HomePennsylvaniaBradford CountyTowanda borough
Towanda borough, Pennsylvania: commercial real estate data.
Towanda borough is a Census borough of 2,791 people across 1.14 square miles of land, in Bradford County. Median household income is $60,888, 53.4 percent of occupied homes are owned, and the SBA record carries 12 7(a) approvals to borrowers here worth $1.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Towanda
What Towanda is
- Census place typeborough
- Land area1.14 sq mi
- Water area0.03 sq mi
- Population per square mile of land2,456
- County holding the largest share of its areaBradford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towanda
How many people live in Towanda
- Population2,791
- Median age37.7 plus or minus 9.4
- Population under 18597 plus or minus 154
- Share under 1821.4 percent plus or minus 5.5
- Population 65 and over529 plus or minus 168
- Share 65 and over19.0 percent plus or minus 6.0
- Households1,253
- Family households774
- Share of households that are families61.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towanda
Income and work in Towanda
- Median household income$60,888
- Per capita income$31,628
- Civilian labor force1,334
- Employed1,269
- Unemployed65 plus or minus 59
- Unemployment rate4.9 percent plus or minus 4.4
- Adults 25 and over1,971
- Adults 25 and over with a high school diploma or higher87.4 percent
- Adults 25 and over with a bachelor degree or higher23.8 percent plus or minus 6.3
- Adults 25 and over with a graduate degree10.7 percent plus or minus 4.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towanda
Housing in Towanda
- Housing units1,575
- Occupied units1,253
- Vacant units322 plus or minus 109
- Vacancy rate20.4 percent plus or minus 6.7
- Owner occupied669 plus or minus 149
- Renter occupied584 plus or minus 141
- Ownership rate53.4 percent plus or minus 10.9
- Median owner-occupied home value$166,900
- Median gross rent, monthly$996
- Annual rent as a share of median income19.6 percent
- Single family units1,091
- Share single family69.3 percent
- Units in buildings of two or more431 plus or minus 149
- Share in buildings of two or more27.4 percent plus or minus 9.2
- Mobile homes53 plus or minus 46
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towanda
How Towanda gets to work
- Workers 16 and over who commute1,229
- Commuting under 15 minutes614 plus or minus 179
- Share commuting under 15 minutes50.0 percent plus or minus 12.0
- Commuting 30 minutes or more309 plus or minus 119
- Share commuting 30 minutes or more25.1 percent plus or minus 8.7
- Drove alone75.4 percent
- Carpooled16.5 percent plus or minus 9.7
- Public transport0.0 percent
- Walked5.0 percent plus or minus 3.1
- Worked from home3.2 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Towanda
SBA loans in Towanda (7(a))
- Approvals12
- Gross approval$1,664,800
- Average approval$138,733
- Median approval$130,000
- Ninetieth percentile approval$300,000
- Largest approval$318,500
- Jobs supported55
- Jobs per approval4.6
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS8
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Towanda
SBA loans in Towanda (504)
- Approvals4
- Gross approval$4,143,000
- Average approval$1,035,750
- Median approval$1,683,000
- Largest approval$1,733,000
- Jobs supported50
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Towanda
Flood risk in Towanda
- Listed NFIP communities2
- Of those, participating2
- NFIP community number420178
- Currently effective map date07/17/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Bradford County, not Towanda
Bradford County context, not Towanda figures
These are Bradford County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Towanda measurements.
- Establishments in Bradford County1,334
- Employment at those establishments, Bradford County18,842
- Covered employment, Bradford County22,333
- Average annual pay, Bradford County$60,112
- Average weekly wage, Bradford County$1,156
- Housing units permitted, Bradford County92
- Of those, single family, Bradford County77
- County product, 2024, Bradford County$6,798,065,000
- County product change over the prior year, Bradford County8.2 percent
- Average income of an arriving household, Bradford County$57,088
Every figure in this section is published for Bradford County as a whole and is not a measurement of Towanda. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Towanda questions, answered from the record.
How many people live in Towanda, Pennsylvania?
2,791, in 1,253 households. Towanda borough covers 1.14 square miles of land, which is 2,456 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Towanda in?
Bradford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Towanda?
$60,888. The median owner-occupied home is valued at $166,900. Median gross rent is $996 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Towanda businesses?
12 7(a) approvals totalling $1.7 m, across 5 lenders, median approval $130,000, plus 4 504 approvals worth $4.1 m. These count approvals to borrowers whose address is in Towanda, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Towanda borrowers get paid back?
No rate is published for Towanda. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Towanda in the National Flood Insurance Program?
Yes. Towanda appears in the FEMA Community Status Book as community 420178, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Towanda figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bradford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Towanda.
Is zoning published for Towanda?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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