HomePennsylvaniaCambria CountyJohnstown city
Johnstown city, Pennsylvania: commercial real estate data.
Johnstown city is a Census city of 18,087 people across 5.91 square miles of land, in Cambria County. Median household income is $37,888, 55.2 percent of occupied homes are owned, and the SBA record carries 11 7(a) approvals to borrowers here worth $8.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Johnstown
What Johnstown is
- Census place typecity
- Land area5.91 sq mi
- Water area0.2 sq mi
- Population per square mile of land3,059
- County holding the largest share of its areaCambria County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Johnstown
How many people live in Johnstown
- Population18,087
- Median age44.0
- Population under 184,050
- Share under 1822.4 percent
- Population 65 and over3,665
- Share 65 and over20.3 percent
- Households8,953
- Family households4,006
- Share of households that are families44.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Johnstown
Income and work in Johnstown
- Median household income$37,888
- Per capita income$24,013
- Civilian labor force7,625
- Employed7,151
- Unemployed474 plus or minus 119
- Unemployment rate6.2 percent plus or minus 1.5
- Adults 25 and over12,953
- Adults 25 and over with a high school diploma or higher87.2 percent
- Adults 25 and over with a bachelor degree or higher15.8 percent
- Adults 25 and over with a graduate degree5.7 percent plus or minus 1.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Johnstown
Housing in Johnstown
- Housing units11,654
- Occupied units8,953
- Vacant units2,701
- Vacancy rate23.2 percent
- Owner occupied4,939
- Renter occupied4,014
- Ownership rate55.2 percent
- Median owner-occupied home value$45,400
- Median gross rent, monthly$644
- Annual rent as a share of median income20.4 percent
- Single family units8,160
- Share single family70.0 percent
- Units in buildings of two or more3,494
- Share in buildings of two or more30.0 percent
- Mobile homes0
- Median year structure built1942
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Johnstown
How Johnstown gets to work
- Workers 16 and over who commute6,259
- Commuting under 15 minutes2,726
- Share commuting under 15 minutes43.6 percent
- Commuting 30 minutes or more1,157 plus or minus 240
- Share commuting 30 minutes or more18.5 percent
- Drove alone68.0 percent
- Carpooled7.7 percent plus or minus 2.4
- Public transport4.8 percent plus or minus 1.9
- Walked6.4 percent plus or minus 1.7
- Worked from home10.1 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Johnstown
SBA loans in Johnstown (7(a))
- Approvals11
- Gross approval$8,717,100
- Average approval$792,464
- Median approval$402,000
- Ninetieth percentile approval$1,500,000
- Largest approval$3,500,000
- Jobs supported102
- Jobs per approval9.3
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more27.3 percent
- Share to franchises0.0 percent
- Distinct lenders9
- Distinct industries by NAICS7
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Johnstown
SBA loans in Johnstown (504)
- Approvals3
- Gross approval$3,742,000
- Average approval$1,247,333
- Median approval$1,218,000
- Largest approval$1,663,000
- Jobs supported20
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Johnstown
Flood risk in Johnstown
- Listed NFIP communities1
- Of those, participating1
- NFIP community number420231
- Currently effective map date06/19/12
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Cambria County, not Johnstown
Cambria County context, not Johnstown figures
These are Cambria County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Johnstown measurements.
- Establishments in Cambria County2,996
- Employment at those establishments, Cambria County43,601
- Covered employment, Cambria County47,545
- Average annual pay, Cambria County$49,791
- Average weekly wage, Cambria County$958
- Housing units permitted, Cambria County62
- Of those, single family, Cambria County58
- County product, 2024, Cambria County$6,208,141,000
- County product change over the prior year, Cambria County3.7 percent
- Average income of an arriving household, Cambria County$49,744
Every figure in this section is published for Cambria County as a whole and is not a measurement of Johnstown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Johnstown questions, answered from the record.
How many people live in Johnstown, Pennsylvania?
18,087, in 8,953 households. Johnstown city covers 5.91 square miles of land, which is 3,059 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Johnstown in?
Cambria County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Johnstown?
$37,888. The median owner-occupied home is valued at $45,400. Median gross rent is $644 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Johnstown businesses?
11 7(a) approvals totalling $8.7 m, across 9 lenders, median approval $402,000, plus 3 504 approvals worth $3.7 m. These count approvals to borrowers whose address is in Johnstown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Johnstown borrowers get paid back?
No rate is published for Johnstown. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Johnstown in the National Flood Insurance Program?
Yes. Johnstown appears in the FEMA Community Status Book as community 420231, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Johnstown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cambria County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Johnstown.
Is zoning published for Johnstown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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