HomeOhioButler CountyFairfield
Fairfield, Ohio: commercial real estate data.
Fairfield is a Census city of 44,828 people across 20.83 square miles of land, in Butler County. Median household income is $77,937, 63.2 percent of occupied homes are owned, and the SBA record carries 82 7(a) approvals to borrowers here worth $44.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Fairfield
What Fairfield is
- Census place typecity
- Land area20.83 sq mi
- Water area0.09 sq mi
- Population per square mile of land2,152
- County holding the largest share of its areaButler County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
How many people live in Fairfield
- Population44,828
- Median age38.1
- Population under 189,421
- Share under 1821.0 percent
- Population 65 and over7,886
- Share 65 and over17.6 percent
- Households18,428
- Family households11,211
- Share of households that are families60.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
Income and work in Fairfield
- Median household income$77,937
- Per capita income$40,668
- Civilian labor force24,547
- Employed23,198
- Unemployed1,349 plus or minus 484
- Unemployment rate5.5 percent plus or minus 2.0
- Adults 25 and over31,021
- Adults 25 and over with a high school diploma or higher90.8 percent
- Adults 25 and over with a bachelor degree or higher30.7 percent
- Adults 25 and over with a graduate degree8.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
Housing in Fairfield
- Housing units19,548
- Occupied units18,428
- Vacant units1,120 plus or minus 296
- Vacancy rate5.7 percent plus or minus 1.5
- Owner occupied11,644
- Renter occupied6,784
- Ownership rate63.2 percent
- Median owner-occupied home value$234,500
- Median gross rent, monthly$1,242
- Annual rent as a share of median income19.1 percent
- Single family units12,627
- Share single family64.6 percent
- Units in buildings of two or more6,513
- Share in buildings of two or more33.3 percent
- Mobile homes408 plus or minus 182
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
How Fairfield gets to work
- Workers 16 and over who commute20,717
- Commuting under 15 minutes5,713
- Share commuting under 15 minutes27.6 percent
- Commuting 30 minutes or more6,459
- Share commuting 30 minutes or more31.2 percent
- Drove alone75.5 percent
- Carpooled11.5 percent
- Public transport0.1 percent plus or minus 0.2
- Walked0.6 percent plus or minus 0.5
- Worked from home10.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Fairfield
SBA loans in Fairfield (7(a))
- Approvals82
- Gross approval$44,110,500
- Average approval$537,933
- Median approval$190,000
- Ninetieth percentile approval$1,442,300
- Largest approval$3,946,000
- Jobs supported1,165
- Jobs per approval14.2
- Loans with a final outcome16
- Paid in full16
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more13.4 percent
- Share to franchises14.6 percent
- Distinct lenders23
- Distinct industries by NAICS49
Counted by borrower city: approvals to borrowers whose address is in Fairfield, in any county, FY2020 to FY2026. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Fairfield
SBA loans in Fairfield (504)
- Approvals17
- Gross approval$14,578,000
- Average approval$857,529
- Median approval$400,000
- Largest approval$4,301,000
- Jobs supported195
- Loans with a final outcome8
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Fairfield, in any county, FY2010 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Fairfield
Flood risk in Fairfield
- NFIP communityCity of Fairfield
- NFIP community number390038
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date10/19/18
The City of Fairfield participates in the National Flood Insurance Program as community 390038 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Butler County, not Fairfield
Butler County context, not Fairfield figures
- Establishments in Butler County7,537
- Covered employment, Butler County163,093
- Average annual pay, Butler County$64,277
- Housing units permitted, Butler County1,162
Every figure in this section is published for Butler County as a whole and is not a measurement of Fairfield.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Fairfield questions, answered from the record.
How many people live in Fairfield, Ohio?
44,828, in 18,428 households. Fairfield city covers 20.83 square miles of land, which is 2,152 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Fairfield in?
Butler County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Fairfield?
$77,937. The median owner-occupied home is valued at $234,500. Median gross rent is $1,242 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Fairfield businesses?
82 7(a) approvals totaling $44.1 m since FY2020, across 23 lenders, median approval $190,000, plus 17 504 approvals worth $14.6 m since FY2010. These count approvals to borrowers whose address is in Fairfield, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Fairfield borrowers get paid back?
No rate is published for Fairfield. Only 16 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Fairfield in the National Flood Insurance Program?
Yes. Fairfield appears in the FEMA Community Status Book as Fairfield, city of, community 390038, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Fairfield figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Butler County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Fairfield.
Is zoning published for Fairfield?
No. Nothing on this page presents parcel level zoning.