HomeOhioButler CountyOxford city
Oxford city, Ohio: commercial real estate data.
Oxford city is a Census city of 21,753 people across 7.78 square miles of land, in Butler County. Median household income is $40,764, 34.3 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $4.3 m.
80 sourced place values · tier FULL · 9 sections
Oxford
What Oxford is
- Census place typecity
- Land area7.78 sq mi
- Water area0 sq mi
- Population per square mile of land2,798
- County holding the largest share of its areaButler County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How many people live in Oxford
- Population21,753
- Median age21.1
- Population under 181,703 plus or minus 341
- Share under 187.8 percent plus or minus 1.6
- Population 65 and over1,885 plus or minus 410
- Share 65 and over8.7 percent plus or minus 1.9
- Households6,082
- Family households2,270
- Share of households that are families37.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Income and work in Oxford
- Median household income$40,764
- Per capita income$21,879
- Civilian labor force9,457
- Employed8,099
- Unemployed1,358 plus or minus 665
- Unemployment rate14.4 percent plus or minus 6.9
- Adults 25 and over6,677
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher61.0 percent
- Adults 25 and over with a graduate degree36.8 percent plus or minus 8.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
Housing in Oxford
- Housing units7,264
- Occupied units6,082
- Vacant units1,182 plus or minus 271
- Vacancy rate16.3 percent plus or minus 3.5
- Owner occupied2,085 plus or minus 416
- Renter occupied3,997
- Ownership rate34.3 percent
- Median owner-occupied home value$238,000
- Median gross rent, monthly$997
- Annual rent as a share of median income29.3 percent
- Single family units3,578
- Share single family49.3 percent
- Units in buildings of two or more3,558
- Share in buildings of two or more49.0 percent
- Mobile homes128 plus or minus 70
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
How Oxford gets to work
- Workers 16 and over who commute6,290
- Commuting under 15 minutes4,199
- Share commuting under 15 minutes66.8 percent
- Commuting 30 minutes or more1,097 plus or minus 299
- Share commuting 30 minutes or more17.4 percent plus or minus 4.4
- Drove alone52.3 percent
- Carpooled7.7 percent plus or minus 3.5
- Public transport1.6 percent plus or minus 1.7
- Walked18.6 percent
- Worked from home15.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Oxford
SBA 7(a) lending to Oxford borrowers
- Approvals21
- Gross approval$4,305,400
- Average approval$205,019
- Median approval$150,000
- Ninetieth percentile approval$456,800
- Largest approval$781,600
- Jobs supported143
- Jobs per approval6.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises0.0 percent
- Distinct lenders7
- Distinct industries by NAICS12
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Oxford
SBA 504 lending to Oxford borrowers
- Approvals3
- Gross approval$2,304,000
- Average approval$768,000
- Median approval$155,000
- Largest approval$2,084,000
- Jobs supported29
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Oxford
Flood programme status in Oxford
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390731
- Currently effective map date10/19/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Butler County, not Oxford
Butler County context, not Oxford figures
These are Butler County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Oxford measurements.
- Establishments in Butler County7,537
- Employment at those establishments, Butler County148,073
- Covered employment, Butler County163,093
- Average annual pay, Butler County$64,277
- Average weekly wage, Butler County$1,236
- Housing units permitted, Butler County1,162
- Of those, single family, Butler County660
- County product, 2024, Butler County$29,842,050,000
- County product change over the prior year, Butler County6.8 percent
- Average income of an arriving household, Butler County$59,671
Every figure in this section is published for Butler County as a whole and is not a measurement of Oxford. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Oxford questions, answered from the record.
How many people live in Oxford, Ohio?
21,753, in 6,082 households. Oxford city covers 7.78 square miles of land, which is 2,798 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Oxford in?
Butler County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Oxford?
$40,764. The median owner-occupied home is valued at $238,000. Median gross rent is $997 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Oxford businesses?
21 7(a) approvals totalling $4.3 m, across 7 lenders, median approval $150,000, plus 3 504 approvals worth $2.3 m. These count approvals to borrowers whose address is in Oxford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Oxford borrowers get paid back?
No rate is published for Oxford. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Oxford in the National Flood Insurance Program?
Yes. Oxford appears in the FEMA Community Status Book as community 390731, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Oxford figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Butler County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Oxford.
Is zoning published for Oxford?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.