HomeOregonLincoln CountyToledo city
Toledo city, Oregon: commercial real estate data.
Toledo city is a Census city of 3,546 people across 2.22 square miles of land, in Lincoln County. Median household income is $53,947, 54.2 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $203,000.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Toledo
What Toledo is
- Census place typecity
- Land area2.22 sq mi
- Water area0.24 sq mi
- Population per square mile of land1,595
- County holding the largest share of its areaLincoln County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Toledo
How many people live in Toledo
- Population3,546
- Median age36.7
- Population under 18900 plus or minus 184
- Share under 1825.4 percent plus or minus 5.2
- Population 65 and over511 plus or minus 127
- Share 65 and over14.4 percent plus or minus 3.6
- Households1,388
- Family households837
- Share of households that are families60.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Toledo
Income and work in Toledo
- Median household income$53,947
- Per capita income$25,518
- Civilian labor force1,606
- Employed1,433
- Unemployed173 plus or minus 134
- Unemployment rate10.8 percent plus or minus 8.2
- Adults 25 and over2,366
- Adults 25 and over with a high school diploma or higher84.2 percent
- Adults 25 and over with a bachelor degree or higher19.1 percent plus or minus 6.2
- Adults 25 and over with a graduate degree3.8 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Toledo
Housing in Toledo
- Housing units1,499
- Occupied units1,388
- Vacant units111 plus or minus 69
- Vacancy rate7.4 percent plus or minus 4.5
- Owner occupied752
- Renter occupied636 plus or minus 188
- Ownership rate54.2 percent
- Median owner-occupied home value$299,100
- Median gross rent, monthly$1,084
- Annual rent as a share of median income24.1 percent
- Single family units984
- Share single family65.6 percent
- Units in buildings of two or more312 plus or minus 139
- Share in buildings of two or more20.8 percent plus or minus 9.1
- Mobile homes187 plus or minus 76
- Median year structure built1959
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Toledo
How Toledo gets to work
- Workers 16 and over who commute1,325
- Commuting under 15 minutes335 plus or minus 109
- Share commuting under 15 minutes25.3 percent plus or minus 7.0
- Commuting 30 minutes or more458 plus or minus 192
- Share commuting 30 minutes or more34.6 percent plus or minus 13.2
- Drove alone71.5 percent
- Carpooled15.7 percent plus or minus 7.0
- Public transport1.8 percent plus or minus 2.5
- Walked4.1 percent plus or minus 4.2
- Worked from home5.2 percent plus or minus 5.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Toledo
SBA loans in Toledo (7(a))
- Approvals8
- Gross approval$203,000
- Average approval$25,375
- Median approval$25,000
- Ninetieth percentile approval$35,000
- Largest approval$35,000
- Jobs supported31
- Jobs per approval3.9
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS8
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lincoln County, not Toledo
Lincoln County context, not Toledo figures
These are Lincoln County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Toledo measurements.
- Establishments in Lincoln County1,613
- Employment at those establishments, Lincoln County14,839
- Covered employment, Lincoln County18,607
- Average annual pay, Lincoln County$50,886
- Average weekly wage, Lincoln County$979
- Housing units permitted, Lincoln County280
- Of those, single family, Lincoln County147
- County product, 2024, Lincoln County$2,766,908,000
- County product change over the prior year, Lincoln County5.2 percent
- Average income of an arriving household, Lincoln County$83,701
Every figure in this section is published for Lincoln County as a whole and is not a measurement of Toledo. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Toledo questions, answered from the record.
How many people live in Toledo, Oregon?
3,546, in 1,388 households. Toledo city covers 2.22 square miles of land, which is 1,595 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Toledo in?
Lincoln County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Toledo?
$53,947. The median owner-occupied home is valued at $299,100. Median gross rent is $1,084 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Toledo businesses?
8 7(a) approvals totalling $203,000, across 4 lenders, median approval $25,000. These count approvals to borrowers whose address is in Toledo, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Toledo borrowers get paid back?
No rate is published for Toledo. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Toledo figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Lincoln County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Toledo.
Is zoning published for Toledo?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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