HomeOregonJackson CountyCentral Point city
Central Point city, Oregon: commercial real estate data.
Central Point city is a Census city of 19,216 people across 4.04 square miles of land, in Jackson County. Median household income is $86,058, 67.2 percent of occupied homes are owned, and the SBA record carries 50 7(a) approvals to borrowers here worth $16.3 m.
76 sourced place values · tier FULL · 8 sections
Central Point
What Central Point is
- Census place typecity
- Land area4.04 sq mi
- Water area0 sq mi
- Population per square mile of land4,760
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Central Point
How many people live in Central Point
- Population19,216
- Median age41.7
- Population under 184,386
- Share under 1822.8 percent
- Population 65 and over3,819
- Share 65 and over19.9 percent
- Households7,758
- Family households5,260
- Share of households that are families67.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Central Point
Income and work in Central Point
- Median household income$86,058
- Per capita income$42,947
- Civilian labor force9,610
- Employed9,315
- Unemployed295 plus or minus 173
- Unemployment rate3.1 percent plus or minus 1.8
- Adults 25 and over13,745
- Adults 25 and over with a high school diploma or higher92.3 percent
- Adults 25 and over with a bachelor degree or higher28.4 percent
- Adults 25 and over with a graduate degree8.2 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Central Point
Housing in Central Point
- Housing units7,978
- Occupied units7,758
- Vacant units220 plus or minus 168
- Vacancy rate2.8 percent plus or minus 2.1
- Owner occupied5,210
- Renter occupied2,548
- Ownership rate67.2 percent
- Median owner-occupied home value$389,100
- Median gross rent, monthly$1,364
- Annual rent as a share of median income19.0 percent
- Single family units6,175
- Share single family77.4 percent
- Units in buildings of two or more1,405 plus or minus 334
- Share in buildings of two or more17.6 percent plus or minus 4.1
- Mobile homes398 plus or minus 137
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Central Point
How Central Point gets to work
- Workers 16 and over who commute8,378
- Commuting under 15 minutes3,592
- Share commuting under 15 minutes42.9 percent
- Commuting 30 minutes or more598 plus or minus 212
- Share commuting 30 minutes or more7.1 percent plus or minus 2.5
- Drove alone76.3 percent
- Carpooled9.4 percent plus or minus 3.4
- Public transport0.2 percent plus or minus 0.3
- Walked1.7 percent plus or minus 1.1
- Worked from home8.6 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Central Point
SBA 7(a) lending to Central Point borrowers
- Approvals50
- Gross approval$16,309,900
- Average approval$326,198
- Median approval$100,000
- Ninetieth percentile approval$916,000
- Largest approval$3,240,000
- Jobs supported396
- Jobs per approval7.9
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.0 percent
- Share to franchises0.0 percent
- Distinct lenders16
- Distinct industries by NAICS35
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Central Point
SBA 504 lending to Central Point borrowers
- Approvals8
- Gross approval$6,991,000
- Average approval$873,875
- Median approval$722,000
- Largest approval$2,715,000
- Jobs supported39
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Jackson County, not Central Point
Jackson County context, not Central Point figures
These are Jackson County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Central Point measurements.
- Establishments in Jackson County6,589
- Employment at those establishments, Jackson County79,766
- Covered employment, Jackson County91,184
- Average annual pay, Jackson County$57,862
- Average weekly wage, Jackson County$1,113
- Housing units permitted, Jackson County896
- Of those, single family, Jackson County631
- County product, 2024, Jackson County$13,468,756,000
- County product change over the prior year, Jackson County6.5 percent
- Average income of an arriving household, Jackson County$76,921
Every figure in this section is published for Jackson County as a whole and is not a measurement of Central Point. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Central Point questions, answered from the record.
How many people live in Central Point, Oregon?
19,216, in 7,758 households. Central Point city covers 4.04 square miles of land, which is 4,760 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Central Point in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Central Point?
$86,058. The median owner-occupied home is valued at $389,100. Median gross rent is $1,364 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Central Point businesses?
50 7(a) approvals totalling $16.3 m, across 16 lenders, median approval $100,000, plus 8 504 approvals worth $7.0 m. These count approvals to borrowers whose address is in Central Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Central Point borrowers get paid back?
No rate is published for Central Point. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Central Point figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Central Point.
Is zoning published for Central Point?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.