HomePennsylvaniaBradford CountyAthens borough
Athens borough, Pennsylvania: commercial real estate data.
Athens borough is a Census borough of 3,243 people across 1.75 square miles of land, in Bradford County. Median household income is $53,000, 40.6 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Athens
What Athens is
- Census place typeborough
- Land area1.75 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,849
- County holding the largest share of its areaBradford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
How many people live in Athens
- Population3,243
- Median age47.0 plus or minus 9.4
- Population under 18627 plus or minus 126
- Share under 1819.3 percent plus or minus 3.9
- Population 65 and over732 plus or minus 195
- Share 65 and over22.6 percent plus or minus 6.0
- Households1,698
- Family households651
- Share of households that are families38.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
Income and work in Athens
- Median household income$53,000
- Per capita income$39,293 plus or minus $8,165
- Civilian labor force1,533
- Employed1,389
- Unemployed144 plus or minus 120
- Unemployment rate9.4 percent plus or minus 7.7
- Adults 25 and over2,383
- Adults 25 and over with a high school diploma or higher92.9 percent
- Adults 25 and over with a bachelor degree or higher27.4 percent plus or minus 7.2
- Adults 25 and over with a graduate degree11.4 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
Housing in Athens
- Housing units1,797
- Occupied units1,698
- Vacant units99 plus or minus 79
- Vacancy rate5.5 percent plus or minus 4.4
- Owner occupied689 plus or minus 164
- Renter occupied1,009 plus or minus 220
- Ownership rate40.6 percent plus or minus 8.9
- Median owner-occupied home value$167,200
- Median gross rent, monthly$842
- Annual rent as a share of median income19.1 percent
- Single family units1,038
- Share single family57.8 percent
- Units in buildings of two or more731 plus or minus 263
- Share in buildings of two or more40.7 percent plus or minus 14.1
- Mobile homes28 plus or minus 25
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
How Athens gets to work
- Workers 16 and over who commute1,299
- Commuting under 15 minutes708 plus or minus 206
- Share commuting under 15 minutes54.5 percent plus or minus 12.4
- Commuting 30 minutes or more275 plus or minus 131
- Share commuting 30 minutes or more21.2 percent plus or minus 9.4
- Drove alone92.9 percent
- Carpooled3.5 percent plus or minus 2.4
- Public transport0.6 percent plus or minus 1.0
- Walked0.0 percent
- Worked from home2.5 percent plus or minus 2.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Athens
SBA loans in Athens (7(a))
- Approvals6
- Gross approval$1,968,500
- Average approval$328,083
- Median approval$97,500
- Ninetieth percentile approval$1,141,000
- Largest approval$1,141,000
- Jobs supported13
- Jobs per approval2.2
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Athens
SBA loans in Athens (504)
- Approvals1
- Gross approval$2,277,000
- Average approval$2,277,000
- Median approval$2,277,000
- Largest approval$2,277,000
- Jobs supported11
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Athens
Flood risk in Athens
- Listed NFIP communities3
- Of those, participating3
- NFIP community number420167
- Currently effective map date07/17/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Bradford County, not Athens
Bradford County context, not Athens figures
These are Bradford County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Athens measurements.
- Establishments in Bradford County1,334
- Employment at those establishments, Bradford County18,842
- Covered employment, Bradford County22,333
- Average annual pay, Bradford County$60,112
- Average weekly wage, Bradford County$1,156
- Housing units permitted, Bradford County92
- Of those, single family, Bradford County77
- County product, 2024, Bradford County$6,798,065,000
- County product change over the prior year, Bradford County8.2 percent
- Average income of an arriving household, Bradford County$57,088
Every figure in this section is published for Bradford County as a whole and is not a measurement of Athens. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Athens questions, answered from the record.
How many people live in Athens, Pennsylvania?
3,243, in 1,698 households. Athens borough covers 1.75 square miles of land, which is 1,849 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Athens in?
Bradford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Athens?
$53,000. The median owner-occupied home is valued at $167,200. Median gross rent is $842 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Athens businesses?
6 7(a) approvals totalling $2.0 m, across 3 lenders, median approval $97,500, plus 1 504 approvals worth $2.3 m. These count approvals to borrowers whose address is in Athens, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Athens borrowers get paid back?
No rate is published for Athens. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Athens in the National Flood Insurance Program?
Yes. Athens appears in the FEMA Community Status Book as community 420167, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Athens figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bradford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Athens.
Is zoning published for Athens?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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