HomeOhioButler CountyMiddletown city
Middletown city, Ohio: commercial real estate data.
Middletown city is a Census city of 51,617 people across 26.18 square miles of land, lying across Butler County and Warren County. Median household income is $57,102, 54.0 percent of occupied homes are owned, and the SBA record carries 63 7(a) approvals to borrowers here worth $25.8 m.
82 sourced place values · tier FULL · 9 sections
Middletown
What Middletown is
- Census place typecity
- Land area26.18 sq mi
- Water area0.32 sq mi
- Population per square mile of land1,972
- County holding the largest share of its areaButler County, 84.6 percent
- Counties this place lies inButler County 84.6 percent, Warren County 15.4 percent
Middletown city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
How many people live in Middletown
- Population51,617
- Median age38.6
- Population under 1811,263
- Share under 1821.8 percent
- Population 65 and over9,036
- Share 65 and over17.5 percent
- Households21,422
- Family households12,252
- Share of households that are families57.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
Income and work in Middletown
- Median household income$57,102
- Per capita income$31,456
- Civilian labor force25,775
- Employed24,260
- Unemployed1,515
- Unemployment rate5.9 percent
- Adults 25 and over34,750
- Adults 25 and over with a high school diploma or higher87.0 percent
- Adults 25 and over with a bachelor degree or higher17.6 percent
- Adults 25 and over with a graduate degree5.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
Housing in Middletown
- Housing units23,046
- Occupied units21,422
- Vacant units1,624 plus or minus 339
- Vacancy rate7.0 percent plus or minus 1.5
- Owner occupied11,573
- Renter occupied9,849
- Ownership rate54.0 percent
- Median owner-occupied home value$164,400
- Median gross rent, monthly$1,007
- Annual rent as a share of median income21.2 percent
- Single family units16,455
- Share single family71.4 percent
- Units in buildings of two or more6,333
- Share in buildings of two or more27.5 percent
- Mobile homes218 plus or minus 108
- Median year structure built1965
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
How Middletown gets to work
- Workers 16 and over who commute21,459
- Commuting under 15 minutes5,942
- Share commuting under 15 minutes27.7 percent
- Commuting 30 minutes or more6,822
- Share commuting 30 minutes or more31.8 percent
- Drove alone79.1 percent
- Carpooled8.6 percent
- Public transport0.4 percent plus or minus 0.5
- Walked1.6 percent plus or minus 0.9
- Worked from home8.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
SBA 7(a) lending to Middletown borrowers
- Approvals63
- Gross approval$25,760,200
- Average approval$408,892
- Median approval$100,000
- Ninetieth percentile approval$758,000
- Largest approval$3,594,500
- Jobs supported661
- Jobs per approval10.5
- Loans with a final outcome14
- Paid in full13
- Charged off1
- Charge-off rate over resolved loans7.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more7.9 percent
- Share to franchises12.7 percent
- Distinct lenders19
- Distinct industries by NAICS31
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Middletown
SBA 504 lending to Middletown borrowers
- Approvals16
- Gross approval$5,240,000
- Average approval$327,500
- Median approval$293,000
- Largest approval$829,000
- Jobs supported134
- Loans with a final outcome3
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Middletown
Flood programme status in Middletown
- Listed NFIP communities1
- Of those, participating1
- NFIP community number390040
- Currently effective map date10/19/18
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Butler County, not Middletown
Butler County context, not Middletown figures
These are Butler County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Middletown measurements.
- Establishments in Butler County7,537
- Employment at those establishments, Butler County148,073
- Covered employment, Butler County163,093
- Average annual pay, Butler County$64,277
- Average weekly wage, Butler County$1,236
- Housing units permitted, Butler County1,162
- Of those, single family, Butler County660
- County product, 2024, Butler County$29,842,050,000
- County product change over the prior year, Butler County6.8 percent
- Average income of an arriving household, Butler County$59,671
Every figure in this section is published for Butler County as a whole and is not a measurement of Middletown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Middletown questions, answered from the record.
How many people live in Middletown, Ohio?
51,617, in 21,422 households. Middletown city covers 26.18 square miles of land, which is 1,972 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Middletown in?
Middletown lies in more than one. By area it is 84.6 percent in Butler County, 15.4 percent in Warren County. This page sits under Butler County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Middletown?
$57,102. The median owner-occupied home is valued at $164,400. Median gross rent is $1,007 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Middletown businesses?
63 7(a) approvals totalling $25.8 m, across 19 lenders, median approval $100,000, plus 16 504 approvals worth $5.2 m. These count approvals to borrowers whose address is in Middletown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Middletown borrowers get paid back?
Of the 14 loans that have reached a final outcome, 13 were paid in full and 1 charged off, a charge off rate of 7.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Middletown in the National Flood Insurance Program?
Yes. Middletown appears in the FEMA Community Status Book as community 390040, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Middletown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Butler County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Middletown.
Is zoning published for Middletown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.