HomeOregonLincoln CountyLincoln City city
Lincoln City city, Oregon: commercial real estate data.
Lincoln City city is a Census city of 9,968 people across 6.05 square miles of land, in Lincoln County. Median household income is $56,635, 59.3 percent of occupied homes are owned, and the SBA record carries 37 7(a) approvals to borrowers here worth $21.3 m.
76 sourced place values · tier FULL · 8 sections
Lincoln City
What Lincoln City is
- Census place typecity
- Land area6.05 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,648
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln City
How many people live in Lincoln City
- Population9,968
- Median age49.2
- Population under 181,476
- Share under 1814.8 percent
- Population 65 and over2,822
- Share 65 and over28.3 percent
- Households4,548
- Family households2,497
- Share of households that are families54.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln City
Income and work in Lincoln City
- Median household income$56,635
- Per capita income$41,022 plus or minus $8,921
- Civilian labor force4,339
- Employed4,048
- Unemployed291 plus or minus 156
- Unemployment rate6.7 percent plus or minus 3.6
- Adults 25 and over7,859
- Adults 25 and over with a high school diploma or higher90.4 percent
- Adults 25 and over with a bachelor degree or higher26.1 percent
- Adults 25 and over with a graduate degree9.7 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln City
Housing in Lincoln City
- Housing units7,195
- Occupied units4,548
- Vacant units2,647
- Vacancy rate36.8 percent
- Owner occupied2,698
- Renter occupied1,850
- Ownership rate59.3 percent
- Median owner-occupied home value$412,700
- Median gross rent, monthly$1,314
- Annual rent as a share of median income27.8 percent
- Single family units5,334
- Share single family74.1 percent
- Units in buildings of two or more1,364
- Share in buildings of two or more19.0 percent
- Mobile homes474 plus or minus 160
- Median year structure built1982
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln City
How Lincoln City gets to work
- Workers 16 and over who commute3,346
- Commuting under 15 minutes1,980
- Share commuting under 15 minutes59.2 percent
- Commuting 30 minutes or more532 plus or minus 146
- Share commuting 30 minutes or more15.9 percent plus or minus 4.2
- Drove alone63.1 percent
- Carpooled13.7 percent plus or minus 4.3
- Public transport0.1 percent plus or minus 0.2
- Walked5.0 percent plus or minus 2.4
- Worked from home16.6 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lincoln City
SBA 7(a) lending to Lincoln City borrowers
- Approvals37
- Gross approval$21,287,900
- Average approval$575,349
- Median approval$50,000
- Ninetieth percentile approval$2,263,400
- Largest approval$4,085,000
- Jobs supported303
- Jobs per approval8.2
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.2 percent
- Share to franchises13.5 percent
- Distinct lenders14
- Distinct industries by NAICS27
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln City
SBA 504 lending to Lincoln City borrowers
- Approvals7
- Gross approval$8,735,000
- Average approval$1,247,857
- Median approval$748,000
- Largest approval$2,683,000
- Jobs supported47
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lincoln County, not Lincoln City
Lincoln County context, not Lincoln City figures
These are Lincoln County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lincoln City measurements.
- Establishments in Lincoln County1,613
- Employment at those establishments, Lincoln County14,839
- Covered employment, Lincoln County18,607
- Average annual pay, Lincoln County$50,886
- Average weekly wage, Lincoln County$979
- Housing units permitted, Lincoln County280
- Of those, single family, Lincoln County147
- County product, 2024, Lincoln County$2,766,908,000
- County product change over the prior year, Lincoln County5.2 percent
- Average income of an arriving household, Lincoln County$83,701
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Lincoln City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Lincoln City questions, answered from the record.
How many people live in Lincoln City, Oregon?
9,968, in 4,548 households. Lincoln City city covers 6.05 square miles of land, which is 1,648 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lincoln City in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lincoln City?
$56,635. The median owner-occupied home is valued at $412,700. Median gross rent is $1,314 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lincoln City businesses?
37 7(a) approvals totalling $21.3 m, across 14 lenders, median approval $50,000, plus 7 504 approvals worth $8.7 m. These count approvals to borrowers whose address is in Lincoln City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lincoln City borrowers get paid back?
No rate is published for Lincoln City. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Lincoln City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lincoln City.
Is zoning published for Lincoln City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby