HomePennsylvaniaBradford CountyTowanda
Towanda, Pennsylvania: commercial real estate data.
Towanda is a Census borough of 2,791 people across 1.14 square miles of land, in Bradford County. Median household income is $60,888, 53.4 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Towanda
What Towanda is
- Census place typeborough
- Land area1.14 sq mi
- Water area0.03 sq mi
- Population per square mile of land2,456
- County holding the largest share of its areaBradford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towanda
How many people live in Towanda
- Population2,791
- Median age37.7 plus or minus 9.4
- Population under 18597 plus or minus 154
- Share under 1821.4 percent plus or minus 5.5
- Population 65 and over529 plus or minus 168
- Share 65 and over19.0 percent plus or minus 6.0
- Households1,253
- Family households774
- Share of households that are families61.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towanda
Income and work in Towanda
- Median household income$60,888
- Per capita income$31,628
- Civilian labor force1,334
- Employed1,269
- Unemployed65 plus or minus 59
- Unemployment rate4.9 percent plus or minus 4.4
- Adults 25 and over1,971
- Adults 25 and over with a high school diploma or higher87.4 percent
- Adults 25 and over with a bachelor degree or higher23.8 percent plus or minus 6.3
- Adults 25 and over with a graduate degree10.7 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towanda
Housing in Towanda
- Housing units1,575
- Occupied units1,253
- Vacant units322 plus or minus 109
- Vacancy rate20.4 percent plus or minus 6.7
- Owner occupied669 plus or minus 149
- Renter occupied584 plus or minus 141
- Ownership rate53.4 percent plus or minus 10.9
- Median owner-occupied home value$166,900
- Median gross rent, monthly$996
- Annual rent as a share of median income19.6 percent
- Single family units1,091
- Share single family69.3 percent
- Units in buildings of two or more431 plus or minus 149
- Share in buildings of two or more27.4 percent plus or minus 9.2
- Mobile homes53 plus or minus 46
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towanda
How Towanda gets to work
- Workers 16 and over who commute1,229
- Commuting under 15 minutes614 plus or minus 179
- Share commuting under 15 minutes50.0 percent plus or minus 12.0
- Commuting 30 minutes or more309 plus or minus 119
- Share commuting 30 minutes or more25.1 percent plus or minus 8.7
- Drove alone75.4 percent
- Carpooled16.5 percent plus or minus 9.7
- Public transport0.0 percent
- Walked5.0 percent plus or minus 3.1
- Worked from home3.2 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towanda
SBA loans in Towanda (7(a))
- Approvals12
- Gross approval$1,664,800
- Average approval$138,733
- Median approval$122,150
- Largest approval$318,500
- Jobs supported55
- Jobs per approval4.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Towanda, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Towanda
SBA loans in Towanda (504)
- Approvals4
- Gross approval$4,143,000
- Average approval$1,035,750
- Median approval$1,082,500
- Largest approval$1,733,000
- Jobs supported50
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Towanda, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Towanda
Flood risk in Towanda
- NFIP communityBorough of Towanda
- NFIP community number420178
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/17/24
The Borough of Towanda participates in the National Flood Insurance Program as community 420178 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Bradford County, not Towanda
Bradford County context, not Towanda figures
- Establishments in Bradford County1,334
- Covered employment, Bradford County22,333
- Average annual pay, Bradford County$60,112
- Housing units permitted, Bradford County92
Every figure in this section is published for Bradford County as a whole and is not a measurement of Towanda.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Towanda questions, answered from the record.
How many people live in Towanda, Pennsylvania?
2,791, in 1,253 households. Towanda borough covers 1.14 square miles of land, which is 2,456 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Towanda in?
Bradford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Towanda?
$60,888. The median owner-occupied home is valued at $166,900. Median gross rent is $996 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Towanda businesses?
12 7(a) approvals totaling $1.7 m since FY2020, across 5 lenders, median approval $122,150, plus 4 504 approvals worth $4.1 m since FY2010. These count approvals to borrowers whose address is in Towanda, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Towanda borrowers get paid back?
No rate is published for Towanda. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Towanda in the National Flood Insurance Program?
Yes. Towanda appears in the FEMA Community Status Book as Towanda, borough of, community 420178, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Towanda figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bradford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Towanda.
Is zoning published for Towanda?
No. Nothing on this page presents parcel level zoning.
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