HomeOregonJackson CountyCentral Point
Central Point, Oregon: commercial real estate data.
Central Point is a Census city of 19,216 people across 4.04 square miles of land, in Jackson County. Median household income is $86,058, 67.2 percent of occupied homes are owned, and the SBA record carries 50 7(a) approvals to borrowers here worth $16.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Central Point
What Central Point is
- Census place typecity
- Land area4.04 sq mi
- Water area0 sq mi
- Population per square mile of land4,760
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Central Point
How many people live in Central Point
- Population19,216
- Median age41.7
- Population under 184,386
- Share under 1822.8 percent
- Population 65 and over3,819
- Share 65 and over19.9 percent
- Households7,758
- Family households5,260
- Share of households that are families67.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Central Point
Income and work in Central Point
- Median household income$86,058
- Per capita income$42,947
- Civilian labor force9,610
- Employed9,315
- Unemployed295 plus or minus 173
- Unemployment rate3.1 percent plus or minus 1.8
- Adults 25 and over13,745
- Adults 25 and over with a high school diploma or higher92.3 percent
- Adults 25 and over with a bachelor degree or higher28.4 percent
- Adults 25 and over with a graduate degree8.2 percent plus or minus 2.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Central Point
Housing in Central Point
- Housing units7,978
- Occupied units7,758
- Vacant units220 plus or minus 168
- Vacancy rate2.8 percent plus or minus 2.1
- Owner occupied5,210
- Renter occupied2,548
- Ownership rate67.2 percent
- Median owner-occupied home value$389,100
- Median gross rent, monthly$1,364
- Annual rent as a share of median income19.0 percent
- Single family units6,175
- Share single family77.4 percent
- Units in buildings of two or more1,405 plus or minus 334
- Share in buildings of two or more17.6 percent plus or minus 4.1
- Mobile homes398 plus or minus 137
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Central Point
How Central Point gets to work
- Workers 16 and over who commute8,378
- Commuting under 15 minutes3,592
- Share commuting under 15 minutes42.9 percent
- Commuting 30 minutes or more598 plus or minus 212
- Share commuting 30 minutes or more7.1 percent plus or minus 2.5
- Drove alone76.3 percent
- Carpooled9.4 percent plus or minus 3.4
- Public transport0.2 percent plus or minus 0.3
- Walked1.7 percent plus or minus 1.1
- Worked from home8.6 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Central Point
SBA loans in Central Point (7(a))
- Approvals50
- Gross approval$16,309,900
- Average approval$326,198
- Median approval$100,000
- Ninetieth percentile approval$762,820
- Largest approval$3,240,000
- Jobs supported396
- Jobs per approval7.9
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more12.0 percent
- Share to franchises0.0 percent
- Distinct lenders16
- Distinct industries by NAICS35
Counted by borrower city: approvals to borrowers whose address is in Central Point, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Central Point
SBA loans in Central Point (504)
- Approvals8
- Gross approval$6,991,000
- Average approval$873,875
- Median approval$717,000
- Largest approval$2,715,000
- Jobs supported39
- Loans with a final outcome2
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Central Point, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Central Point
Flood risk in Central Point
- NFIP communityCity of Central Point
- NFIP community number410092
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date05/03/11
The City of Central Point participates in the National Flood Insurance Program as community 410092 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jackson County, not Central Point
Jackson County context, not Central Point figures
- Establishments in Jackson County6,589
- Covered employment, Jackson County91,184
- Average annual pay, Jackson County$57,862
- Housing units permitted, Jackson County896
Every figure in this section is published for Jackson County as a whole and is not a measurement of Central Point.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Central Point questions, answered from the record.
How many people live in Central Point, Oregon?
19,216, in 7,758 households. Central Point city covers 4.04 square miles of land, which is 4,760 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Central Point in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Central Point?
$86,058. The median owner-occupied home is valued at $389,100. Median gross rent is $1,364 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Central Point businesses?
50 7(a) approvals totaling $16.3 m since FY2020, across 16 lenders, median approval $100,000, plus 8 504 approvals worth $7.0 m since FY2010. These count approvals to borrowers whose address is in Central Point, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Central Point borrowers get paid back?
No rate is published for Central Point. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Central Point in the National Flood Insurance Program?
Yes. Central Point appears in the FEMA Community Status Book as Central Point, city of, community 410092, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Central Point figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Central Point.
Is zoning published for Central Point?
No. Nothing on this page presents parcel level zoning.