HomeOregonJackson CountyMedford
Medford, Oregon: commercial real estate data.
Medford is a Census city of 86,315 people across 28.58 square miles of land, in Jackson County. Median household income is $73,230, 56.3 percent of occupied homes are owned, and the SBA record carries 126 7(a) approvals to borrowers here worth $63.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Medford
What Medford is
- Census place typecity
- Land area28.58 sq mi
- Water area0.01 sq mi
- Population per square mile of land3,020
- County holding the largest share of its areaJackson County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Medford
How many people live in Medford
- Population86,315
- Median age38.9
- Population under 1819,753
- Share under 1822.9 percent
- Population 65 and over16,868
- Share 65 and over19.5 percent
- Households34,813
- Family households21,603
- Share of households that are families62.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Medford
Income and work in Medford
- Median household income$73,230
- Per capita income$37,002
- Civilian labor force42,197
- Employed39,946
- Unemployed2,251 plus or minus 505
- Unemployment rate5.3 percent plus or minus 1.2
- Adults 25 and over60,277
- Adults 25 and over with a high school diploma or higher91.0 percent
- Adults 25 and over with a bachelor degree or higher30.1 percent
- Adults 25 and over with a graduate degree10.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Medford
Housing in Medford
- Housing units36,630
- Occupied units34,813
- Vacant units1,817 plus or minus 389
- Vacancy rate5.0 percent plus or minus 1.1
- Owner occupied19,602
- Renter occupied15,211
- Ownership rate56.3 percent
- Median owner-occupied home value$417,100
- Median gross rent, monthly$1,376
- Annual rent as a share of median income22.5 percent
- Single family units25,027
- Share single family68.3 percent
- Units in buildings of two or more10,329
- Share in buildings of two or more28.2 percent
- Mobile homes1,253 plus or minus 299
- Median year structure built1984
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Medford
How Medford gets to work
- Workers 16 and over who commute34,884
- Commuting under 15 minutes16,512
- Share commuting under 15 minutes47.3 percent
- Commuting 30 minutes or more4,331
- Share commuting 30 minutes or more12.4 percent
- Drove alone72.8 percent
- Carpooled11.7 percent
- Public transport0.5 percent plus or minus 0.3
- Walked2.3 percent plus or minus 0.6
- Worked from home10.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Medford
SBA loans in Medford (7(a))
- Approvals126
- Gross approval$62,995,500
- Average approval$499,964
- Median approval$100,000
- Ninetieth percentile approval$1,359,500
- Largest approval$5,000,000
- Jobs supported1,040
- Jobs per approval8.3
- Loans with a final outcome22
- Paid in full20
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more17.5 percent
- Share to franchises9.5 percent
- Distinct lenders35
- Distinct industries by NAICS75
Counted by borrower city: approvals to borrowers whose address is in Medford, in any county, FY2020 to FY2026. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Medford
SBA loans in Medford (504)
- Approvals42
- Gross approval$25,685,000
- Average approval$611,548
- Median approval$391,500
- Largest approval$2,986,000
- Jobs supported274
- Loans with a final outcome13
- Charged off1
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Medford, in any county, FY2010 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Medford
Flood risk in Medford
- NFIP communityCity of Medford
- NFIP community number410096
- Participating in the NFIPYes
- Community Rating System classClass 5
- Currently effective map date05/03/11
The City of Medford participates in the National Flood Insurance Program as community 410096 and carries Community Rating System class 5, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Jackson County, not Medford
Jackson County context, not Medford figures
- Establishments in Jackson County6,589
- Covered employment, Jackson County91,184
- Average annual pay, Jackson County$57,862
- Housing units permitted, Jackson County896
Every figure in this section is published for Jackson County as a whole and is not a measurement of Medford.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Medford questions, answered from the record.
How many people live in Medford, Oregon?
86,315, in 34,813 households. Medford city covers 28.58 square miles of land, which is 3,020 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Medford in?
Jackson County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Medford?
$73,230. The median owner-occupied home is valued at $417,100. Median gross rent is $1,376 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Medford businesses?
126 7(a) approvals totaling $63.0 m since FY2020, across 35 lenders, median approval $100,000, plus 42 504 approvals worth $25.7 m since FY2010. These count approvals to borrowers whose address is in Medford, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Medford borrowers get paid back?
No rate is published for Medford. Only 22 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Medford in the National Flood Insurance Program?
Yes. Medford appears in the FEMA Community Status Book as Medford, city of, community 410096, carrying Community Rating System class 5, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Medford figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Jackson County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Medford.
Is zoning published for Medford?
No. Nothing on this page presents parcel level zoning.