HomePennsylvaniaBradford CountyTroy borough
Troy borough, Pennsylvania: commercial real estate data.
Troy borough is a Census borough of 1,408 people across 0.79 square miles of land, in Bradford County. Median household income is $51,016, 61.0 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $188,300.
80 sourced place values · tier FULL · 9 sections
Troy
What Troy is
- Census place typeborough
- Land area0.79 sq mi
- Water area0 sq mi
- Population per square mile of land1,792
- County holding the largest share of its areaBradford County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
How many people live in Troy
- Population1,408
- Median age45.0
- Population under 18175 plus or minus 57
- Share under 1812.4 percent plus or minus 3.4
- Population 65 and over265 plus or minus 57
- Share 65 and over18.8 percent
- Households539
- Family households275 plus or minus 60
- Share of households that are families51.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
Income and work in Troy
- Median household income$51,016
- Per capita income$28,576
- Civilian labor force642
- Employed631
- Unemployed11 plus or minus 9
- Unemployment rate1.7 percent plus or minus 1.4
- Adults 25 and over1,101
- Adults 25 and over with a high school diploma or higher80.4 percent plus or minus 18.4
- Adults 25 and over with a bachelor degree or higher23.5 percent
- Adults 25 and over with a graduate degree10.2 percent plus or minus 3.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
Housing in Troy
- Housing units598
- Occupied units539
- Vacant units59 plus or minus 34
- Vacancy rate9.9 percent plus or minus 5.5
- Owner occupied329 plus or minus 74
- Renter occupied210 plus or minus 53
- Ownership rate61.0 percent
- Median owner-occupied home value$155,900
- Median gross rent, monthly$603
- Annual rent as a share of median income14.2 percent
- Single family units390 plus or minus 78
- Share single family65.2 percent
- Units in buildings of two or more208 plus or minus 54
- Share in buildings of two or more34.8 percent plus or minus 7.2
- Mobile homes0
- Median year structure built1953
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
How Troy gets to work
- Workers 16 and over who commute594
- Commuting under 15 minutes311 plus or minus 75
- Share commuting under 15 minutes52.4 percent
- Commuting 30 minutes or more182 plus or minus 63
- Share commuting 30 minutes or more30.6 percent plus or minus 8.8
- Drove alone59.5 percent
- Carpooled28.8 percent plus or minus 6.9
- Public transport0.0 percent
- Walked6.8 percent plus or minus 5.8
- Worked from home4.5 percent plus or minus 2.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Troy
SBA 7(a) lending to Troy borrowers
- Approvals4
- Gross approval$188,300
- Average approval$47,075
- Median approval$55,800
- Ninetieth percentile approval$60,000
- Largest approval$60,000
- Jobs supported22
- Jobs per approval5.5
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Troy
SBA 504 lending to Troy borrowers
- Approvals1
- Gross approval$359,000
- Average approval$359,000
- Median approval$359,000
- Largest approval$359,000
- Jobs supported12
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Troy
Flood programme status in Troy
- Listed NFIP communities3
- Of those, participating3
- NFIP community number420179
- Currently effective map date10/16/14(M)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Bradford County, not Troy
Bradford County context, not Troy figures
These are Bradford County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Troy measurements.
- Establishments in Bradford County1,334
- Employment at those establishments, Bradford County18,842
- Covered employment, Bradford County22,333
- Average annual pay, Bradford County$60,112
- Average weekly wage, Bradford County$1,156
- Housing units permitted, Bradford County92
- Of those, single family, Bradford County77
- County product, 2024, Bradford County$6,798,065,000
- County product change over the prior year, Bradford County8.2 percent
- Average income of an arriving household, Bradford County$57,088
Every figure in this section is published for Bradford County as a whole and is not a measurement of Troy. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Troy questions, answered from the record.
How many people live in Troy, Pennsylvania?
1,408, in 539 households. Troy borough covers 0.79 square miles of land, which is 1,792 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Troy in?
Bradford County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Troy?
$51,016. The median owner-occupied home is valued at $155,900. Median gross rent is $603 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Troy businesses?
4 7(a) approvals totalling $188,300, across 3 lenders, median approval $55,800, plus 1 504 approvals worth $359,000. These count approvals to borrowers whose address is in Troy, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Troy borrowers get paid back?
No rate is published for Troy. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Troy in the National Flood Insurance Program?
Yes. Troy appears in the FEMA Community Status Book as community 420179, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Troy figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bradford County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Troy.
Is zoning published for Troy?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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