HomeOregonLincoln CountyToledo
Toledo, Oregon: commercial real estate data.
Toledo is a Census city of 3,546 people across 2.22 square miles of land, in Lincoln County. Median household income is $53,947, 54.2 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $203,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Toledo
What Toledo is
- Census place typecity
- Land area2.22 sq mi
- Water area0.24 sq mi
- Population per square mile of land1,595
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Toledo
How many people live in Toledo
- Population3,546
- Median age36.7
- Population under 18900 plus or minus 184
- Share under 1825.4 percent plus or minus 5.2
- Population 65 and over511 plus or minus 127
- Share 65 and over14.4 percent plus or minus 3.6
- Households1,388
- Family households837
- Share of households that are families60.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Toledo
Income and work in Toledo
- Median household income$53,947
- Per capita income$25,518
- Civilian labor force1,606
- Employed1,433
- Unemployed173 plus or minus 134
- Unemployment rate10.8 percent plus or minus 8.2
- Adults 25 and over2,366
- Adults 25 and over with a high school diploma or higher84.2 percent
- Adults 25 and over with a bachelor degree or higher19.1 percent plus or minus 6.2
- Adults 25 and over with a graduate degree3.8 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Toledo
Housing in Toledo
- Housing units1,499
- Occupied units1,388
- Vacant units111 plus or minus 69
- Vacancy rate7.4 percent plus or minus 4.5
- Owner occupied752
- Renter occupied636 plus or minus 188
- Ownership rate54.2 percent
- Median owner-occupied home value$299,100
- Median gross rent, monthly$1,084
- Annual rent as a share of median income24.1 percent
- Single family units984
- Share single family65.6 percent
- Units in buildings of two or more312 plus or minus 139
- Share in buildings of two or more20.8 percent plus or minus 9.1
- Mobile homes187 plus or minus 76
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Toledo
How Toledo gets to work
- Workers 16 and over who commute1,325
- Commuting under 15 minutes335 plus or minus 109
- Share commuting under 15 minutes25.3 percent plus or minus 7.0
- Commuting 30 minutes or more458 plus or minus 192
- Share commuting 30 minutes or more34.6 percent plus or minus 13.2
- Drove alone71.5 percent
- Carpooled15.7 percent plus or minus 7.0
- Public transport1.8 percent plus or minus 2.5
- Walked4.1 percent plus or minus 4.2
- Worked from home5.2 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Toledo
SBA loans in Toledo (7(a))
- Approvals8
- Gross approval$203,000
- Average approval$25,375
- Median approval$25,000
- Largest approval$35,000
- Jobs supported31
- Jobs per approval3.9
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Toledo, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Toledo
Flood risk in Toledo
- NFIP communityCity of Toledo
- NFIP community number410133
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/18/19
The City of Toledo participates in the National Flood Insurance Program as community 410133 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Lincoln County, not Toledo
Lincoln County context, not Toledo figures
- Establishments in Lincoln County1,613
- Covered employment, Lincoln County18,607
- Average annual pay, Lincoln County$50,886
- Housing units permitted, Lincoln County280
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Toledo.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Toledo questions, answered from the record.
How many people live in Toledo, Oregon?
3,546, in 1,388 households. Toledo city covers 2.22 square miles of land, which is 1,595 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Toledo in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Toledo?
$53,947. The median owner-occupied home is valued at $299,100. Median gross rent is $1,084 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Toledo businesses?
8 7(a) approvals totaling $203,000 since FY2020, across 4 lenders, median approval $25,000. These count approvals to borrowers whose address is in Toledo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Toledo borrowers get paid back?
No rate is published for Toledo. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Toledo in the National Flood Insurance Program?
Yes. Toledo appears in the FEMA Community Status Book as Toledo, city of, community 410133, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Toledo figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Toledo.
Is zoning published for Toledo?
No. Nothing on this page presents parcel level zoning.
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