 and over with a bachelor degree or higher57.1 percent
- Adults 25 and over with a graduate degree24.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerald Isle
Housing in Emerald Isle
- Housing units6,896
- Occupied units1,940
- Vacant units4,956
- Vacancy rate71.9 percent
- Owner occupied1,660
- Renter occupied280 plus or minus 84
- Ownership rate85.6 percent
- Median owner-occupied home value$603,700
- Median gross rent, monthly$1,704
- Annual rent as a share of median income22.8 percent plus or minus 4.9
- Single family units5,125
- Share single family74.3 percent
- Units in buildings of two or more939 plus or minus 199
- Share in buildings of two or more13.6 percent plus or minus 2.9
- Mobile homes832 plus or minus 173
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerald Isle
How Emerald Isle gets to work
- Workers 16 and over who commute1,081
- Commuting under 15 minutes247 plus or minus 75
- Share commuting under 15 minutes22.8 percent plus or minus 6.2
- Commuting 30 minutes or more582 plus or minus 131
- Share commuting 30 minutes or more53.8 percent
- Drove alone65.4 percent
- Carpooled2.3 percent plus or minus 2.2
- Public transport0.0 percent
- Walked4.0 percent plus or minus 3.2
- Worked from home27.2 percent plus or minus 8.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Emerald Isle
SBA loans in Emerald Isle (504)
- Approvals1
- Gross approval$172,000
- Average approval$172,000
- Median approval$172,000
- Largest approval$172,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Emerald Isle, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Emerald Isle
Flood risk in Emerald Isle
- NFIP communityTown of Emerald Isle
- NFIP community number370047
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date01/17/25
The Town of Emerald Isle participates in the National Flood Insurance Program as community 370047 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Carteret County, not Emerald Isle
Carteret County context, not Emerald Isle figures
- Establishments in Carteret County2,249
- Covered employment, Carteret County25,022
- Average annual pay, Carteret County$45,708
- Housing units permitted, Carteret County935
Every figure in this section is published for Carteret County as a whole and is not a measurement of Emerald Isle.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Emerald Isle questions, answered from the record.
How many people live in Emerald Isle, North Carolina?
3,934, in 1,940 households. Emerald Isle town covers 4.92 square miles of land, which is 799 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Emerald Isle in?
Carteret County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Emerald Isle?
$89,773. The median owner-occupied home is valued at $603,700. Median gross rent is $1,704 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Is Emerald Isle in the National Flood Insurance Program?
Yes. Emerald Isle appears in the FEMA Community Status Book as Emerald Isle, town of, community 370047, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Emerald Isle figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carteret County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Emerald Isle.
Is zoning published for Emerald Isle?
No. Nothing on this page presents parcel level zoning.