Jackson County, Oregon: commercial real estate data.
Jackson County, Oregon had an estimated 221,331 residents on July 1, 2024, down 0.9 percent since the 2020 census base of 223,263, across 2,784 square miles. County output reached $13.47 bn in 2024, 6,589 establishments operate here, and the SBA record carries 321 7(a) approvals worth $140.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Jackson County
How many people live in Jackson County
- Population, American Community Survey 2020-2024222,645
- Households92,035
- Average household size2.42
- Median household income$73,999
- Median age42.8
- Median gross rent$1,358 per month
- Median owner-occupied home value$430,200
- Home value to household income5.8 times
- Annual rent as a share of median income22.0 percent
- Adults 25 and over with a bachelor degree or higher31.7 percent
- Adults 25 and over with a graduate degree12.1 percent
- Adults 25 and over161,295
- Population under 1845,192
- Share under 1820.3 percent
- Population 65 and over52,340
- Share 65 and over23.5 percent
- Working age population, 18 to 64125,113
- Civilian labor force105,885
- Unemployment rate5.4 percent
- Labor force participation, adults 18 and over59.7 percent
- Rank by population among Oregon counties6th of 36
- Rank by population among US county-equivalents, Puerto Rico included319th of 3,222
Jackson County is the 6th largest of 36 Oregon counties by population. A median home costs 5.8 times median household income, which is severely unaffordable by national standards. Residents 65 and over outnumber those under 18, at 23.5 percent against 20.3 percent, which points demand at health care, services and single story product rather than schools.
US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Jackson County
Is Jackson County's population growing?
- Population, July 1, 2024221,331
- Census 2020 base population223,263
- Population change since the 2020 census base-0.87 percent
- Population change, 2023 to 2024-7
- Births, 20242,018
- Deaths, 20242,659
- Natural change, 2024-641
- Net domestic migration, 2024390
- Net international migration, 2024247
- Total net migration, 2024637
- Cumulative net domestic migration, 2021 to 2024-25
- Rank by growth among US county-equivalents2150th of 3,144
The county has lost 0.87 percent of its population since the 2020 census base. Deaths exceeded births in 2024 by more than net migration added, so the population fell even though more people moved in than left.
US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
Jackson County
Where are people moving to Jackson County from?
- Tax returns filed by households arriving5,310
- People arriving, from those returns8,697
- Tax returns filed by households leaving5,561
- Net household movement-251
- Adjusted gross income arriving$408.4 m
- Net adjusted gross income movement$-4.6 m
- Average income of an arriving household$76,921
- Average income of a leaving household$74,282
- Largest single originJosephine County (592 households)
- Largest single destinationJosephine County (545 households)
| Origin | Households | People | Adjusted gross income |
|---|---|---|---|
| Josephine County | 592 | 997 | $30.1 m |
| Multnomah County | 198 | 299 | $14.9 m |
| Los Angeles County | 184 | 280 | $15.6 m |
| Klamath County | 163 | 258 | $7.5 m |
| Lane County | 141 | 197 | $7.0 m |
| Washington County | 123 | 196 | $12.5 m |
| Deschutes County | 119 | 211 | $8.6 m |
| Douglas County | 103 | 171 | $5.2 m |
Households arriving report $2,639 more average income than households leaving, so the migration is raising local spending power rather than just moving it around. The largest single source of arrivals is Josephine County, which is the catchment a retail or multifamily study should look at first.
US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Jackson County
What is the Jackson County economy?
- County GDP, 2024$13.47 bn
- County GDP, 2023$12.65 bn
- GDP change, 2023 to 20246.5 percent
- GDP change over five years34.1 percent
- Rank by GDP among the Oregon areas BEA publishes7th of 36
- Rank by GDP among the US county areas BEA publishes349th of 3,127
- GDP per resident$60,494
Output grew 6.5 percent in the latest year and 34.1 percent over five, which is the trend line a lender will read behind any single year figure.
US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024.
Jackson County
Employment by industry in Jackson County
- Covered employment, annual average91,184
- Establishments reporting8,355
- Average annual pay$57,862
- Average weekly wage$1,113
- Health care and social assistance, employment18,610
- Health care and social assistance, average annual pay$66,622
- Retail trade, employment13,324
- Retail trade, average annual pay$41,127
- Accommodation and food services, employment9,072
- Accommodation and food services, average annual pay$26,331
- Manufacturing, employment6,751
- Manufacturing, average annual pay$64,450
- Construction, employment5,241
- Agriculture, forestry, fishing and hunting, employment3,697
| Sector | Employment | Establishments | Average annual pay |
|---|---|---|---|
| Health care and social assistance | 18,610 | 1,058 | $66,622 |
| Retail trade | 13,324 | 840 | $41,127 |
| Accommodation and food services | 9,072 | 702 | $26,331 |
| Manufacturing | 6,751 | 342 | $64,450 |
| Construction | 5,241 | 985 | $66,329 |
| Agriculture, forestry, fishing and hunting | 3,697 | 306 | $54,878 |
| Administrative and support and waste management services | 3,444 | 455 | $45,528 |
| Transportation and warehousing | 3,084 | 232 | $61,654 |
Health care and social assistance is the largest private sector at 18,610 jobs, 20.4 percent of covered employment.
US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
Jackson County
How many businesses are in Jackson County?
- Establishments, all industries6,589
- Employment at those establishments79,766
- Annual payroll$4.35 bn
- Establishments per 1,000 residents29.6
These are counts of establishments physically operating in the county, not listings, so they are the supply side a feasibility study measures demand against. County Business Patterns counts private establishments with paid employees in March 2023, while the Quarterly Census of Employment and Wages above counts every unemployment-insured employer, public ones included, as a 2024 annual average, so the two establishment and employment counts differ.
US Census Bureau, County Business Patterns, 2023.
Jackson County
Building permits in Jackson County
- Housing units authorized by permit, 2024896
- Declared construction value permitted$255.7 m
- Single family units authorized631
- Multifamily units authorized265
- Multifamily share of units29.6 percent
- Average declared value per unit$285,360
- Units authorized per 1,000 households9.7
Single-family homes are 70.4 percent of units authorized, so the pipeline is predominantly single-family.
US Census Bureau, Building Permits Survey, 2024 annual.
Jackson County
SBA loans in Jackson County (7(a) and 504)
- 7(a) approvals recorded321
- 7(a) gross approval dollars$140.6 m
- Average 7(a) approval$438,028
- Median 7(a) approval$100,000
- 10th percentile approval$20,000
- 90th percentile approval$1,200,000
- Largest single approval$5,000,000
- Jobs reported supported, 7(a)2,307
- Jobs per approval7.2
- Distinct 7(a) lenders active51
- Distinct industries receiving approvals142
- Median 7(a) term120 months
- Share of loans on real estate terms, 240 months or longer15.9 percent
- Loans on real estate terms51
- Loans on working capital terms, 120 months or shorter261
- Franchise loans16
- Franchise share of approvals5.0 percent
- Leading industry by approval countHotels (except Casino Hotels) and Motels (15)
- Most active lenderU.S. Bank, National Association (58)
- 504 approvals recorded70
- 504 gross approval dollars$52.0 m
- Average 504 approval$743,457
- Median 504 approval$454,500
- Distinct CDCs active5
- 504 jobs per approval6.6
- 504 jobs per million dollars approved8.9
- Most active CDCEvergreen Business Capital (60)
- Combined SBA approval dollars, 7(a) FY2020 to FY2026 and 504 FY2010 to FY2026$192.6 m
The average approval of $438,028 sits well above the median of $100,000, pulled up by a few larger deals, so the median is the better guide to what a typical borrower here gets. Only 15.9 percent of approvals run on real estate terms, so SBA credit here is mostly working capital and equipment rather than property acquisition.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30. US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County
SBA loan default and charge-off rates in Jackson County
Do SBA loans in Jackson County get paid back?
- Loans with a final outcome recorded61
- Paid in full57
- Charged off4
- Charge-off rate on resolved loans6.6 percent
- Status: Paid in full57
- Status: Exempt from disclosure196
- Status: Cancelled37
- Status: Charged off4
- Status: Committed, not yet disbursed27
Of the 61 loans that have reached a final outcome, 6.6 percent were charged off. This is computed only over resolved loans, because a loan still running has not yet succeeded or failed and counting it either way would be wrong.
Compare against the national and state SBA charge-off rates, computed the same way over resolved loans only.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
SBA lending by place in Jackson County
- Borrower cities with recorded lending14
- Medford, approvals125
- Central Point, approvals50
- Ashland, approvals46
- White City, approvals25
- Eagle Point, approvals17
- Rogue River, approvals12
| Borrower city | Approvals | Gross approval dollars |
|---|---|---|
| Medford | 125 | $62,970,500 |
| Central Point | 50 | $16,309,900 |
| Ashland | 46 | $23,783,300 |
| White City | 25 | $10,213,100 |
| Eagle Point | 17 | $4,067,700 |
| Rogue River | 12 | $6,615,600 |
| Talent | 11 | $4,499,200 |
| Gold Hill | 9 | $2,424,600 |
| 6 other borrower cities | 26 | $9,723,000 |
Medford accounts for 125 approvals against 50 in Central Point. County level figures average over that gap, which is why a site decision is made at the submarket rather than the county.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jackson County
How large is Jackson County?
- Land area2,784 sq mi
- Rank by land area among Oregon counties13th of 36
- Width, east to west48.5 mi
- Height, north to south68.6 mi
- Geographies sharing a boundary4
- Residents per square mile of land80
- Establishments per square mile2.37
US Census Bureau county boundary geometry, TIGER, adjacency computed from shared boundary vertices, TIGER county boundaries. US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year. US Census Bureau, County Business Patterns, 2023.
Jackson County
Flood risk in Jackson County
- Participation of the county's own NFIP community Jackson County, unincorporated areasParticipating, community 415589
- Community Rating System class of the county's own communityClass 7
- Communities in the county in the NFIP Community Status Book12
- Of those, participating in the NFIP12
- NFIP participation rate100.0 percent
- Best Community Rating System class in the county A lower CRS class is a larger flood insurance premium discount.Class 5
- Communities carrying a CRS class6
- Radon levels in Jackson County, EPA zone predicted average indoor radon screening level less than 2 pCi/LZone 3
The county's own community in the status book, unincorporated Jackson County (community 415589), participates in the National Flood Insurance Program and carries Community Rating System class 7, a flood insurance premium discount for policies written there. The EPA places Jackson County in radon zone 3, a predicted average indoor radon screening level less than 2 pCi/L. The zone is a screening prediction for the county and does not substitute for a test at an address. The best Community Rating System class among the county's communities is 5, which carries a flood insurance premium discount for policies written in that community. 100.0 percent of the county's listed communities participate in the National Flood Insurance Program, per Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26. US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Coverage
What this page does not hold.
Traffic counts, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Feasibility studies
When a Jackson County site needs a document a lender will accept.
The same data layer behind this page is the one the studies are written from. A study for a Jackson County site starts with the figures you are reading, carrying the same source and period into the credit file.
- Population, American Community Survey 2020-2024222,645
- Households92,035
- Average household size2.42
- Median household income$73,999
- Median age42.8
Common questions
Jackson County questions, answered from the record.
How many people live in Jackson County, Oregon?
The Census Bureau estimates 221,331 residents on July 1, 2024 (US Census Bureau, Population Estimates Program, Vintage 2024). The American Community Survey 2020-2024 five-year estimate is 222,645, in 92,035 households, ranking 6th of 36 Oregon counties. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
Is Jackson County's population growing?
The population has fallen 0.87 percent since the 2020 census base of 223,263, to 221,331 on July 1, 2024. In 2024 there were 2,018 births against 2,659 deaths, with net migration of 637. Source: US Census Bureau, Population Estimates Program, Vintage 2024, Vintage 2024, estimates 2020 to 2024.
What is the median household income in Jackson County?
$73,999. The median owner-occupied home is valued at $430,200, which is 5.8 times income, and median gross rent is $1,358 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, 2020-2024 5-year.
How many businesses are in Jackson County?
6,589 establishments, employing 79,766 people with an annual payroll of $4.35 bn. These are establishments physically operating in the county, not listings. Source: US Census Bureau, County Business Patterns, 2023.
What is employment by industry in Jackson County?
Health care and social assistance is the largest private sector at 18,610 jobs, 20.4 percent of covered employment. Covered employment averages 91,184 jobs at an average annual pay of $57,862, or $1,113 a week. Source: US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages.
How much SBA lending happens in Jackson County?
321 7(a) approvals totaling $140.6 m since FY2020, across 51 lenders, with a median approval of $100,000, plus 70 504 approvals worth $52.0 m since FY2010. These are approvals recorded in the release, not loans disbursed.
Do SBA loans in Jackson County get paid back?
Of the 61 loans that have reached a final outcome, 57 were paid in full and 4 charged off, a charge-off rate of 6.6 percent. Loans still running are excluded, because they have not yet succeeded or failed.
How many building permits were issued in Jackson County?
896 housing units were authorized by permit in 2024, with a declared construction value of $255.7 m. Multifamily was 29.6 percent of units. Source: US Census Bureau, Building Permits Survey, 2024 annual.
What is the radon zone for Jackson County?
Zone 3, a predicted average indoor radon screening level less than 2 pCi/L. Source: US EPA, Map of Radon Zones, county spreadsheet, 2024-05 publication, EPA 402/A-16/001.
Where do people moving to Jackson County come from?
The largest single origin is Josephine County, with 592 households. Arriving households report an average income of $76,921 against $74,282 for those leaving. Source: US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Are traffic counts available for Jackson County on this page?
No. Annual average daily traffic resolves in the platform rather than in this dataset, so no AADT figure is printed here. It is a gap we know about rather than a figure we estimated.
Is zoning published for Jackson County?
No. Nothing on this page presents parcel level zoning, and where a statutory framework applies it is marked as the statewide frame, to be confirmed locally.
Jackson County
Cities and places in Jackson.
17 Census places lie wholly or partly in Jackson County. All 17 carry enough published place level data for a page of their own and are linked.
| Place | Type | Population | SBA 7(a) approvals, projects in this county | Lies in |
|---|---|---|---|---|
| Medford | city | 86,315 | 125 | Wholly in this county |
| Ashland | city | 21,259 | 46 | Wholly in this county |
| Central Point | city | 19,216 | 50 | Wholly in this county |
| White City | CDP | 10,750 | 25 | Wholly in this county |
| Eagle Point | city | 9,839 | 17 | Wholly in this county |
| Talent | city | 6,254 | 11 | Wholly in this county |
| Phoenix | city | 4,390 | 8 | Wholly in this county |
| Shady Cove | city | 3,076 | None recorded | Wholly in this county |
| Jacksonville | city | 2,991 | 9 | Wholly in this county |
| Rogue River | city | 2,238 | 12 | Wholly in this county |
| Gold Hill | city | 1,288 | 9 | Wholly in this county |
| Ruch | CDP | 1,151 | None recorded | Wholly in this county |
| Foots Creek | CDP | 1,110 | None recorded | Wholly in this county |
| Trail | CDP | 769 | None recorded | Wholly in this county |
| Prospect | CDP | 723 | 5 | Wholly in this county |
| Wimer | CDP | 421 | None recorded | Wholly in this county |
| Butte Falls | town | 364 | None recorded | Wholly in this county |
A further 4 of the county's 321 SBA 7(a) approvals are to borrowers in cities that match no Census place in Jackson County, the largest being Eugene (2), Grants Pass (1), Austin (1). Those are postal cities, unincorporated areas and cities outside the county, so no place row claims them; they are counted in the county total above.
Nearby