HomeOregonLincoln CountyDepoe Bay
Depoe Bay, Oregon: commercial real estate data.
Depoe Bay is a Census city of 1,782 people across 1.81 square miles of land, in Lincoln County. Median household income is $85,417, 80.7 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $925,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Depoe Bay
What Depoe Bay is
- Census place typecity
- Land area1.81 sq mi
- Water area0 sq mi
- Population per square mile of land984 plus or minus 208
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Depoe Bay
How many people live in Depoe Bay
- Population1,782 plus or minus 376
- Median age56.1
- Population under 18161 plus or minus 95
- Share under 189.0 percent plus or minus 5.0
- Population 65 and over633 plus or minus 171
- Share 65 and over35.5 percent
- Households877 plus or minus 197
- Family households536 plus or minus 126
- Share of households that are families61.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Depoe Bay
Income and work in Depoe Bay
- Median household income$85,417 plus or minus $27,903
- Per capita income$49,153 plus or minus $9,863
- Civilian labor force866 plus or minus 251
- Employed754 plus or minus 215
- Unemployed112 plus or minus 86
- Unemployment rate12.9 percent plus or minus 9.2
- Adults 25 and over1,525
- Adults 25 and over with a high school diploma or higher98.7 percent plus or minus 26.5
- Adults 25 and over with a bachelor degree or higher43.5 percent plus or minus 9.0
- Adults 25 and over with a graduate degree23.5 percent plus or minus 8.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Depoe Bay
Housing in Depoe Bay
- Housing units1,404
- Occupied units877 plus or minus 197
- Vacant units527 plus or minus 135
- Vacancy rate37.5 percent plus or minus 7.7
- Owner occupied708 plus or minus 181
- Renter occupied169 plus or minus 79
- Ownership rate80.7 percent
- Median owner-occupied home value$377,700
- Median gross rent, monthly$1,622 plus or minus $357
- Annual rent as a share of median income22.8 percent plus or minus 9.0
- Single family units1,123
- Share single family80.0 percent
- Units in buildings of two or more139 plus or minus 70
- Share in buildings of two or more9.9 percent plus or minus 4.7
- Mobile homes114 plus or minus 64
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Depoe Bay
How Depoe Bay gets to work
- Workers 16 and over who commute624 plus or minus 209
- Commuting under 15 minutes167 plus or minus 68
- Share commuting under 15 minutes26.8 percent plus or minus 6.1
- Commuting 30 minutes or more133 plus or minus 72
- Share commuting 30 minutes or more21.3 percent plus or minus 9.0
- Drove alone76.2 percent plus or minus 15.8
- Carpooled2.3 percent plus or minus 2.3
- Public transport0.0 percent
- Walked4.2 percent plus or minus 4.3
- Worked from home17.4 percent plus or minus 11.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Depoe Bay
SBA loans in Depoe Bay (7(a))
- Approvals17
- Gross approval$925,000
- Average approval$54,412
- Median approval$25,000
- Largest approval$199,500
- Jobs supported124
- Jobs per approval7.3
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more11.8 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in Depoe Bay, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Depoe Bay
SBA loans in Depoe Bay (504)
- Approvals1
- Gross approval$853,000
- Average approval$853,000
- Median approval$853,000
- Largest approval$853,000
- Jobs supported0
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Depoe Bay, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Depoe Bay
Flood risk in Depoe Bay
- NFIP communityCity of Depoe Bay
- NFIP community number410283
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/18/19
The City of Depoe Bay participates in the National Flood Insurance Program as community 410283 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lincoln County, not Depoe Bay
Lincoln County context, not Depoe Bay figures
- Establishments in Lincoln County1,613
- Covered employment, Lincoln County18,607
- Average annual pay, Lincoln County$50,886
- Housing units permitted, Lincoln County280
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Depoe Bay.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Depoe Bay questions, answered from the record.
How many people live in Depoe Bay, Oregon?
1,782, in 877 households. Depoe Bay city covers 1.81 square miles of land, which is 984 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Depoe Bay in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Depoe Bay?
$85,417. The median owner-occupied home is valued at $377,700. Median gross rent is $1,622 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Depoe Bay businesses?
17 7(a) approvals totaling $925,000 since FY2020, across 2 lenders, median approval $25,000, plus 1 504 approvals worth $853,000 since FY2010. These count approvals to borrowers whose address is in Depoe Bay, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Depoe Bay borrowers get paid back?
No rate is published for Depoe Bay. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Depoe Bay in the National Flood Insurance Program?
Yes. Depoe Bay appears in the FEMA Community Status Book as Depoe Bay, city of, community 410283, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Depoe Bay figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Depoe Bay.
Is zoning published for Depoe Bay?
No. Nothing on this page presents parcel level zoning.
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