HomePennsylvaniaCambria CountyNorthern Cambria
Northern Cambria, Pennsylvania: commercial real estate data.
Northern Cambria is a Census borough of 3,494 people across 3.01 square miles of land, in Cambria County. Median household income is $54,673, 69.5 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Northern Cambria
What Northern Cambria is
- Census place typeborough
- Land area3.01 sq mi
- Water area0 sq mi
- Population per square mile of land1,161
- County holding the largest share of its areaCambria County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northern Cambria
How many people live in Northern Cambria
- Population3,494
- Median age40.2
- Population under 181,091 plus or minus 310
- Share under 1831.2 percent plus or minus 8.9
- Population 65 and over580 plus or minus 145
- Share 65 and over16.6 percent plus or minus 4.2
- Households1,405
- Family households974
- Share of households that are families69.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northern Cambria
Income and work in Northern Cambria
- Median household income$54,673
- Per capita income$26,079
- Civilian labor force1,498
- Employed1,450
- Unemployed48 plus or minus 55
- Unemployment rate3.2 percent plus or minus 3.6
- Adults 25 and over2,102
- Adults 25 and over with a high school diploma or higher92.8 percent
- Adults 25 and over with a bachelor degree or higher21.4 percent plus or minus 6.2
- Adults 25 and over with a graduate degree5.4 percent plus or minus 3.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northern Cambria
Housing in Northern Cambria
- Housing units1,602
- Occupied units1,405
- Vacant units197 plus or minus 120
- Vacancy rate12.3 percent plus or minus 7.3
- Owner occupied976 plus or minus 199
- Renter occupied429 plus or minus 140
- Ownership rate69.5 percent
- Median owner-occupied home value$93,100
- Median gross rent, monthly$612 plus or minus $210
- Annual rent as a share of median income13.4 percent plus or minus 5.0
- Single family units1,231
- Share single family76.8 percent
- Units in buildings of two or more298 plus or minus 133
- Share in buildings of two or more18.6 percent plus or minus 7.8
- Mobile homes73 plus or minus 80
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northern Cambria
How Northern Cambria gets to work
- Workers 16 and over who commute1,302
- Commuting under 15 minutes538 plus or minus 160
- Share commuting under 15 minutes41.3 percent plus or minus 10.5
- Commuting 30 minutes or more516 plus or minus 175
- Share commuting 30 minutes or more39.6 percent plus or minus 11.9
- Drove alone80.0 percent
- Carpooled6.7 percent plus or minus 6.4
- Public transport0.0 percent
- Walked3.2 percent plus or minus 2.8
- Worked from home6.7 percent plus or minus 5.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Northern Cambria
SBA loans in Northern Cambria (7(a))
- Approvals1
- Gross approval$1,680,000
- Average approval$1,680,000
- Median approval$1,680,000
- Largest approval$1,680,000
- Jobs supported7
- Jobs per approval7.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term132 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Northern Cambria, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Northern Cambria
SBA loans in Northern Cambria (504)
- Approvals1
- Gross approval$240,000
- Average approval$240,000
- Median approval$240,000
- Largest approval$240,000
- Jobs supported27
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Northern Cambria, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Northern Cambria
Flood risk in Northern Cambria
- NFIP communityBorough of Northern Cambria
- NFIP community number420304
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date06/19/12
The Borough of Northern Cambria participates in the National Flood Insurance Program as community 420304 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Cambria County, not Northern Cambria
Cambria County context, not Northern Cambria figures
- Establishments in Cambria County2,996
- Covered employment, Cambria County47,545
- Average annual pay, Cambria County$49,791
- Housing units permitted, Cambria County62
Every figure in this section is published for Cambria County as a whole and is not a measurement of Northern Cambria.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Northern Cambria questions, answered from the record.
How many people live in Northern Cambria, Pennsylvania?
3,494, in 1,405 households. Northern Cambria borough covers 3.01 square miles of land, which is 1,161 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Northern Cambria in?
Cambria County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Northern Cambria?
$54,673. The median owner-occupied home is valued at $93,100. Median gross rent is $612 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Northern Cambria businesses?
1 7(a) approvals totaling $1.7 m since FY2020, across 1 lenders, median approval $1,680,000, plus 1 504 approvals worth $240,000 since FY2010. These count approvals to borrowers whose address is in Northern Cambria, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Northern Cambria borrowers get paid back?
No rate is published for Northern Cambria. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Northern Cambria in the National Flood Insurance Program?
Yes. Northern Cambria appears in the FEMA Community Status Book as Northern Cambria, borough of, community 420304, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Northern Cambria figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Cambria County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Northern Cambria.
Is zoning published for Northern Cambria?
No. Nothing on this page presents parcel level zoning.