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HomePennsylvaniaCambria CountyJohnstown

Johnstown, Pennsylvania: commercial real estate data.

Johnstown is a Census city of 18,087 people across 5.91 square miles of land, in Cambria County. Median household income is $37,888, 55.2 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $8.7 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Johnstown

What Johnstown is

  • Census place typecity
  • Land area5.91 sq mi
  • Water area0.2 sq mi
  • Population per square mile of land3,059
  • County holding the largest share of its areaCambria County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Johnstown

How many people live in Johnstown

  • Population18,087
  • Median age44.0
  • Population under 184,050
  • Share under 1822.4 percent
  • Population 65 and over3,665
  • Share 65 and over20.3 percent
  • Households8,953
  • Family households4,006
  • Share of households that are families44.7 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Johnstown

Income and work in Johnstown

  • Median household income$37,888
  • Per capita income$24,013
  • Civilian labor force7,625
  • Employed7,151
  • Unemployed474 plus or minus 119
  • Unemployment rate6.2 percent plus or minus 1.5
  • Adults 25 and over12,953
  • Adults 25 and over with a high school diploma or higher87.2 percent
  • Adults 25 and over with a bachelor degree or higher15.8 percent
  • Adults 25 and over with a graduate degree5.7 percent plus or minus 1.7

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Johnstown

Housing in Johnstown

  • Housing units11,654
  • Occupied units8,953
  • Vacant units2,701
  • Vacancy rate23.2 percent
  • Owner occupied4,939
  • Renter occupied4,014
  • Ownership rate55.2 percent
  • Median owner-occupied home value$45,400
  • Median gross rent, monthly$644
  • Annual rent as a share of median income20.4 percent
  • Single family units8,160
  • Share single family70.0 percent
  • Units in buildings of two or more3,494
  • Share in buildings of two or more30.0 percent
  • Mobile homes0
  • Median year structure built1942

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Johnstown

How Johnstown gets to work

  • Workers 16 and over who commute6,259
  • Commuting under 15 minutes2,726
  • Share commuting under 15 minutes43.6 percent
  • Commuting 30 minutes or more1,157 plus or minus 240
  • Share commuting 30 minutes or more18.5 percent
  • Drove alone68.0 percent
  • Carpooled7.7 percent plus or minus 2.4
  • Public transport4.8 percent plus or minus 1.9
  • Walked6.4 percent plus or minus 1.7
  • Worked from home10.1 percent plus or minus 2.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Johnstown

SBA loans in Johnstown (7(a))

  • Approvals11
  • Gross approval$8,717,100
  • Average approval$792,464
  • Median approval$402,000
  • Largest approval$3,500,000
  • Jobs supported102
  • Jobs per approval9.3
  • Loans with a final outcome3
  • Paid in full3
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more27.3 percent
  • Share to franchises0.0 percent
  • Distinct lenders9
  • Distinct industries by NAICS7

Counted by borrower city: approvals to borrowers whose address is in Johnstown, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Johnstown

SBA loans in Johnstown (504)

  • Approvals3
  • Gross approval$3,742,000
  • Average approval$1,247,333
  • Median approval$1,218,000
  • Largest approval$1,663,000
  • Jobs supported20
  • Loans with a final outcome1
  • Charged off0
  • Median term240 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Johnstown, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Johnstown

Flood risk in Johnstown

  • NFIP communityCity of Johnstown
  • NFIP community number420231
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date06/19/12

The City of Johnstown participates in the National Flood Insurance Program as community 420231 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Cambria County, not Johnstown

Cambria County context, not Johnstown figures

  • Establishments in Cambria County2,996
  • Covered employment, Cambria County47,545
  • Average annual pay, Cambria County$49,791
  • Housing units permitted, Cambria County62

Every figure in this section is published for Cambria County as a whole and is not a measurement of Johnstown.

All Cambria County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Johnstown questions, answered from the record.

How many people live in Johnstown, Pennsylvania?

18,087, in 8,953 households. Johnstown city covers 5.91 square miles of land, which is 3,059 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Johnstown in?

Cambria County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Johnstown?

$37,888. The median owner-occupied home is valued at $45,400. Median gross rent is $644 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Johnstown businesses?

11 7(a) approvals totaling $8.7 m since FY2020, across 9 lenders, median approval $402,000, plus 3 504 approvals worth $3.7 m since FY2010. These count approvals to borrowers whose address is in Johnstown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Johnstown borrowers get paid back?

No rate is published for Johnstown. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Johnstown in the National Flood Insurance Program?

Yes. Johnstown appears in the FEMA Community Status Book as Johnstown, city of, community 420231, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Johnstown figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cambria County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Johnstown.

Is zoning published for Johnstown?

No. Nothing on this page presents parcel level zoning.