HomeNorth CarolinaCarteret CountyCedar Point
Cedar Point, North Carolina: commercial real estate data.
Cedar Point is a Census town of 1,917 people across 2.24 square miles of land, in Carteret County. Median household income is $98,750, 87.2 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $675,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cedar Point
What Cedar Point is
- Census place typetown
- Land area2.24 sq mi
- Water area0.07 sq mi
- Population per square mile of land857
- County holding the largest share of its areaCarteret County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Point
How many people live in Cedar Point
- Population1,917
- Median age47.0
- Population under 18430 plus or minus 108
- Share under 1822.4 percent
- Population 65 and over527
- Share 65 and over27.5 percent
- Households782
- Family households568
- Share of households that are families72.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Point
Income and work in Cedar Point
- Median household income$98,750
- Per capita income$49,733
- Civilian labor force780 plus or minus 178
- Employed758 plus or minus 174
- Unemployed22 plus or minus 22
- Unemployment rate2.8 percent plus or minus 2.7
- Adults 25 and over1,417
- Adults 25 and over with a high school diploma or higher97.1 percent plus or minus 20.5
- Adults 25 and over with a bachelor degree or higher46.6 percent
- Adults 25 and over with a graduate degree22.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Point
Housing in Cedar Point
- Housing units1,227
- Occupied units782
- Vacant units445 plus or minus 109
- Vacancy rate36.3 percent plus or minus 7.4
- Owner occupied682
- Renter occupied100 plus or minus 45
- Ownership rate87.2 percent
- Median owner-occupied home value$423,700
- Median gross rent, monthly$1,438 plus or minus $495
- Annual rent as a share of median income17.5 percent plus or minus 6.3
- Single family units784
- Share single family63.9 percent
- Units in buildings of two or more174 plus or minus 71
- Share in buildings of two or more14.2 percent plus or minus 5.4
- Mobile homes243 plus or minus 66
- Median year structure built2000
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Point
How Cedar Point gets to work
- Workers 16 and over who commute702 plus or minus 167
- Commuting under 15 minutes290 plus or minus 102
- Share commuting under 15 minutes41.3 percent plus or minus 10.7
- Commuting 30 minutes or more326 plus or minus 89
- Share commuting 30 minutes or more46.4 percent
- Drove alone81.3 percent
- Carpooled3.7 percent plus or minus 3.0
- Public transport0.0 percent
- Walked1.9 percent plus or minus 1.6
- Worked from home13.1 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Point
SBA loans in Cedar Point (7(a))
- Approvals1
- Gross approval$675,000
- Average approval$675,000
- Median approval$675,000
- Largest approval$675,000
- Jobs supported12
- Jobs per approval12.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Cedar Point, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedar Point
Flood risk in Cedar Point
- NFIP communityTown of Cedar Point
- NFIP community number370465
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date01/17/25
The Town of Cedar Point participates in the National Flood Insurance Program as community 370465 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Carteret County, not Cedar Point
Carteret County context, not Cedar Point figures
- Establishments in Carteret County2,249
- Covered employment, Carteret County25,022
- Average annual pay, Carteret County$45,708
- Housing units permitted, Carteret County935
Every figure in this section is published for Carteret County as a whole and is not a measurement of Cedar Point.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cedar Point questions, answered from the record.
How many people live in Cedar Point, North Carolina?
1,917, in 782 households. Cedar Point town covers 2.24 square miles of land, which is 857 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cedar Point in?
Carteret County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cedar Point?
$98,750. The median owner-occupied home is valued at $423,700. Median gross rent is $1,438 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cedar Point businesses?
1 7(a) approvals totaling $675,000 since FY2020, across 1 lenders, median approval $675,000. These count approvals to borrowers whose address is in Cedar Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cedar Point borrowers get paid back?
No rate is published for Cedar Point. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cedar Point in the National Flood Insurance Program?
Yes. Cedar Point appears in the FEMA Community Status Book as Cedar Point, town of, community 370465, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cedar Point figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Carteret County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedar Point.
Is zoning published for Cedar Point?
No. Nothing on this page presents parcel level zoning.